Franklin County Assignment of Mortgage Form
Last validated July 17, 2026 by our Forms Development Team
Franklin County Assignment of Mortgage Form
Fill in the blank Assignment of Mortgage form formatted to comply with all Vermont recording and content requirements.
Franklin County Assignment of Mortgage Guide
Line by line guide explaining every blank on the Assignment of Mortgage form.
Franklin County Completed Example of the Assignment of Mortgage Document
Example of a properly completed Vermont Assignment of Mortgage document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Bring your driver's license or state-issued photo ID
- Check that your notary's commission hasn't expired
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
One individual lender holds the mortgage of record, and one signature moves it. This Vermont assignment of mortgage is set up for a single individual assignor: the natural person named as mortgagee on a mortgage recorded in a Vermont town's land records, or as the current holder under a recorded chain of assignments, transferring that mortgage and the note it secures to a new holder.
One individual holder of record
The form recites one assignor acting in an individual capacity, carries one signature line, and closes with a single acknowledgment certificate completed by the notary. Its operative clause makes an absolute assignment: for value received, the assignor grants, assigns, transfers, and sets over the identified mortgage together with the promissory note or other obligation it secures and all sums due or to become due under it. A seller who financed a buyer and took back a mortgage at closing, a family lender secured by Vermont real estate, and an individual who purchased a private note and mortgage present the pattern this form recites. A bank, company, or trustee assigning a mortgage signs through an officer or fiduciary with a representative acknowledgment, a configuration this form is not set up as; the form's signature block and certificate are individual.
A mortgage that moves like a deed
Vermont is a title theory state, where a mortgage conveys legal title to the mortgagee subject to the borrower's right to redeem, so Vermont title practice treats an outright mortgage assignment as a conveyance of an interest in land. The form follows the conveyance formalities of 27 V.S.A. Section 341(a): the assignor signs, acknowledges before a notary public, and records the instrument in the town clerk's office. Under 27 V.S.A. Section 342, an unacknowledged or unrecorded conveyance is not effectual against anyone but the grantor and the grantor's heirs, which is why the acknowledgment certificate and the recording step carry as much weight here as they do on a deed.
Recorded by town and cross-referenced to the mortgage
Vermont records land instruments through its town and city clerks rather than a county recorder, and the assignment is recorded where the mortgage is recorded. 24 V.S.A. Section 1158 directs that an assignment of a mortgage be duly recorded in the records of the town and that the record carry a marginal cross-reference tying the assignment to the book and page of the mortgage it transfers. The form's mortgage-identification section collects exactly what that notation needs: the mortgagors, the original mortgagee, the mortgage date, the volume and page or document number in the town land records, and any prior assignments of record. The statewide recording fee is 15 dollars per page under 32 V.S.A. Section 1671, and no Vermont property transfer tax return accompanies a mortgage assignment; the Department of Taxes treats assignments and discharges as outside the return-filing category that applies to deeds transferring title.
The record chain behind every payoff
The recorded assignment is what places the new holder in the mortgage's chain of title, and that chain does real work at payoff. Under 27 V.S.A. Section 464(b), the mortgagee of record must execute and deliver a complete discharge within 30 days after the loan is paid, together with any instrument necessary to establish record ownership of the mortgage, on pain of statutory damages. An assignment left unrecorded leaves the assignor as the record holder, the person the discharge statutes and any future closing point at; recording promptly keeps the town record aligned with who actually owns the loan. The guide included with the form walks through the discharge framework, the recording mechanics, and every blank on the instrument.
What the package prepares
The package contains the blank assignment as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Chittenden County fact pattern, and a plain-language guide covering each section, the signing formalities, and the town recording process. The materials describe Vermont law and the form in general terms and are not legal advice; a Vermont attorney can apply these rules to a specific loan or title.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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