Winnebago County Memorandum of an Installment Sales Contract Form (Illinois)

All Winnebago County specific forms and documents listed below are included in your immediate download package:

Memorandum of an Installment Sales Contract Form

Winnebago County Memorandum of an Installment Sales Contract Form

Fill in the blank Memorandum of an Installment Sales Contract form formatted to comply with all Illinois recording and content requirements.
Included Winnebago County compliant document last validated/updated 7/2/2025

Memorandum of an Installment Sales Contract Guide

Winnebago County Memorandum of an Installment Sales Contract Guide

Line by line guide explaining every blank on the Memorandum of an Installment Sales Contract form.
Included Winnebago County compliant document last validated/updated 6/26/2025

Completed Example of the Memorandum of an Installment Sales Contract Document

Winnebago County Completed Example of the Memorandum of an Installment Sales Contract Document

Example of a properly completed Illinois Memorandum of an Installment Sales Contract document for reference.
Included Winnebago County compliant document last validated/updated 7/17/2025

When using these Memorandum of an Installment Sales Contract forms, the subject real estate must be physically located in Winnebago County. The executed documents should then be recorded in the following office:

Winnebago County Recorder - County Administration Building

404 Elm St, Room 405, Rockford, Illinois 61101

Hours: 8:00 to 5:00 M-F

Phone: (815) 319-4325

Local jurisdictions located in Winnebago County include:

  • Cherry Valley
  • Durand
  • Loves Park
  • Machesney Park
  • Pecatonica
  • Rockford
  • Rockton
  • Roscoe
  • Seward
  • Shirland
  • South Beloit
  • Winnebago

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Winnebago County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Winnebago County using our eRecording service.
Are these forms guaranteed to be recordable in Winnebago County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Winnebago County including margin requirements, content requirements, font and font size requirements.

Can the Memorandum of an Installment Sales Contract forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Winnebago County that you need to transfer you would only need to order our forms once for all of your properties in Winnebago County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Illinois or Winnebago County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Winnebago County Memorandum of an Installment Sales Contract forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

The seller has the option of recording the Contract for Deed, or a Memorandum of Contract (within 10 business days of the date of sale of any residential real estate subject to an installment sales contract, and prior to any subsequent sale or other transfer of any interest in the residential real estate or contract by the seller, the seller shall record the contract or a memorandum of the contract with the county recorder of deeds. A memorandum of the contract shall be titled "MEMORANDUM OF AN INSTALLMENT SALES CONTRACT") ((765 ILCS 67/20(a))

In short an ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property. "Installment sales contract" does not include a financing arrangement that for religious or cultural reasons does not allow the imposition or collection of interest and that is offered by a person, partnership, association, limited liability company, or corporation doing business under and as permitted by any law of this State or the United States relating to banks, savings and loan associations, savings banks, credit unions, or third-party religious or cultural lenders.) ((765 ILCS 67/5)

Why record a Memorandum instead of a Contract?
Memorandum of Contract: This is useful when you want to protect certain details of the agreement while still providing public notice of its existence. It is appropriate for maintaining some level of privacy and avoiding the recording of lengthy or sensitive contract details.

Original Contract: Recording the original contract is beneficial when you need full legal protection and clarity. It ensures that all terms are public and enforceable, providing comprehensive protection against disputes and claims.

Our Promise

The documents you receive here will meet, or exceed, the Winnebago County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Winnebago County Memorandum of an Installment Sales Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Ronald P.

July 24th, 2025

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Charlene H.

July 22nd, 2025

Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.

Reply from Staff

Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.

Kimberly B.

July 22nd, 2025

Great service, quick and easy!

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!

Reed W.

May 19th, 2022

Thanks

Reply from Staff

Thank you!

Cheryl M.

April 12th, 2020

Easy.

Reply from Staff

Thank you!

Wendy C.

January 27th, 2021

I purchased a Warranty Deed "package" on Friday and found that the Main download was a working document, but the secondary document (which is required) was not. In other words, I was able to use the fill-in feature on the main document, but not on the second document. I used the portal on the website to report my issue the same day. That was Friday. This is Wednesday. I have not heard a word from them and I have to use my documents in 2 days. I will probably have to resort to pen and ink for that document, but I have already tried filling it out twice and have to keep reprinting and starting over. You can't white out or cross out. I would really prefer to have the complete service that I paid for.

Reply from Staff

Thank you for your feedback. As is noted on the site, supplemental forms are provided as a courtesy with your order. They are not our forms, we did not create them. They are created and provided by the jurisdiction/agency that requires them. Have a wonderful day.

Gertrude M.

January 31st, 2023

Rating 5 stars

Reply from Staff

Thank you!

Richelle B.

August 10th, 2020

Thanks!

Reply from Staff

Thank you!

William S.

June 4th, 2021

Contents were well done. Could not remove and replace the "Deeds/" footer, rendering the form unusable for filing with a court and county deed records. This should be corrected.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Patricia J.

October 31st, 2021

No word "Download" so had a little trouble figuring out how to download, but finally figured it out.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Julia C.

May 18th, 2025

Deeds.com was such a blessing in order for me to get something done that my lawyers could not get done. Transferring a mineral right from my deceased parents to me and my husband. The mineral company person I worked with went above and beyond helping me fill the paperwork out perfectly so that it had “right of survivorship” (and other things phrased properly) so that either my husband or I won’t have the issue I have had. Had it not been for deeds.com I don’t think I would have been able to complete this process. I hope anyone that ever needs something such as this learns about I deeds.com.

Reply from Staff

Thank you, Julia, for your kind and thoughtful review. We're truly honored to have played a role in helping you and your husband secure your mineral rights — especially after such a frustrating experience elsewhere. It’s great to hear that our team and resources were able to guide you through the process with clarity and care. Your words mean a lot to us, and we hope others in similar situations find the support they need through Deeds.com, just like you did. Wishing you continued peace of mind and security with your property.

DENIS K.

July 17th, 2020

Excellent, invaluable and reasonable!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

ZENOBIA D.

November 11th, 2021

I Love Deeds.com. They have all of the documents you need to take care of your needs. IT is also safe and convenient way to send your documents safely and secure.

Reply from Staff

Thank you!

JOHN L.

November 17th, 2020

Not just good, very good. Very intuitive and very responsive. It just works!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael R.

September 15th, 2019

This was just TOO easy to do and use!! Thank you so much for your service!

Reply from Staff

Thank you!