Polk County Memorandum of Contract Form

Additional Wisconsin and Polk County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Polk County

Properties in any of these areas use Polk County forms:

• Amery
• Balsam Lake
• Centuria
• Clayton
• Clear Lake
• Cushing
• Dresser
• Frederic
• Luck
• Milltown
• Osceola
• Saint Croix Falls
• Star Prairie

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Common Uses of a Wisconsin Memorandum of Contract
1. Protecting the Buyer Without Exposing Deal Terms
This is the #1 reason people use it.
Records the buyer’s equitable interest
Keeps price, interest rate, default terms, and amortization private
Still gives full constructive notice under Wis. Stat. § 706.05 & § 706.08
Perfect for private seller-financed deals.

2. Seller Financing / Installment Sales
If you’re doing:
Land contract
Contract for deed
Seller carryback
Recording the memorandum:
Prevents the seller from reselling or mortgaging behind the buyer
Avoids clouding title with full contract terms

3. Asset Protection & Privacy
Good choice when:
Parties want to avoid broadcasting purchase price
Deal includes non-standard terms
Seller doesn’t want public scrutiny
Common with:
Family transactions
Estate planning transfers
Investor-to-investor deals

4. Recording-Speed or Simplicity Matters
Memorandums:
Are short
Rarely rejected by registers of deeds
Reduce recording errors (no missing pages, initials, riders)
Useful when:
County recording offices are picky
You’re closing remotely or fast

5. Avoiding Transfer Fee Confusion
In Wisconsin:
Recording a memorandum alone does not trigger a transfer fee
Fee is tied to the deed (when issued)
This avoids premature questions at recording.

6. Preserving Flexibility
If the contract might:
Be amended
Be assigned
Be refinanced later
A memorandum lets you:
Amend the private contract without re-recording sensitive terms
Record a simple Amended Memorandum if needed

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the county recording office listed above.

This Memorandum of Contract meets all recording requirements specific to Polk County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Polk County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Polk County Memorandum of Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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