Bergen County Installment Contract for Deed Form (New Jersey)
What You Get
- Bergen County-Specific Documents
- Fillable PDF Format
- Unlimited Personal Use
- Free Bonus Documents
How It Works
- 1Order & Download
- 2Fill Out on Computer
- 3Print & Sign
- 4Record at County Office

Bergen County Installment Contract for Deed Form
Fill in the blank Installment Contract for Deed form formatted to comply with all New Jersey recording and content requirements.

Bergen County Installment Contract for Deed Guide
Line by line guide explaining every blank on the Installment Contract for Deed form.

Bergen County Completed Example of the Installment Contract for Deed Document
Example of a properly completed New Jersey Installment Contract for Deed document for reference.

Bergen County Sellers Disclosure Form
Seller discloses known property conditions.

Bergen County Lead Based Paint Disclosure Form
Use for property built after 1978

Bergen County Annual Accounting Statement Form
Issued to buyer for fiscal year reporting of principal, interest, etc.
Additional New Jersey and Bergen County documents included at no extra charge:
Where to Record Your Documents
County Clerk
Address:
One Bergen County Plaza
Hackensack, New Jersey 07601
Hours: Monday-Friday 9:00am - 4:00pm
Phone: (201) 336-7000
Recording Tips for Bergen County:
- Ask if they accept credit cards - many offices are cash/check only
- White-out or correction fluid may cause rejection
- Make copies of your documents before recording - keep originals safe
- Bring extra funds - fees can vary by document type and page count
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Bergen County
Properties in any of these areas use Bergen County forms:
- Allendale
- Alpine
- Bergenfield
- Bogota
- Carlstadt
- Cliffside Park
- Closter
- Cresskill
- Demarest
- Dumont
- East Rutherford
- Edgewater
- Elmwood Park
- Emerson
- Englewood
- Englewood Cliffs
- Fair Lawn
- Fairview
- Fort Lee
- Franklin Lakes
- Garfield
- Glen Rock
- Hackensack
- Harrington Park
- Hasbrouck Heights
- Haworth
- Hillsdale
- Ho Ho Kus
- Leonia
- Little Ferry
- Lodi
- Lyndhurst
- Mahwah
- Maywood
- Midland Park
- Montvale
- Moonachie
- New Milford
- North Arlington
- Northvale
- Norwood
- Oakland
- Oradell
- Palisades Park
- Paramus
- Park Ridge
- Ramsey
- Ridgefield
- Ridgefield Park
- Ridgewood
- River Edge
- Rochelle Park
- Rutherford
- Saddle Brook
- Saddle River
- South Hackensack
- Teaneck
- Tenafly
- Teterboro
- Township Of Washington
- Waldwick
- Wallington
- Westwood
- Wood Ridge
- Woodcliff Lake
- Wyckoff
How do I get my forms?
Forms are available for immediate download after payment. The Bergen County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bergen County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bergen County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bergen County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bergen County?
Recording fees in Bergen County vary. Contact the recorder's office at (201) 336-7000 for current fees.
Have other questions? Contact our support team
A "Contract for Deed" (also known as an installment land contract, land contract, or contract for sale) is a legal agreement where the buyer makes payments directly to the seller in exchange for the right to use the property. The buyer receives the deed and full ownership of the property only after all payments have been made.
Statutes and Legal Framework:
1. While New Jersey does not have specific statutes solely governing Contracts for Deed, they are generally governed by principles of contract law, real estate law, and consumer protection laws.
Key statutes include the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.), which could apply to the contract if there is any fraud or deception involved.
2. Disclosure Requirements:
Sellers must provide accurate and complete disclosures regarding the property's condition, any liens, and any other material facts. Failing to do so may result in a violation of the Consumer Fraud Act.
If the contract is entered into without full disclosure or under deceptive terms, it may be considered voidable.
3. Recording the Contract:
While it is not always required to record a Contract for Deed, it is strongly advised. Recording the contract protects the buyer's interest in the property against future claims or liens against the seller.
4. Default and Foreclosure:
If the buyer defaults on the contract, the seller may initiate a foreclosure-like process. However, because this is a non-mortgage transaction, the process can vary, and the seller might be able to evict the buyer through summary eviction proceedings rather than formal foreclosure.
In some cases, New Jersey courts have treated Contract for Deed arrangements similarly to mortgages, requiring sellers to undergo judicial foreclosure to reclaim the property.
5. Right to Cure Default:
The contract should clearly state the buyer's rights if they default, including any grace period to cure the default before the seller can take action.
6. Interest Rates and Financing Terms:
The interest rate and financing terms must comply with New Jersey’s usury laws. If the interest rate exceeds the legal limit, the contract could be voided or reformed by a court.
Procedures for Using a Contract for Deed
1. Drafting the Contract:
The contract must include all essential terms: purchase price, payment schedule, interest rate, penalties for default, responsibilities for taxes and insurance, and the date when the deed will be transferred.
Legal counsel is often necessary to ensure that the contract complies with New Jersey law.
2. Execution and Recording:
Both parties must sign the contract, and it should be notarized. Recording the contract with the county clerk where the property is located is advisable.
3. Payment and Maintenance:
The buyer makes monthly installment payments to the seller, who retains legal title until the contract is fully paid.
The buyer takes on responsibilities such as property taxes, insurance, and maintenance.
Terms and uses
1. TITLE AND TITLE INSURANCE. Seller shall provide Buyer with a standard form owner’s policy of title insurance in the amount of the purchase price. The title policy to be issued shall contain no exceptions other than those provided in said standard form plus encumbrances or defects approved by Buyer as provided below.
2. DEED Of CONVEYANCE. Upon receipt of Buyer's payment in full of the balance of the purchase price, Seller shall furnish a General Warranty Deed, conveying to Buyer title to the property.
3. LATE CHARGE: Any above noted payment which is at least days past due, shall be subject to a late charge of $ And an additional $ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $ per day.
4. Uses include residential property, rental property up to 4 units, condominiums, and planned unit developments. Traditional installment payment with or without a balloon payment.
For use in New Jersey only.
Important: Your property must be located in Bergen County to use these forms. Documents should be recorded at the office below.
This Installment Contract for Deed meets all recording requirements specific to Bergen County.
Our Promise
The documents you receive here will meet, or exceed, the Bergen County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Bergen County Installment Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4569 Reviews )
Saul N.
June 13th, 2023
Great and fast service. Would have been grate to have seen a little more detail or a pre-filled sample in the fields. Had a little confussion in some of the lines to fill out since the guide only explains a few of the lines not all of them. Otherwise, is really great to have this service with low cost. Thank you.
Thank you for taking the time to provide us with your feedback Saul, we appreciate you.
Elizabeth J.
May 17th, 2019
It is very good and I would use the site again.
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Ashley H.
September 21st, 2020
Thank you for the quick response time messaging back and forth to get this completed, and also the fairly speedy e-recording! Excellent customer service!!!
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Ruthea M.
March 18th, 2025
It was easy to download, but you need to open an account before doing so. That was not clear.
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Yosvany D.
May 21st, 2022
Very easy and fast service for legal forms.
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Tami C.
May 11th, 2021
Excellent service, easy to follow instructions.
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Wendy C.
January 27th, 2021
I purchased a Warranty Deed "package" on Friday and found that the Main download was a working document, but the secondary document (which is required) was not. In other words, I was able to use the fill-in feature on the main document, but not on the second document. I used the portal on the website to report my issue the same day. That was Friday. This is Wednesday. I have not heard a word from them and I have to use my documents in 2 days. I will probably have to resort to pen and ink for that document, but I have already tried filling it out twice and have to keep reprinting and starting over. You can't white out or cross out. I would really prefer to have the complete service that I paid for.
Thank you for your feedback. As is noted on the site, supplemental forms are provided as a courtesy with your order. They are not our forms, we did not create them. They are created and provided by the jurisdiction/agency that requires them. Have a wonderful day.
Bonnie A.
March 3rd, 2020
I little struggle downloading the forms at first but support helped. After that it was a breeze, happy with everything.
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Martin M.
November 14th, 2020
This site is great. Simple to use with excellent instructions. Will recommend to others.
Thank you!
Anne H.
July 25th, 2024
After some initial general confusion -- (we sold a small piece of land privately and therefore do not typically prepare such documentation (!)) -- we were able to purchase and download all forms from Deeds.com and understand how to complete it/them. The help is all there, we just needed to read and study it - the "Example" helped alot. We were able to complete the Document per your online form(s) and then take it to be signed/notarized - and take the completed paper document to the Registry -- and it is now all registered and we are All Set. Took the morning (only). THANK YOU. A wonderful tool!!
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daniel b.
April 15th, 2019
nice & easy, site needs to have notification as to security of credit card info. who and how?
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Gary Steve N.
February 4th, 2021
Very user-friendly and easy to understand directions.
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Barbara S.
February 28th, 2019
I had an issue due to the fact that I had many beneficiaries. I was and still am not sure how to handle this. We do have Adobe Pro and can modify the form, if needed. But I would like to talk to your organization for more information.
While we are unable to assist you specifically with completing the document we can note that this is addressed in the guide. Information that does not fit in the available space should be included in an exhibit page.
Sheryl Kae Y.
September 23rd, 2021
Really good forms, no complaints.
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DONNA F.
June 7th, 2019
very easy and fast thank you would recommend
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