Highlands County Mortgage Instrument and Promissory Note Form (Florida)
All Highlands County specific forms and documents listed below are included in your immediate download package:
Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Highlands County compliant document last validated/updated 5/30/2025
Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Highlands County compliant document last validated/updated 6/25/2025
Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Highlands County compliant document last validated/updated 5/28/2025
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Highlands County compliant document last validated/updated 5/2/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Highlands County compliant document last validated/updated 5/8/2025
Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Highlands County compliant document last validated/updated 7/4/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Highlands County compliant document last validated/updated 6/13/2025
The following Florida and Highlands County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Highlands County. The executed documents should then be recorded in the following office:
Highlands County Clerk of Courts
590 South Commerce Ave, Sebring, Florida 33870-3867
Hours: 8:00am to 5:00pm M-F
Phone: (863) 402-6596
Local jurisdictions located in Highlands County include:
- Avon Park
- Lake Placid
- Lorida
- Sebring
- Venus
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Highlands County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Highlands County using our eRecording service.
Are these forms guaranteed to be recordable in Highlands County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Highlands County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Highlands County that you need to transfer you would only need to order our forms once for all of your properties in Highlands County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Highlands County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Highlands County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Our Promise
The documents you receive here will meet, or exceed, the Highlands County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Highlands County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
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Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
John G.
July 25th, 2022
I was actually quite pleased with the ease of use of this site. I really, really liked the step by step instructions and examples of the finished product !!
Thank you!
Shirley C.
November 17th, 2019
I liked that the documents could be filled in on my computer. All the documents came out nice, better than I expected really.
Thank you Shirley, we appreciate your feedback. Have a great day!
Diane J.
October 20th, 2021
Worked great very quick and easy without the sample model for my state would have been difficult for me thank's
Thank you for your feedback. We really appreciate it. Have a great day!
JOHN B.
December 14th, 2020
Process of acquiring an account and submitting a document was VERY easy. Failure was on the Recorders office, for not accepting the survey.
Cheers.
Thank you!
Lori G.
June 17th, 2019
I needed to add my husband to my deed.
an attorney would charge me $275.00.
I decided to file myself. This makes
it easy. Not done w/the process yet.
But so far so good! :)
Thank you for your feedback. We really appreciate it. Have a great day!
Kevin V.
June 29th, 2020
This is an option for recording that worked flawlessly with my county government. Given Covid19 has closed county offices to the public as well as the personal kiosks options to record shrunk dramatically. I recommend Deeds.Com for your recording needs.
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Timothy G.
August 1st, 2020
Easy peezy.
Thank you!
Susan S.
November 26th, 2021
What a delight to find this Website. Professionally done and easy to work with.
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ELIZABETH M.
January 10th, 2020
Great service! Training was fast and we went over very detail.
Thank you!
Giuseppina M.
October 24th, 2024
Fast, reliable excellent service
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Amy L B.
March 12th, 2025
easy to download forms and help is there if you need it!
Thank you, Amy! We appreciate your kind words and are glad you found the forms easy to download. Our team is always here if you ever need assistance. Thanks for choosing us!
CEDRIC D.
December 2nd, 2021
need more instructions for each form
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