Richmond County Deed of Trust Form

Last validated September 10, 2026 by our Forms Development Team

Formatted for recording in Richmond County, for property anywhere in the county: rural and unincorporated areas as well as Cordova, Ellerbe, Hamlet, Hoffman, Marston, Norman, Rockingham.

$3997
One-time purchase. No subscription.
  • 8 documents included
  • Immediate PDF download
  • Formatting guarantee

Richmond County Deed of Trust Form

Richmond County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 9/9/2026
Richmond County Deed of Trust Guidelines

Richmond County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/24/2026
Richmond County Completed Example of the Deed of Trust Document

Richmond County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document last validated 9/10/2026
Richmond County Promissory Note Form

Richmond County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document last validated 8/27/2026
Richmond County Promissory Note Guidelines

Richmond County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/7/2026
Richmond County Completed Example of the Promissory Note Document

Richmond County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document last validated 8/17/2026
Richmond County Subordination Agreements

Richmond County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document last validated 7/13/2026
Richmond County Annual Accounting Statement

Richmond County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document last validated 8/24/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional North Carolina and Richmond County documents included at no extra charge:

Important: Your property must be located in Richmond County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Richmond County Register of Deeds

Address:
114 E Franklin St, Rm 101
Rockingham, North Carolina 28379

Hours: 8:00 to 5:00 M-F / Recording until 4:30

Phone: (910) 997-8250

Recording Tips for Richmond County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Recorded documents become public record - avoid including SSNs
  • Recording fees may differ from what's posted online - verify current rates
  • Request a receipt showing your recording numbers

Cities and Jurisdictions in Richmond County

Properties in any of these areas use Richmond County forms:

  • Cordova
  • Ellerbe
  • Hamlet
  • Hoffman
  • Marston
  • Norman
  • Rockingham

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Richmond County

How do I get my forms?

Forms are available for immediate download after payment. The Richmond County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Richmond County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Richmond County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Richmond County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Richmond County?

Recording fees in Richmond County vary. Contact the recorder's office at (910) 997-8250 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Richmond County to use these forms. Documents should be recorded at the county recording office listed above.

This Deed of Trust meets all recording requirements specific to Richmond County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Richmond County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Richmond County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4,790 Reviews )

William B. 5 out of 5 stars

The website works just as described. I couldn't ask for anything more helpful in drafting an easement and all at a very reasonable price. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Sven S. 5 out of 5 stars

great experience so far! Im using Deeds.com for e-recording. Easy to use website, document upload is a snap, you are walked through and reminded if theres something missing.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Margaret S. 5 out of 5 stars

Great experience, quick and easy, thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Betty H. S. 5 out of 5 stars

I have no complaints thank you.

Reply from Staff

Thanks Betty, Have a great day!

Thomas R. 5 out of 5 stars

First time user. Was pleased with the easy of use and the step-by-step directions provided by the website.

Reply from Staff

We are motivated by your feedback to continue delivering excellence. Thank you!

Michael L. 5 out of 5 stars

Thumbs up. Very pleased with service. Easy process.

Reply from Staff

Thank you!

Scott W. 5 out of 5 stars

World class forms and service! Wish I had known about this site years ago, woulda saved me lots of headaches. Thank you.

Reply from Staff

Thanks for the kinds words Scott, have an amazing day!

Anna C. 4 out of 5 stars

While I don't know if my filing will be accepted which is the penultimate test, I was happy with the product.

Reply from Staff

Thank you!

Angela L. 5 out of 5 stars

AWESOME!

Reply from Staff

Thank you!

Raymond C. 5 out of 5 stars

Fast and relaible service every time. I wouldn't use any other service. I love deeds.com

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

april m. 2 out of 5 stars

Could not give me any deed history prior to 1986, when our company bought the property, so this was a bust.

Reply from Staff

Thank you for your feedback April. Have a great day.

Joseph E. 5 out of 5 stars

At first I didn't trust all the 5 star reviews. So, I contacted lawyers to check their prices. The price being well over one hundred dollars made my mind up. I gave it a go, the form isn't hard and the directions are easy to follow. 5/5

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Steve R. 5 out of 5 stars

Quick, clean, easy. A hat trick.

Reply from Staff

Thank you!

Eva L. 5 out of 5 stars

So far so good! I haven't had an opportunity to populate the forms but they seem to be very easy to do. The sample deed serves very well. Ordering the forms were very easy, I was impressed with the ease of doing so.

Reply from Staff

Thank you!

Gail W. 5 out of 5 stars

Deeds.com had the forms I needed, along with completed examples. Fast download. Easy to use site. Thanks!

Reply from Staff

Thank you!