Chittenden County Mortgage Deed (Spouses or Civil Union Partners) Form
Last validated July 17, 2026 by our Forms Development Team
Chittenden County Mortgage Deed (Spouses or Civil Union Partners) Form
Fill in the blank Mortgage Deed (Spouses or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Chittenden County Mortgage Deed (Spouses or Civil Union Partners) Guide
Line by line guide explaining every blank on the Mortgage Deed (Spouses or Civil Union Partners) form.
Chittenden County Completed Example of the Mortgage Deed (Spouses or Civil Union Partners) Document
Example of a properly completed Vermont Mortgage Deed (Spouses or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Chittenden County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bolton
Waterbury, Vermont 05676
Hours: M-Th 8:00 - 4:00
Phone: (802) 434-5075
Chittenden County Clerk (for Buel's Gore)
Burlington, Vermont 05402
Hours: 7:30 to 4:00 M-F
Phone: (802) 951-5106
City Clerk of Burlington
Burlington, Vermont 05401
Hours: M-F 8:00 to 4:30
Phone: (802) 865-7000
Town Clerk of Charlotte
Charlotte, Vermont 05445
Hours: M-F 8:00 to 4:00
Phone: (802) 425-3071
Town Clerk of Colchester
Colchester, Vermont 05446
Hours: M-F 7:30 - 4:30
Phone: (802) 254-5520
Town Clerk of Essex
Essex Jct, Vermont 05452
Hours: M-F 7:30 - 4:30
Phone: (802) 879-0413
Town Clerk of Grand Isle
Grand Isle, Vermont 05458-0049
Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00
Phone: (802) 372-8830
Town Clerk of Hinesburg
Hinesburg, Vermont 05461
Hours: M - F 8:00 to 4:00
Phone: (802) 482-2281
Town Clerk of Huntington
Huntington, Vermont 05462
Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00
Phone: (802) 434-2023
Town Clerk of Jericho
Jericho, Vermont 05465
Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)
Phone: (802) 899-4936 x1
Town Clerk of Milton
Milton, Vermont 05468
Hours: M-F 8:00 - 5:00
Phone: (802) 893-4111
Town Clerk of Richmond
Richmond, Vermont 05477
Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00
Phone: (802) 434-2221/3139
Town Clerk of Shelburne
Shelburne, Vermont 05482
Hours: M - F 8:30 - 5:00
Phone: (802) 985-5116 x0
City Clerk of South Burlington
South Burlington, Vermont 05403
Hours: M-F 8:00 - 4:30
Phone: (802) 846-4105
Town Clerk of St. George
St. George, Vermont 05495
Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30
Phone: (802) 482-5272
Town Clerk of Westford
Westford, Vermont 05494
Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00
Phone: (802) 878-4587
Town Clerk of Williston
Williston, Vermont 05495
Hours: M-F 8:00 - 4:30
Phone: (802) 878-5121
City Clerk of Winooski
Winooski, Vermont 05404
Hours: M-F 7:30 - 4:30
Phone: (802) 655-6419
Recording Tips for Chittenden County:
- Make copies of your documents before recording - keep originals safe
- Ask about their eRecording option for future transactions
- Multi-page documents may require additional fees per page
Cities and Jurisdictions in Chittenden County
Properties in any of these areas use Chittenden County forms:
- Burlington
- Cambridge
- Charlotte
- Colchester
- Essex
- Essex Junction
- Fairfax
- Hinesburg
- Huntington
- Jericho
- Jonesville
- Milton
- Richmond
- Shelburne
- South Burlington
- Underhill
- Underhill Center
- Westford
- Williston
- Winooski
Hours, fees, requirements, and more for Chittenden County
How do I get my forms?
Forms are available for immediate download after payment. The Chittenden County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Chittenden County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Chittenden County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chittenden County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Chittenden County?
Recording fees in Chittenden County vary. Contact the recorder's office at (802) 434-5075 for current fees.
Questions answered? Let's get started!
This fillable Vermont mortgage deed names two mortgagors who are spouses or civil union partners of each other. Both partners sign, and both acknowledge the deed before a notary public, so the security instrument the lender receives carries the joinder that Vermont's homestead and tenancy by the entirety rules contemplate for a married couple's real estate.
Both partners join in one security instrument
Vermont couples commonly hold their real estate as tenants by the entirety, the marital co-ownership under which neither partner holds a separable share that can be encumbered alone. A civil union carries the same property incidents as a marriage under 15 V.S.A. Section 1204, including eligibility to hold real property as tenants by the entirety. Vermont's homestead statute, 27 V.S.A. Section 141, adds a second rule: a married owner's conveyance of a homestead interest is inoperative as to the homestead unless the owner's spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase. This mortgage form answers both rules on its face. It recites that the two mortgagors are spouses or civil union partners of each other, and it carries a signature line and an acknowledgment certificate for each of them.
Security now, a void conveyance at payoff
Vermont treats the granting of a mortgage as a conveyance of legal title to the lender, subject to the borrower's right to redeem. Because Title 27 supplies no general statutory mortgage form, this deed states the traditional Vermont mechanics expressly: a granting clause conveying the property to the lender as security for the promissory note, express covenants of seisin, right to convey, freedom from encumbrances except as stated, and warranty, and the defeasance condition under which the conveyance becomes void once the secured debt is paid and every other secured obligation is performed. The deed also points to the discharge statutes, 27 V.S.A. Sections 461 through 464a, under which the mortgagee of record executes and delivers a discharge within 30 days after full performance.
What the form carries
Numbered sections collect the two mortgagors' names and addresses, the lender's name and address, the principal amount and dates from the promissory note, the town or city and county where the land lies, the legal description, the street address, the source of title, and existing encumbrances. A secured obligation paragraph defines what the deed secures: the note, interest, other amounts payable under the note, and the mortgagors' covenants. Two signature blocks with printed name and date lines follow, and the form carries a separate acknowledgment certificate for each mortgagor, so the two signers may acknowledge on different dates or before different notaries. The form recites exactly two mortgagors who are spouses or civil union partners of each other; a sole owner's home loan mortgage and a mortgage granted by co-owners who are not married or in a civil union with each other present different recital patterns, and this form is not set up as either.
Recording with the town clerk
Vermont records land instruments by town and city rather than by county, so the completed deed goes to the clerk of the municipality where the property is located, at the statewide fee of $15 per page under 32 V.S.A. Section 1671. Recording is what gives the mortgage its reach: under 27 V.S.A. Section 342, a mortgage that is not acknowledged and recorded is not effectual to hold the estate against anyone but the grantor and the grantor's heirs. A mortgage deed also travels lighter at the recording counter than a deed transferring title, because the Vermont property transfer tax return that accompanies a taxable conveyance is not the mortgage deed's category under the Department of Taxes instructions for Form PTT-172.
The download includes the fillable mortgage deed form, a completed example showing a Chittenden County fact pattern, and a guide that describes each section of the form, the signing formalities, and town recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Spouses or Civil Union Partners) meets all recording requirements specific to Chittenden County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Chittenden County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Chittenden County Mortgage Deed (Spouses or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4768 Reviews )
Penny S.
February 15th, 2026
Easy to access information needed.
We’re always here to help. Thank you for your feedback.
Adriane L.
November 20th, 2024
great experience. Great communication and very fast turn around ty Adriane
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
Keith M.
September 18th, 2020
Great bargain! Thanks. Easy to download forms. -Keith M
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Norbert C.
June 23rd, 2020
Great resource and everything went smoothly except email was performed through autofill prompted by the system but the autofill added a letter that gave wrong email. I can still sign in with wrong email since the system recognizes it as mine even though it is wrong. May be my fault and not the system since I did not catch the discrepancy in time. I would suggest a field that allows a correction to any misinformation prior to signing out from the initial sign on. Still think it is a great resource if all documents are processed and accepted by the pwers to be. Thanks.
Thank you!
Bobby T.
June 17th, 2020
Great!! Helps me out
Thank you!
Shane J.
April 21st, 2020
Easy to use and quickly filed documents!
Thank you!
Ronald S.
May 20th, 2019
got what i wanted
Thank you for your feedback. We really appreciate it. Have a great day!
Dorothea H.
November 23rd, 2020
I am so glad I chose Deeds.com for my forms! The directions were clear and comprehensive, and the form allowed for customization far beyond the free forms I had looked at before. I highly recommend this site!
Thank you for your feedback. We really appreciate it. Have a great day!
Patricia M.
August 19th, 2019
Very easy site to navigate and very helpful information
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Janepher M.
January 27th, 2019
Easy and informative site. Helped me figure out what I was looking for.
Thank you Janepher, we appreciate your feedback!
Erika K.
July 3rd, 2020
Very Easy to use, especially since the county recorder's office is closed due to COVID-19
Thank you!
DOYCE F.
September 25th, 2019
Very helpful.Thank you
Thank you!
Kimberly W.
May 11th, 2022
Thank you for making this process so convenient.
Thank you for your feedback. We really appreciate it. Have a great day!
Evelyn R.
June 21st, 2020
Responses to my needs were prompt and professional. I found the service easy to use and clearly outlined for processing. Thank you.
Thank you!
Cheryl C.
February 23rd, 2023
my only problem is the cost of the form I downloaded. A bit cheaper would be nice
Thank you for your feedback. We really appreciate it. Have a great day!