Lowndes County Warranty Deed Reserving Life Estate Form (Mississippi)
All Lowndes County specific forms and documents listed below are included in your immediate download package:
Warranty Deed Reserving Life Estate Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lowndes County compliant document last validated/updated 2/19/2025
Warranty Deed Guide
Line by line guide explaining every blank on the form.
Included Lowndes County compliant document last validated/updated 4/9/2025
Completed Example of the Warranty Deed Reserving Life Estate Form
Example of a properly completed form for reference.
Included Lowndes County compliant document last validated/updated 5/9/2025
The following Mississippi and Lowndes County supplemental forms are included as a courtesy with your order:
When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Lowndes County. The executed documents should then be recorded in the following office:
Lowndes County Chancery Clerk
505 North 2nd Ave / PO Box 684, Columbus, Mississippi 39703
Hours: Monday - Friday 8am to 5pm
Phone: (662) 329-5800
Local jurisdictions located in Lowndes County include:
- Artesia
- Columbus
- Crawford
- Mayhew
- Steens
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lowndes County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lowndes County using our eRecording service.
Are these forms guaranteed to be recordable in Lowndes County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lowndes County including margin requirements, content requirements, font and font size requirements.
Can the Warranty Deed Reserving Life Estate forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lowndes County that you need to transfer you would only need to order our forms once for all of your properties in Lowndes County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Mississippi or Lowndes County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lowndes County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.
89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.
Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.
Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.
Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.
Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.
In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.
(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.
Our Promise
The documents you receive here will meet, or exceed, the Lowndes County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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Get your Lowndes County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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May 2nd, 2020
I am really impressed by this website. Not only is it affordable, but they give a detailed description, instructions, and an example to follow. Also there are additional forms included. And it's State, even county, specific. They do not require a subscription either as you can just order what you want. Thank you!
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December 5th, 2024
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Terrell W.
January 27th, 2021
Was a little hard to find the form but once I did everything worked well
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Elizabeth P.
October 20th, 2020
Perfect quitclaim form. Easy to fill in with the required information and all the required information has a place (no easy feat in our county!). It is helpful that they include exhibit pages for larger blocks of information (our legal is 2 pages long). Great job folks!
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Scott H.
April 14th, 2021
Very helpful
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Tammy C.
September 24th, 2020
Was very easy to use and i would recommend it
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Wendy S.
December 19th, 2019
Very easy and affordable.
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Jamie F.
February 13th, 2019
I purchased he Alabama Correction Warranty Deed Form to correct a mistake in the legal description. However, this form says it must be signed by all who previously signed the deed. One of these people is now deceased. Can I use this form? How would it be different? I would give you 5 stars but wish this issue had been addressed. Thanks.
Thank you for your feedback. From the product description: All parties who signed the prior deed must sign the correction deed in the presence of a notary.
Erlinda M.
August 14th, 2019
Very convenient & easy to use this website. Information was helpful.
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Terrance S.
April 6th, 2020
I'd say 5 stars. Thank you.
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Delba O.
January 4th, 2021
This was the easiest process ever. Thank you for making this so easy. No hassle, just upload your docs, pay the invoice and done. It didn't even take 2 business days to get my deed recorded. If I ever need to record anything I will definitely use your services again.
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Leon S.
June 26th, 2023
I am happy that I found Deeds.com. It provided me with all the information I needed to prepare a quit claim deed, and at a reasonable cost.
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