Clay County Mortgage Instrument and Promissory Note Form
Last validated April 13, 2026 by our Forms Development Team
Clay County Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.

Clay County Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.

Clay County Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.

Clay County Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.

Clay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Clay County Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Clay County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Florida and Clay County documents included at no extra charge:
Where to Record Your Documents
Clay County Courthouse
Green Cove Springs, Florida 32043
Hours: 8:30 to 4:30 Mon-Fri
Phone: 904-269-6302 and 269-6362
Orange Park
Orange Park, Florida 32073
Hours: 8:30am to 4:30pm M-F
Phone: 904-278-4769 or 904-529-4769
Middleburg
Middleburg, Florida 32068
Hours: 8:30 to 4:30 Tuesday only
Phone: 904-282-6490
Keystone Heights
Keystone Heights, Florida 32656
Hours: 8:30 to 4:00 Wednesday only
Phone: 352-473-8930
Recording Tips for Clay County:
- Ensure all signatures are in blue or black ink
- Bring your driver's license or state-issued photo ID
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Clay County
Properties in any of these areas use Clay County forms:
- Doctors Inlet
- Fleming Island
- Green Cove Springs
- Keystone Heights
- Lake Geneva
- Middleburg
- Orange Park
- Penney Farms
Hours, fees, requirements, and more for Clay County
How do I get my forms?
Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clay County?
Recording fees in Clay County vary. Contact the recorder's office at 904-269-6302 and 269-6362 for current fees.
Questions answered? Let's get started!
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.
This Mortgage Instrument and Promissory Note meets all recording requirements specific to Clay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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