Franklin County Mortgage Security Agreement and Promissory Note Form (Vermont)
All Franklin County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Franklin County compliant document last validated/updated 6/27/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 6/26/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 1/17/2025
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included Franklin County compliant document last validated/updated 2/12/2025
Guidelines Promissory Note
Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 5/20/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 6/16/2025
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Franklin County compliant document last validated/updated 5/7/2025
The following Vermont and Franklin County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Franklin County. The executed documents should then be recorded in one of the following offices:
Town Clerk of Bakersfield
40 E Bakersfield Rd / PO Box 203, Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
4454 Watertower Rd, Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
239 Main St / PO Box 465, Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
12 Buck Hollow Rd, Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
25 North Rd / PO Box 5, Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
215 Cambridge Rd, Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
5167 Main St / PO Box 82, Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
47 Town Common Rd N, St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
2996 VT Route 78 / PO Box 189, Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
98 Main St / PO Box 356, Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
94 Main St / PO Box 236, Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
100 N Main St / PO Box 867, St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
579 Lake Rd, St. Albans Town / PO Box 37, St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
1640 Main St / PO Box 66, Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
1 Academy St / PO Box 711, Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Local jurisdictions located in Franklin County include:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Franklin County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Franklin County using our eRecording service.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Franklin County that you need to transfer you would only need to order our forms once for all of your properties in Franklin County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Vermont or Franklin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Franklin County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)
This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.
The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.
Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.
(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.
Our Promise
The documents you receive here will meet, or exceed, the Franklin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Franklin County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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