Covington County Warranty Deed (Individual Grantor) Form

This Mississippi warranty deed is drafted for one individual grantor: a single natural person conveying Mississippi real property with the full statutory warranty. One grantor entry, one signature line, and one acknowledgment certificate carry the entire execution, and the operative section uses the exact words the Mississippi conveyance statute makes effective, conveys and warrants.

Five title covenants from two statutory words

Mississippi Code Annotated Section 89-1-61 supplies the state's short conveyance form, built on the phrase convey and warrant, and Section 89-1-33 gives that phrase its force: the word warrant embraces the common law covenants of seizin, power to sell, freedom from encumbrance, quiet enjoyment, and warranty of title. A Mississippi general warranty deed on these words stands apart from a special warranty deed, whose warrant specially language reaches only claims arising by, through, or under the grantor, and from a quitclaim, which passes the grantor's interest with no warranty at all. The deed's exceptions section defines the boundary of the promise, listing the recorded covenants, easements, and other matters the warranty runs subject to.

The single grantor configuration

The form recites exactly one grantor, with the marital status recital Mississippi practice places beside the name. The record patterns that present this configuration include a sole owner selling a house or land, an unmarried owner conveying to family, and one cotenant passing an undivided fractional interest. The form is not set up as a two grantor instrument, an entity or trustee conveyance, or a deed executed under a power of attorney; each of those patterns recites a different capacity and signature architecture. Because Mississippi law makes a homestead conveyance by a married owner living with a spouse valid only with the spouse's joining signature, the single signature line on this form matches the unmarried owner and non-homestead patterns the completed example illustrates.

The grantee side is open: the deed conveys to one or more grantees, and the guide describes each form of co-ownership Mississippi recognizes, from the tenancy in common the statute supplies as the default to the joint tenancy and tenancy by the entirety forms that pass title to the survivor when the deed's vesting words make that intent manifest.

Built for the chancery clerk's counter

Mississippi records deeds in the office of the chancery clerk of the county where the land lies, and Section 89-5-24 sets the physical standards: three inches reserved at the top of the first page for the clerk, ten point minimum type, white twenty pound paper printed on one side, and signatures in black or blue ink with the name printed beneath. The form is engineered to those numbers, and it also carries the intake items Mississippi asks of every deed: the grantor and grantee mailing addresses and telephone numbers required by Section 27-3-51, which the clerk can refuse a deed without; the indexing instruction Section 89-5-33(3) requires to be distinctly set apart; and the preparer identification block. The statutory acknowledgment certificate follows the short form of Section 89-3-7(2)(a). The base recording fee is twenty five dollars for the first five pages, and Mississippi imposes no transfer tax and no transfer declaration on an ordinary deed.

What arrives with the deed

The download delivers the blank warranty deed as a fillable PDF, a completed example showing every section filled in for a realistic Madison County fact pattern, and a plain language guide that walks through each numbered section, the vesting options for the grantees, the signing and notarization rules, and the recording steps. The materials describe Mississippi law in general terms and are not legal advice; a Mississippi attorney can apply these statutes to a specific title or transaction.