West Virginia Forms

Monongalia County Deed of Trust and Promissory Note Form

Monongalia County Deed of Trust Form

Monongalia County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/2/2025
Monongalia County Deed of Trust Guidelines

Monongalia County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/14/2025
Monongalia County Completed Example of the Deed of Trust Document

Monongalia County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/18/2025
Monongalia County Promissory Note Form

Monongalia County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/25/2025
Monongalia County Promissory Note Guidelines

Monongalia County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/24/2025
Monongalia County Completed Example of the Promissory Note Document

Monongalia County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/7/2025
Monongalia County Subordination Agreements

Monongalia County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/9/2025
Monongalia County Annual Accounting Statement

Monongalia County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/12/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Monongalia County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

County of Monongalia
Address:
Courthouse - 243 High St, Rm 123
Morgantown, West Virginia 26505-5491

Hours: 9:00 to 5:00 Tu - Fr; Mo until 7:00

Phone: (304) 291-7230

Recording Tips for Monongalia County:
  • Verify all names are spelled correctly before recording
  • Documents must be on 8.5 x 11 inch white paper
  • Leave recording info boxes blank - the office fills these
  • Check margin requirements - usually 1-2 inches at top
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Monongalia County

Properties in any of these areas use Monongalia County forms:

  • Blacksville
  • Cassville
  • Dellslow
  • Granville
  • Maidsville
  • Morgantown
  • Osage
  • Pentress
  • Pursglove
  • Wana

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Monongalia County

How do I get my forms?

Forms are available for immediate download after payment. The Monongalia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Monongalia County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Monongalia County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Monongalia County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Monongalia County?

Recording fees in Monongalia County vary. Contact the recorder's office at (304) 291-7230 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Monongalia County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Monongalia County.

Our Promise

The documents you receive here will meet, or exceed, the Monongalia County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Monongalia County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

FELISA J.

December 18th, 2019

I liked the ease of locating the document I needed and the sample document was extremely helpful. I would have liked the acknowledgement to be on the same page as the rest of the document. It costs for each page recorded.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Katherine H.

March 30th, 2023

extremely thorough by covering all bases, easy to understand, direct access, fair price with no strings attached. I recommend the service to everyone.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Martha B.

January 11th, 2019

Not too hard to do, I did get it checked out by an attorney after I completed it just to be safe. He said it was fine, made no changes.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jeffrey T.

December 1st, 2022

First Time User here. Simple and easy. Delivered Deed in excellent time. Sure beats going to the recorder's office.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

John T.

January 11th, 2022

I bought a quitclaim deed package, and it was very easy to use. Prints nicely. Two thumbs up!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

ELIZABETH G.

August 7th, 2020

This site was very easy to use. Great direction on how to complete the form.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Pamela D K.

August 5th, 2020

very helpful. Was unable to find what I needed, but did everything they could to help. Will try them again in the future, if need be.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

John B.

August 11th, 2022

Simply amazing. I had absolutely no idea how to properly file a deed, until someone told me about deeds.com. It's just such a well designed service, with fantastic customer support, and speed. Bravo to everyone at deeds.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Shelly D.

March 13th, 2020

Excellent

Reply from Staff

Thank you!

Erik J.

January 8th, 2021

First time using Deeds.com and feel that your platform is clear and easy to use. I was also pleased with the messaging center and follow-up and also surprised at how quickly our particular deed was recorded and available to view. Having said that, when I first investigated Deeds.com the fee was $15 and as of 1/1/21 it has increased to $19 which I feel is pretty steep for the handling of 1 simple document especially when the turnaround was basically the same day. Your fee was nearly the equivalent of the cost of the Clerk's recording fee. Perhaps you should offer a fee schedule for those of us who are not volume recorders. Just a thought.

Reply from Staff

Thank you!

ROSA C.

April 18th, 2025

Very happy with the service. Easy to use.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Arthur S.

July 19th, 2019

It is great and fast you get 5 stars from me

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Bayyinah M.

March 30th, 2022

EasyPeasy!

Reply from Staff

Thank you!

Michael D.

June 14th, 2024

Quick and easy!

Reply from Staff

Thank you!

Thomas G.

March 16th, 2020

A few parts are confusing'.Like sending Tax statements to WHO ?/ The rest is simple I hope.Have not tried to record yet

Reply from Staff

Thank you!