Clayton County Real Estate Mortgage and Promissory Note Form

Clayton County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Clayton County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.

Clayton County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.

Clayton County Promissory Note Form
Note that is secured by the Mortgage document.

Clayton County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Clayton County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Clayton County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.

Clayton County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Clayton County documents included at no extra charge:
Where to Record Your Documents
Clayton County Recorder
Elkader, Iowa 52043-0278
Hours: 8:00am to 4:30pm M-F
Phone: (563) 245-2710
Recording Tips for Clayton County:
- White-out or correction fluid may cause rejection
- Make copies of your documents before recording - keep originals safe
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Clayton County
Properties in any of these areas use Clayton County forms:
- Edgewood
- Elkader
- Elkport
- Farmersburg
- Garber
- Garnavillo
- Guttenberg
- Luana
- Marquette
- Mc Gregor
- Monona
- North Buena Vista
- Saint Olaf
- Strawberry Point
- Volga
Hours, fees, requirements, and more for Clayton County
How do I get my forms?
Forms are available for immediate download after payment. The Clayton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clayton County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clayton County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clayton County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clayton County?
Recording fees in Clayton County vary. Contact the recorder's office at (563) 245-2710 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Clayton County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Clayton County.
Our Promise
The documents you receive here will meet, or exceed, the Clayton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Clayton County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4580 Reviews )
Anna P.
April 15th, 2021
Deeds.com was a life saver! I was able to have a document recorded the very same day of my request. Thank you for taking care of this! Top notch service.
Thank you!
Ronald C.
January 31st, 2019
My goal was to find the Covenant, Conditions, and Restrictions for my HOA. From what I can read, these documents should be attached to our Deed (single family, patio home in New Hanover County). I am not sure if I have a copy of my Deed. I would need to check my Safe Deposit Box. Unfortunately, I was not successful at finding these documents from your Website. If you can help me find them, I would appreciate that.
It is most common to obtain a copy of CC&Rs directly from the HOA. Alternatively, they are also usually a matter of public record recorded with the local recorder and you can obtain a copy there.
Charlene H.
July 22nd, 2025
Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.
Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.
Ryan B.
January 13th, 2021
This was a very quick and convenient way to complete one of the tasks for my divorce that I imagined would be extremely difficult. Thank you deeds.com for making a difficult situation bearable.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Giuseppina M.
October 24th, 2024
Fast, reliable excellent service
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Franklin W.
February 5th, 2019
I am not so happy. I did find and purchase the document I needed. But there is one problem. It is in Adobe PDF format only. I cannot enter information into the form.
Sorry to hear that. Sounds like you may have been trying to complete the document in your browser instead of downloading the PDF and completing it on your computer. The PDF forms are fill in the blank, that's one of the reasons we use that format.
William B.
May 29th, 2021
The website works just as described. I couldn't ask for anything more helpful in drafting an easement and all at a very reasonable price. Thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
Teresa T.
October 6th, 2022
amazingly fast! Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gerry C.
February 6th, 2021
Forms appear to be most current and instructions clear. Inserting grantor/grantee information onto form a bit "clunky" however no major issues. I will be using services again.
Thank you!
Jerry O.
July 10th, 2020
Everything I needed including detailed instructions to transfer the deed on my house from me alone to me and my wife as joint owners with right of survivorship. Formatting was compliant and blanks for all information required were provided in all the right places. 5 stars
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jeff H.
July 1st, 2021
Very simple and fast service, and the fees are appropriate. It would be good to get email notifications when there are new messages and/or status updates.
Thank you for your feedback. We really appreciate it. Have a great day!
Christopher G.
August 12th, 2019
couldn't find what I was looking for.
Thank you for your feedback Christopher, sorry to hear that you couldn't find what you were looking for. Have a wonderful day.
Anne S.
June 13th, 2019
Responsive and honest. They were unable to obtain records for me, no fault of theirs, and immediately let me know and credited my account. I give Deeds dot com five stars and would come back. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
SHIRLEY R.
August 22nd, 2019
This was Awesome!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Wanda L.
July 30th, 2020
Really nice and helped with more information.
Thank you for your feedback. We really appreciate it. Have a great day!