Mississippi Forms

Harrison County Warranty Deed Reserving Life Estate Form

Harrison County Warranty Deed Reserving Life Estate Form

Harrison County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/18/2025
Harrison County Warranty Deed Guide

Harrison County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 8/6/2025
Harrison County Completed Example of the Warranty Deed Reserving Life Estate Form

Harrison County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.

Document Last Validated 5/9/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Harrison County documents included at no extra charge:

Important: Your property must be located in Harrison County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Chancery Clerk: Recording Department - Gulfport
Address:
1801 23rd St / PO Drawer CC
Gulfport, Mississippi 39501 / 39502-0860

Hours: 8:30 to 4:30 M-F

Phone: (228) 865-4032

Chancery Clerk: Recording Department - Biloxi
Address:
730 Dr Martin Luther King Jr Blvd / PO Box 544
Biloxi, Mississippi 39530 / 39533-0544

Hours:

Phone: (228) 435-8220

Recording Tips for Harrison County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Documents must be on 8.5 x 11 inch white paper
  • Check that your notary's commission hasn't expired
  • Bring extra funds - fees can vary by document type and page count
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Harrison County

Properties in any of these areas use Harrison County forms:

  • Biloxi
  • Diberville
  • Gulfport
  • Long Beach
  • Pass Christian
  • Saucier

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Harrison County

How do I get my forms?

Forms are available for immediate download after payment. The Harrison County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Harrison County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Harrison County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Harrison County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Harrison County?

Recording fees in Harrison County vary. Contact the recorder's office at (228) 865-4032 for current fees.

Questions answered? Let's get started!

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Important: Your property must be located in Harrison County to use these forms. Documents should be recorded at the office below.

This Warranty Deed Reserving Life Estate meets all recording requirements specific to Harrison County.

Our Promise

The documents you receive here will meet, or exceed, the Harrison County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Harrison County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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September 12th, 2020

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January 5th, 2021

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June 14th, 2021

Found the forms I needed with no problem and easy to fill out thanks to the guide that is with it. Big help!

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Pamela J.

January 7th, 2021

The form was short, and explainable.. so that is my feed back on that...but we have not received anything back to actually see if we filled the form out correctly. So I definitely can not say if I'm satisfied with it or not until I know that it is approved. I would recommend Coos County web site for Forms to people. Thank you.

Reply from Staff

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silvia m.

November 5th, 2019

Used the forms for a quitclaim deed. Worked great! Also, big bonus to have the extra forms available, needed a couple of them. Highly recommend...

Reply from Staff

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david t.

January 15th, 2019

No review provided.

Reply from Staff

Thank you!

FRANK O.

March 1st, 2019

Easy to download and use the forms, however two forms needed for my county recording were not included.

Reply from Staff

Thank you for your feedback Frank. We'll look into finding and including the additional supplemental documents. Sometimes supplemental documents have to be generated by the county's system, specific to the transaction.

Tamara H.

May 11th, 2023

Absolutely awesome! Quick, easy and efficient. I will definitely be using again!

Reply from Staff

Thank you Tamara. We really appreciate you taking the time to leave your comments. Have an amazing day!

Susan K.

February 16th, 2019

Very helpful; information included on the form explanations about Colorado laws in regards to beneficiary deeds helped us understand the issues involved.

Reply from Staff

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Norma J H.

April 27th, 2022

Your forms have been very helpful. I thank you very much for making them easy to use.

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Catherine S.

December 19th, 2019

Description of document could have been better

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Thank you!

Lloyd S.

March 30th, 2021

What a great website. It does Pasco County PROUD !!

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Thank you!

Veronica G.

November 11th, 2020

Excellent service A+

Reply from Staff

Thank you!

Susan H.

November 10th, 2024

I used the quitclaim deed form, it was easy to fill out, had notarized and was accepted by the county's recorders office. Having a example form made it so much easier to fill out.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

DEBORAH G.

April 1st, 2019

This product is good but the text boxes are not large enough to contain the information required for the form. Even dates do not display with the entry you make.

Reply from Staff

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