St Joseph County Full Release of Mortgage Form

Last validated September 2, 2026 by our Forms Development Team

Formatted for recording in St Joseph County, for property anywhere in the county: rural and unincorporated areas as well as Granger, Lakeville, Mishawaka, New Carlisle, North Liberty, Notre Dame, Osceola, South Bend and 2 more.

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St Joseph County Full Release of Mortgage Form

St Joseph County Full Release of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/10/2026
St Joseph County Release of Mortgage Guidelines

St Joseph County Release of Mortgage Guidelines

Line by line guide explaining every blank on the form

Document last validated 9/2/2026
St Joseph County Completed Example of the Release of Mortgage Document

St Joseph County Completed Example of the Release of Mortgage Document

Example of a properly completed form for reference.

Document last validated 8/13/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in St Joseph County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

St. Joseph Recorder

Address:
227 W Jefferson Blvd, Rm 321
South Bend, Indiana 46601

Hours: 8:00am to 4:30pm Monday through Friday

Phone: (574) 235-9525

Recording Tips for St Joseph County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Check that your notary's commission hasn't expired
  • Documents must be on 8.5 x 11 inch white paper
  • Double-check legal descriptions match your existing deed

Cities and Jurisdictions in St Joseph County

Properties in any of these areas use St Joseph County forms:

  • Granger
  • Lakeville
  • Mishawaka
  • New Carlisle
  • North Liberty
  • Notre Dame
  • Osceola
  • South Bend
  • Walkerton
  • Wyatt

View Complete Recorder Office Guide

Hours, fees, requirements, and more for St Joseph County

How do I get my forms?

Forms are available for immediate download after payment. The St Joseph County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in St Joseph County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in St Joseph County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in St Joseph County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in St Joseph County?

Recording fees in St Joseph County vary. Contact the recorder's office at (574) 235-9525 for current fees.

Questions answered? Let's get started!

In general a lender has 15 days once notified to release a mortgage to avoid penalty.

((1) a sum not to exceed five hundred dollars ($500) for the failure, neglect, or refusal of the owner, holder, or custodian to:
(A) release;
(B) discharge; and
(C) satisfy of record the mortgage or lien; and
(2) costs and reasonable attorney's fees incurred in enforcing the release, discharge, or satisfaction of record of the mortgage or lien.
(c) If the court finds in favor of a plaintiff who files an action to recover damages under subsection (b), the court shall award the plaintiff the costs of the action and reasonable attorney's fees as a part of the judgment.
(d) The court may appoint a commissioner and direct the commissioner to release and satisfy the mortgage, mechanic's lien, judgment, or other lien. The costs incurred in connection with releasing and satisfying the mortgage, mechanic's lien, judgment, or other lien shall be taxed as a part of the costs of the action. (e) The owner, holder, or custodian, by virtue of having recorded the mortgage, mechanic's lien, judgment, or other lien in Indiana, submits to the jurisdiction of the courts of Indiana as to any action arising under this section.) (IC 32-28-1-2 (b)(1))

IC 32-29-1-6 Payment in full; release and discharge of mortgage
Sec. 6. After a mortgagee of property whose mortgage has been recorded has received full payment from the mortgagor of the sum specified in the mortgage, the mortgagee shall, at the request of the mortgagor, enter in the record of the mortgage that the mortgage has been satisfied. An entry in the record showing that a mortgage has been satisfied operates as a complete release and discharge of the mortgage.

((a) It is lawful for:
(1) the president, vice president, cashier, secretary, treasurer, attorney in fact, or other authorized representative of a national bank, state bank, trust company, or savings bank; or
(2) the president, vice president, general manager, secretary, treasurer, attorney in fact, or other authorized representative of any other corporation doing business in Indiana;
to release upon the record mortgages, judgments, and other record liens upon the payment of the debts secured by the liens.) (IC 32-29-5-1)

(Indiana Mortgage Release Package includes form, guidelines, and completed example) For use in Indiana only.

Important: Your property must be located in St Joseph County to use these forms. Documents should be recorded at the county recording office listed above.

This Full Release of Mortgage meets all recording requirements specific to St Joseph County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable St Joseph County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your St Joseph County Full Release of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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