Palo Alto County Real Estate Mortgage and Promissory Note Form
Palo Alto County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Palo Alto County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Palo Alto County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Palo Alto County Promissory Note Form
Note that is secured by the Mortgage document.
Palo Alto County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Palo Alto County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Palo Alto County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Palo Alto County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Palo Alto County documents included at no extra charge:
Where to Record Your Documents
Palo Alto County Recorder
Emmetsburg, Iowa 50536
Hours: 8 a.m. - 4 p.m. Monday-Friday
Phone: (712) 852-3701
Recording Tips for Palo Alto County:
- Check that your notary's commission hasn't expired
- Leave recording info boxes blank - the office fills these
- Both spouses typically need to sign if property is jointly owned
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Palo Alto County
Properties in any of these areas use Palo Alto County forms:
- Ayrshire
- Curlew
- Cylinder
- Emmetsburg
- Graettinger
- Mallard
- Ruthven
- West Bend
Hours, fees, requirements, and more for Palo Alto County
How do I get my forms?
Forms are available for immediate download after payment. The Palo Alto County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Palo Alto County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Palo Alto County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Palo Alto County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Palo Alto County?
Recording fees in Palo Alto County vary. Contact the recorder's office at (712) 852-3701 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Palo Alto County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Palo Alto County.
Our Promise
The documents you receive here will meet, or exceed, the Palo Alto County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Palo Alto County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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