Providence County Discharge of Mortgage Form (Rhode Island)
All Providence County specific forms and documents listed below are included in your immediate download package:
Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Providence County compliant document last validated/updated 4/17/2025
Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Providence County compliant document last validated/updated 2/17/2025
Completed Example of the Discharge of Mortgage Document
Example of a properly completed form for reference.
Included Providence County compliant document last validated/updated 5/23/2025
The following Rhode Island and Providence County supplemental forms are included as a courtesy with your order:
When using these Discharge of Mortgage forms, the subject real estate must be physically located in Providence County. The executed documents should then be recorded in one of the following offices:
Burrillville Town Clerk
105 Harrisville Main St., Harrisville, Rhode Island 02830
Hours: 8:30 to 4:30 M-W; 8:30 to 7:00 Thu; 8:30 to 12:30 Fri
Phone: (401) 568-4300 Ext 124
Central Falls City Clerk
580 Broad St, Central Falls, Rhode Island 02863
Hours: 8:30 to 4:30 M-Th; 8:30 to 1:30 Fri; 3rd Thu 8:30 to 7:00
Phone: (401) 727-7400
Cranston City Clerk
869 Park Ave, Cranston, Rhode Island 02910
Hours: 8:30 to 4:30 M-F
Phone: (401) 461-1000 Ext 3130
Cumberland Town Clerk
45 Broad St, Cumberland , Rhode Island 02864
Hours: 8:30 to 4:30 Mon - Fri
Phone: (401) 728-2400 Ext 163, 135, 133
East Providence City Clerk
City Hall, Rm 105 - 145 Taunton Ave, East Providence, Rhode Island 02914
Hours: 8:00 to 4:00 M-F
Phone: (401) 435-7594
Foster Town Clerk
181 Howard Hill Rd, Foster, Rhode Island 02825
Hours: Monday - Thursday 8:30 am - 5:30 pm Closed Fridays
Phone: (401) 392-9201
Glocester Town Clerk
1145 Putnam Pike / PO Box B, Chepachet, Rhode Island 02814-0702
Hours: 8:00am to 4:30pm M-F
Phone: (401) 568-6206 Ext 0
Johnston Town Clerk
1385 Hartford Ave, Johnston, Rhode Island 02919
Hours: 8:30 to 4:30 M-F
Phone: (401) 351-6618
Lincoln Town Clerk
100 Old River Rd, Lincoln, Rhode Island 02865
Hours: 8:30 to 4:30 M-F
Phone: (401) 333-1100 Ext 8005
North Providence Town Clerk
2000 Smith St, North Providence, Rhode Island 02911
Hours: Mon-Fri 8:30 to 4:30 /Recording until 4:00. Summer: 8:30 to 4:00 /Recording until 3:30
Phone: (401) 232-0900, Ext. 207
North Smithfield Town Clerk
575 Smithfield Road, Slatersville, Rhode Island 02896
Hours: 8:30 to 4:00 M-F
Phone: 401-767-2200 Ext 324
Pawtucket City Clerk
City Hall, 3rd Floor - 137 Roosevelt Ave, Pawtucket, Rhode Island 02860
Hours: 8:30 to 4:30 M-F / Recording until 3:30
Phone: (401) 728-0500 Ext 261
Providence City Clerk
City Hall, Rm 508 - 25 Dorrance St, Providence, Rhode Island 02903
Hours: 8:30 to 3:30 M-F
Phone: (401) 421-7740 Ext 547
Scituate Town Clerk
195 Danielson Pike / PO Box 328, North Scituate, Rhode Island 02857
Hours: 8:30 to 4:00 M-F / Recording 8:45 to 3:45
Phone: (401) 647-2822
Smithfield Town Clerk
Town Hall, 1st Floor - 64 Farnum Pike, Smithfield, Rhode Island 02917
Hours: 8:30 to 4:30 M-F / Recording until 3:45
Phone: (401) 233-1000
Woonsocket City Clerk
169 Main St, Woonsocket, Rhode Island 02895
Hours: 8:30 to 4:00 M-F
Phone: (401) 767-9249
Local jurisdictions located in Providence County include:
- Albion
- Central Falls
- Chepachet
- Clayville
- Cranston
- Cumberland
- East Providence
- Fiskeville
- Forestdale
- Foster
- Glendale
- Greenville
- Harmony
- Harrisville
- Hope
- Johnston
- Lincoln
- Manville
- Mapleville
- North Providence
- North Scituate
- North Smithfield
- Oakland
- Pascoag
- Pawtucket
- Providence
- Riverside
- Rumford
- Slatersville
- Smithfield
- Woonsocket
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Providence County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Providence County using our eRecording service.
Are these forms guaranteed to be recordable in Providence County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Providence County including margin requirements, content requirements, font and font size requirements.
Can the Discharge of Mortgage forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Providence County that you need to transfer you would only need to order our forms once for all of your properties in Providence County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Rhode Island or Providence County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Providence County Discharge of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.
Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts
(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.
34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.
(Rhode Island DOM Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Providence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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