Hinds County Deed of Trust and Promissory Note Form

Hinds County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Hinds County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Hinds County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Hinds County Promissory Note Form
Note that is secured by the Deed of Trust.

Hinds County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Hinds County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Hinds County Subordination Clauses
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Hinds County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Mississippi and Hinds County documents included at no extra charge:
Where to Record Your Documents
Chancery Clerk - First Judicial District
Jackson, Mississippi 39201 / 39205-0686
Hours: 8:00am-5:00pm M-F
Phone: (601) 968-6508
Chancery Clerk - Second Judicial District
Raymond, Mississippi 39154
Hours: 8:00am-5:00pm M-F
Phone: (601) 857-8055
Recording Tips for Hinds County:
- Documents must be on 8.5 x 11 inch white paper
- White-out or correction fluid may cause rejection
- Leave recording info boxes blank - the office fills these
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Hinds County
Properties in any of these areas use Hinds County forms:
- Bolton
- Byram
- Clinton
- Edwards
- Jackson
- Pocahontas
- Raymond
- Terry
- Tougaloo
- Utica
Hours, fees, requirements, and more for Hinds County
How do I get my forms?
Forms are available for immediate download after payment. The Hinds County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Hinds County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Hinds County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Hinds County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Hinds County?
Recording fees in Hinds County vary. Contact the recorder's office at (601) 968-6508 for current fees.
Questions answered? Let's get started!
In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))
Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.
This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.
Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:
1. Dollar amount of Principle Owed
2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.
4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.
5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.
Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.
This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.
(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.
Important: Your property must be located in Hinds County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Hinds County.
Our Promise
The documents you receive here will meet, or exceed, the Hinds County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Hinds County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Robert W.
March 26th, 2020
Easier than I thought. No problem Nice service
Thank you!
Therese L.
September 20th, 2019
Good instructions and example
Thank you!
john o.
August 8th, 2020
very simple to use
Thank you!
Larry L.
July 12th, 2022
Great product, worked as it advertised.
Thank you!
Daren K.
April 29th, 2019
Awesome, so far. Thanks
Thank you!
Keith C.
April 12th, 2019
not worth anything to me as i could never get notary info on form to print along with other info
Sorry to hear that Keith. We have processed a refund for your order.
Susann T.
November 4th, 2020
I have been very happy with the prompt assistance that I have received from deeds.com! How refreshing this is when so often good customer service seems rare these days!
Thank you for your feedback. We really appreciate it. Have a great day!
Daniel S.
July 6th, 2020
So far, so good. Waiting for the County Recorder to accept and record my document, but use of the Deeds.com system has been easy.
Thank you for your feedback. We really appreciate it. Have a great day!
Michael W.
November 16th, 2021
So far the web site and the tools are a pleasure to use. The price is reasonable. If only getting rid of this timeshare in Mashpee Massachusetts (that I have owned for over thirty years) was this easy.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Miljana K.
January 20th, 2019
I was on several sites but this was the easiest and cost effective. No bait and switch like on several sites where you get a "free trial" and then they started billing you monthly for legal services. Excellent.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jeannine W.
September 16th, 2020
prompt, efficient service.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jann H.
July 18th, 2019
Was helpful information
Thank you!
Joseph S.
November 27th, 2023
THIS IS MY FIRST EXPERIENCE WITH DEEDS.COM. I DLED THE ESTATE DEED FORM THAT I HOPE WILL GO THROUGH OK WITH THE COUNTY. IT WILL BE SOMETIME UNTIL I HAVE IT FILLED IN AND ALL THE NAMES IN, NORARIZED AND FILED. CAN I RECONTACT YOU FOLKS IF THERE IS A PROBLEM? THANK YOU, JOE SEUBERT
We are motivated by your feedback to continue delivering excellence. Thank you!
Connie J L.
August 26th, 2020
Fast and easy to use. Easy to print.
Thank you!
Tony R.
July 23rd, 2021
As advertised. Thanks.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!