Highlands County Mortgage Instrument and Promissory Note Form
Highlands County Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Highlands County Mortgage Instrument and Promissory Note Form
Highlands County Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Highlands County Mortgage Instrument and Promissory Note Guide
Highlands County Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Highlands County Completed Example of the Mortgage Instrument and Promissory Note Document
Highlands County Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Highlands County Promissory Note Form
Highlands County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Highlands County Promissory Note Guidelines
Highlands County Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Highlands County Completed Example of the Promissory Note
Highlands County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Highlands County Annual Accounting Statement Form
All 7 documents above included • One-time purchase • No recurring fees
Additional Florida and Highlands County documents included at no extra charge:
Where to Record Your Documents
Highlands County Clerk of Courts
Address:
590 South Commerce Ave
Sebring, Florida 33870-3867
Hours: 8:00am to 5:00pm M-F
Phone: (863) 402-6596
Recording Tips for Highlands County:
- Documents must be on 8.5 x 11 inch white paper
- Check that your notary's commission hasn't expired
- Recorded documents become public record - avoid including SSNs
- Recording fees may differ from what's posted online - verify current rates
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Highlands County
Properties in any of these areas use Highlands County forms:
- Avon Park
- Lake Placid
- Lorida
- Sebring
- Venus
How do I get my forms?
Forms are available for immediate download after payment. The Highlands County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Highlands County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Highlands County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Highlands County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Highlands County?
Recording fees in Highlands County vary. Contact the recorder's office at (863) 402-6596 for current fees.
Have other questions? Contact our support team
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Important: Your property must be located in Highlands County to use these forms. Documents should be recorded at the office below.
This Mortgage Instrument and Promissory Note meets all recording requirements specific to Highlands County.
Our Promise
The documents you receive here will meet, or exceed, the Highlands County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Highlands County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 10th, 2021
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March 18th, 2021
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February 23rd, 2019
My legal description exceeds the avaiable space in the one page Exhibit A...any way to add a second page as 'Exhibit A (continued)'?
It is not required to use the included exhibit page. Simply label your printed legal description as the appropriate exhibit.
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July 30th, 2019
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November 18th, 2020
I have an apple phone. I could not fill in the form to pay because apple phones do not have a dash that can be used when the field requires a phone number with a dash. I had to borrow an android phone in which the telephone keypad had a dash that could be used. It was easy to pay using an android phone but impossible to pay using an apple phone. Remove the requirement for dashes to allow apple phones to use this service.
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July 4th, 2021
Thank you, thie was very helpful. I did find the forms I needed.Very easy to use.,
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Glenda C.
February 21st, 2021
It was easy to find what I was looking for. The instructions were easy to follow. The example given was most beneficial in completing form.
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A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
EUGENE S.
December 11th, 2021
SIMPLE EASY TO UNDERSTAND PROCESS
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