Polk County Memorandum of a Contract for Deed Form

Last validated September 10, 2026 by our Forms Development Team

Formatted for recording in Polk County, for property anywhere in the county: rural and unincorporated areas as well as Columbus, Lynn, Mill Spring, Saluda, Tryon.

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Polk County Memorandum of a Contract for Deed Form

Polk County Memorandum of a Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 9/10/2026
Polk County Memorandum Guidelines

Polk County Memorandum Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/5/2026
Polk County Completed Example of the Memorandum

Polk County Completed Example of the Memorandum

Example of a properly completed form for reference.

Document last validated 7/27/2026

All 3 documents above included • One-time purchase • No recurring fees

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Additional North Carolina and Polk County documents included at no extra charge:

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Polk County Registrar of Deeds

Address:
40 Courthouse St / PO Box 308
Columbus, North Carolina 28722

Hours: 8:30-5:00 Mon-Fri

Phone: (828) 894-8450

Recording Tips for Polk County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Avoid the last business day of the month when possible
  • Both spouses typically need to sign if property is jointly owned
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Polk County

Properties in any of these areas use Polk County forms:

  • Columbus
  • Lynn
  • Mill Spring
  • Saluda
  • Tryon

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Polk County

How do I get my forms?

Forms are available for immediate download after payment. The Polk County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Polk County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Polk County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Polk County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Polk County?

Recording fees in Polk County vary. Contact the recorder's office at (828) 894-8450 for current fees.

Questions answered? Let's get started!

A "Memorandum of Contract for Deed" form can be recorded in place of a "Contract for Deed" This is often used to keep details of a transaction private. This is a 3-page form where the first page has information, second page is a signature page, 3rd page is for the legal description.

A "Contract for Deed" or "Memorandum of a Contract for deed must be recorded (within 5 business days) of execution. It shall (be recorded in the office of the register of deeds in the county in which the property is located.) It shall be titled ("Memorandum of a Contract for Deed") (N.C. Statute 47H-2(d)).

This Memorandum [shall contain, as a minimum, the names of the parties, the signatures of the parties, a description of the property, and applicable time periods as described in subdivisions (b)(8) and (11)] of 47H-2, which states:
(The amount and due date of each installment payment and the total number of installment payments.) (47H-2(b)(8))
(A statement of the rights of the purchaser to cure a default.) (47H-2(b)(11).
[N.C. Statute 47H-2(d)].

This Memorandum notifies the world that the subject property is under contract, this protects both buyers and sellers. Without a recorded contract or memorandum, the seller could refinance or encumber the property, without anyone knowing the property is already under contract and therefore lessening the buyer's equity. In many cases the seller wants cashed out, the banks usually require a recorded Contract or Memorandum, this shows a history of payments, sometimes referred to as seasoning.

(North Carolina Memorandum Package includes form, guidelines, and completed example)

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the county recording office listed above.

This Memorandum of a Contract for Deed meets all recording requirements specific to Polk County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Polk County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Polk County Memorandum of a Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Thomas D. 2 out of 5 stars

The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem. Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description! Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.

Reply from Staff

Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.

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Great resource! Wish you could expand to more than just deeds, but then you would have to rename it. :) Thanks! Kelly

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ALL THE DEED DOCUMENTS ARE ALL EXCELLENT AND ADDITIONAL DOCUMENTS REGARDING COMPLETING THE DOCUMENTS!!! EXCELLENT!!

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