Chittenden County Mortgage Deed (Individual) Form
Last validated October 21, 2026 by our Forms Development TeamFormatted for recording in Chittenden County, for property anywhere in the county: rural and unincorporated areas as well as Burlington, Cambridge, Charlotte, Colchester, Essex, Essex Junction, Fairfax, Hinesburg and 12 more.
- 3 documents included
- Immediate PDF download
- Formatting guarantee
Chittenden County Mortgage Deed (Individual) Form
Fill in the blank Mortgage Deed (Individual) form formatted to comply with all Vermont recording and content requirements.
Chittenden County Mortgage Deed (Individual) Guide
Line by line guide explaining every blank on the Mortgage Deed (Individual) form.
Chittenden County Completed Example of the Mortgage Deed (Individual) Document
Example of a properly completed Vermont Mortgage Deed (Individual) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Chittenden County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bolton
Waterbury, Vermont 05676
Hours: M-Th 8:00 - 4:00
Phone: (802) 434-5075
Chittenden County Clerk (for Buel's Gore)
Burlington, Vermont 05402
Hours: 7:30 to 4:00 M-F
Phone: (802) 951-5106
City Clerk of Burlington
Burlington, Vermont 05401
Hours: M-F 8:00 to 4:30
Phone: (802) 865-7000
Town Clerk of Charlotte
Charlotte, Vermont 05445
Hours: M-F 8:00 to 4:00
Phone: (802) 425-3071
Town Clerk of Colchester
Colchester, Vermont 05446
Hours: M-F 7:30 - 4:30
Phone: (802) 254-5520
Town Clerk of Essex
Essex Jct, Vermont 05452
Hours: M-F 7:30 - 4:30
Phone: (802) 879-0413
Town Clerk of Grand Isle
Grand Isle, Vermont 05458-0049
Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00
Phone: (802) 372-8830
Town Clerk of Hinesburg
Hinesburg, Vermont 05461
Hours: M - F 8:00 to 4:00
Phone: (802) 482-2281
Town Clerk of Huntington
Huntington, Vermont 05462
Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00
Phone: (802) 434-2023
Town Clerk of Jericho
Jericho, Vermont 05465
Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)
Phone: (802) 899-4936 x1
Town Clerk of Milton
Milton, Vermont 05468
Hours: M-F 8:00 - 5:00
Phone: (802) 893-4111
Town Clerk of Richmond
Richmond, Vermont 05477
Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00
Phone: (802) 434-2221/3139
Town Clerk of Shelburne
Shelburne, Vermont 05482
Hours: M - F 8:30 - 5:00
Phone: (802) 985-5116 x0
City Clerk of South Burlington
South Burlington, Vermont 05403
Hours: M-F 8:00 - 4:30
Phone: (802) 846-4105
Town Clerk of St. George
St. George, Vermont 05495
Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30
Phone: (802) 482-5272
Town Clerk of Westford
Westford, Vermont 05494
Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00
Phone: (802) 878-4587
Town Clerk of Williston
Williston, Vermont 05495
Hours: M-F 8:00 - 4:30
Phone: (802) 878-5121
City Clerk of Winooski
Winooski, Vermont 05404
Hours: M-F 7:30 - 4:30
Phone: (802) 655-6419
Recording Tips for Chittenden County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Chittenden County
Properties in any of these areas use Chittenden County forms:
- Burlington
- Cambridge
- Charlotte
- Colchester
- Essex
- Essex Junction
- Fairfax
- Hinesburg
- Huntington
- Jericho
- Jonesville
- Milton
- Richmond
- Shelburne
- South Burlington
- Underhill
- Underhill Center
- Westford
- Williston
- Winooski
Hours, fees, requirements, and more for Chittenden County
How do I get my forms?
Forms are available for immediate download after payment. The Chittenden County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Chittenden County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Chittenden County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chittenden County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Chittenden County?
Recording fees in Chittenden County vary. Contact the recorder's office at (802) 434-5075 for current fees.
Questions answered? Let's get started!
This fillable mortgage deed secures a loan against Vermont real estate for one individual borrower. The form recites a single mortgagor who signs before a notary public, the mortgagee who holds the security, and the terms of the promissory note the deed secures, the configuration that appears when a buyer finances a purchase through the seller, when a private lender or family member funds a loan, and when a sole owner borrows against land that is not the homestead of a married person.
A conveyance that ends when the debt is paid
Vermont is a title theory state, and its mortgage deed reads accordingly: the mortgagor grants, bargains, sells, conveys, and mortgages the property to the mortgagee, subject to a stated condition. When the obligation identified in the deed is paid in full and every other secured obligation is performed, the deed is void, and the mortgagee of record delivers a recorded discharge under 27 V.S.A. sections 461 through 464. Because no Vermont statute implies covenants from a deed label, the form states its title covenants expressly, with the encumbrances listed in the deed excepted, and it states the default provision under which the debt accelerates at the mortgagee's option and the mortgage may be foreclosed through the courts under 12 V.S.A. chapter 172. The promissory note itself stays off the public record; the deed identifies it by amount, date, and maturity without reproducing its terms.
One borrower, one signature, one certificate
The form carries one mortgagor entry, one signature line with a printed name line beneath it, and one acknowledgment certificate, so a single individual executes the whole instrument in one sitting before a notary. Vermont deeds take acknowledgment before a notary public as their execution formality under 27 V.S.A. section 341; witness signatures have no role on an ordinary Vermont conveyance, and the printed name line answers the typed or printed name practice of 32 V.S.A. section 1405 at the recording counter. The single mortgagor pattern this deed recites includes an unmarried buyer giving a purchase money mortgage back to the seller, an owner refinancing a private loan on investment land, and a borrower whose lender is a family member. The form is not set up as a two signer instrument: a married owner mortgaging Vermont homestead property outside the purchase money exception presents a spousal joinder pattern under 27 V.S.A. section 141 that calls for a different configuration.
Recorded with the town clerk, not a county recorder
Vermont land records live in the town or city where the property lies, so this mortgage deed is recorded with the municipal clerk rather than a county office. The statewide recording fee is $15 per page under 32 V.S.A. section 1671, and the form reserves the top of its first page for the clerk's recording information. A mortgage deed secures a debt rather than transferring title for consideration, so it records without the Vermont property transfer tax return that accompanies an ordinary conveyance. Recording is what gives the mortgage its reach: under 27 V.S.A. section 342, an unrecorded mortgage holds the estate only against the grantor and the grantor's heirs, so the recorded deed is what fixes priority against later interests.
The discharge on the other end
When the loan pays off, 27 V.S.A. section 464 gives the mortgagee of record 30 days after full performance to execute and deliver a valid and complete discharge, with statutory damages that accrue by the day when the duty goes unmet. The discharge is a separate instrument, prepared and recorded separately when the debt is satisfied, and it is not included in this package; the mortgage deed itself states the condition that entitles the mortgagor to it.
The download includes the blank fillable mortgage deed, a completed example showing a seller financed loan in the Town of Stowe, and a guide that walks through every section, the notary block, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the county recording office listed above.
This Mortgage Deed (Individual) meets all recording requirements specific to Chittenden County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Chittenden County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Chittenden County Mortgage Deed (Individual) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,837 Reviews )
Crystal P. 5 out of 5 stars
This service is amazing! We have tried several other online recording services which all disappointed. Deeds.com got all three of our documents recorded same day as invoice payment. Thank you for the quick turn around! We will be using this service often.
We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.
Tod F. 5 out of 5 stars
In 15 minutes I had my out of state documents. I am very pleased with the ease of acquiring them. I will definitely be using Deeds.com again if the need arises.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jonathon K. 5 out of 5 stars
Recording deeds from the comfort of my office has never been simpler thanks to Deeds.com. The service is affordable, fast, and extremely user friendly. I highly recommend anyone who needs a deed recorded in the state of Florida to look into this website, it has made my job much easier.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jacquelyn W. 4 out of 5 stars
Great site with great info. Almost made the job seamless but form would not adjust to my longer than usual legal description -- I ended up having to recreate the form in word processing software (Libre). But could not have done it without the guidelines.
Thank you!
Patricia M. 5 out of 5 stars
Very easy site to navigate and very helpful information
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jay G. 5 out of 5 stars
Impressed by their expeditious response to my request which was facilitated by their fabulous software.
Thank you!
Mary Z. 5 out of 5 stars
Awesome forms, easy to complete and print.
Thank you!
laura w. 5 out of 5 stars
I found Deeds to be okay except I was hoping it would give me a title or deed to my house if I would have known I would have just got a warranty deed I probably would not have pay the money but it's still worth it
Thank you for your feedback. We really appreciate it. Have a great day!
STANLEY F. 5 out of 5 stars
Forms were spot on and able to save over $100 by not going to an attorney to complete the same documents. There were templates on how forms are supposed to be completed. You just need a notary to sign.
Thank you Stanley, we really appreciate your feedback.
Virginia C. 5 out of 5 stars
I had a nice surprise seeing how fast the process was to download in a safe manner the documents. The example and guide to fill the original document are very valuable to facilitate the filling in. Thank you!!
Thank you for your feedback. We really appreciate it. Have a great day!
Harman F. 5 out of 5 stars
I was able to find the document I very much needed to get my process started. I really appreciate that there was a website to assist me in finding what I needed . I'm very Thankful that this website was available!
We are delighted to have been of service. Thank you for the positive review!
Dora O. 5 out of 5 stars
Best platform to buy forms. Simple and easy.
It was a pleasure serving you. Thank you for the positive feedback!
Nancy J. 5 out of 5 stars
Forms were not to hard to fill out, Will go to Douglas County Oregon Recorders office in a few weeks and hope I filled them out correctly.
Thank you for your feedback. We really appreciate it. Have a great day!
Harold F. 5 out of 5 stars
You're a creditable company that performs well and provides what I requested.
Thank you!
catheirne o. 5 out of 5 stars
Easy to use!
Thank you!