Winnebago County Memorandum of an Installment Sales Contract Form (Illinois)
All Winnebago County specific forms and documents listed below are included in your immediate download package:
Memorandum of an Installment Sales Contract Form

Fill in the blank Memorandum of an Installment Sales Contract form formatted to comply with all Illinois recording and content requirements.
Included Winnebago County compliant document last validated/updated 4/14/2025
Memorandum of an Installment Sales Contract Guide

Line by line guide explaining every blank on the Memorandum of an Installment Sales Contract form.
Included Winnebago County compliant document last validated/updated 5/13/2025
Completed Example of the Memorandum of an Installment Sales Contract Document

Example of a properly completed Illinois Memorandum of an Installment Sales Contract document for reference.
Included Winnebago County compliant document last validated/updated 5/16/2025
The following Illinois and Winnebago County supplemental forms are included as a courtesy with your order:
When using these Memorandum of an Installment Sales Contract forms, the subject real estate must be physically located in Winnebago County. The executed documents should then be recorded in the following office:
Winnebago County Recorder - County Administration Building
404 Elm St, Room 405, Rockford, Illinois 61101
Hours: 8:00 to 5:00 M-F
Phone: (815) 319-4325
Local jurisdictions located in Winnebago County include:
- Cherry Valley
- Durand
- Loves Park
- Machesney Park
- Pecatonica
- Rockford
- Rockton
- Roscoe
- Seward
- Shirland
- South Beloit
- Winnebago
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Winnebago County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Winnebago County using our eRecording service.
Are these forms guaranteed to be recordable in Winnebago County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Winnebago County including margin requirements, content requirements, font and font size requirements.
Can the Memorandum of an Installment Sales Contract forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Winnebago County that you need to transfer you would only need to order our forms once for all of your properties in Winnebago County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Illinois or Winnebago County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Winnebago County Memorandum of an Installment Sales Contract forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
The seller has the option of recording the Contract for Deed, or a Memorandum of Contract (within 10 business days of the date of sale of any residential real estate subject to an installment sales contract, and prior to any subsequent sale or other transfer of any interest in the residential real estate or contract by the seller, the seller shall record the contract or a memorandum of the contract with the county recorder of deeds. A memorandum of the contract shall be titled "MEMORANDUM OF AN INSTALLMENT SALES CONTRACT") ((765 ILCS 67/20(a))
In short an ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property. "Installment sales contract" does not include a financing arrangement that for religious or cultural reasons does not allow the imposition or collection of interest and that is offered by a person, partnership, association, limited liability company, or corporation doing business under and as permitted by any law of this State or the United States relating to banks, savings and loan associations, savings banks, credit unions, or third-party religious or cultural lenders.) ((765 ILCS 67/5)
Why record a Memorandum instead of a Contract?
Memorandum of Contract: This is useful when you want to protect certain details of the agreement while still providing public notice of its existence. It is appropriate for maintaining some level of privacy and avoiding the recording of lengthy or sensitive contract details.
Original Contract: Recording the original contract is beneficial when you need full legal protection and clarity. It ensures that all terms are public and enforceable, providing comprehensive protection against disputes and claims.
Our Promise
The documents you receive here will meet, or exceed, the Winnebago County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Winnebago County Memorandum of an Installment Sales Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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June 23rd, 2025
Great service, easy way to get accurate documents
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June 19th, 2025
World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!
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December 8th, 2020
I appreciate the opportunity to take care of business without the hassle of parking, security checks and lines. It was all done quickly and easily.
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Melody P.
December 30th, 2020
5 Stars isn't enough! I worked with KVH today (12-30-20) to get some deeds filed in Dallas County before the end of the year. Timing was critical and I thought my only option was to record in person. Someone suggested I try Deeds.com, and I'm very glad I did. KVH provided excellent service. Everything was quick and efficient, and I highly recommend using this service. Thanks!
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Tanya D.
January 1st, 2019
No review provided.
Charles H.
December 8th, 2020
Website is user-friendly and very helpful, butI will have to wait until I submit my documents to the Clerk of Court to see if they are acceptable.
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Susan S.
July 28th, 2020
The actual transfer of deed form seems to be the only one not fillable in Adobe. Seems odd.
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Lorrisa L.
December 28th, 2018
No review provided.
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Heather F.
January 13th, 2019
Quality forms and information. Everything went smoothly.
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Cyndi H.
December 9th, 2020
Excellent! Great communication through the process and quick response.
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ian a.
September 28th, 2022
Your website advertising was somewhat deceptive regarding doing a quitclaim on a name change.
"If you are transferring the property to yourself under your new name, all you have to do is update the deed from your former name to your current one."
This made this sound easy. But when I downloaded the material for my state, expecting to find an example, there was no example of how to do a name change quitclaim deed!
I therefore had to figure this out myself. You might have provided a warning about certain uses that were not covered in the material so that people know ahead of time that the use they needed to know about wasn't covered in the material.
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Rebecca V.
May 18th, 2023
The staff is Great to work with,
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David C.
February 7th, 2021
I found it pretty easy to navigate, all worked well. Need a better example of excise tax. Lastly, your link in the email to get to this page doesn't work :)
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Sandra T.
May 4th, 2023
I hope this will address all I need to make sure my father is not being taken for granted by my siblings and a nephew and his wife.
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