Sac County Real Estate Mortgage and Promissory Note Forms (Iowa)

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Form Package

Real Estate Mortgage and Promissory Note

State

Iowa

Area

Sac County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Sac County specific forms and documents listed below are included in your immediate download package:

Real Estate Mortgage Form

Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/2/2024

Real Estate Mortgage Guidelines

Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/14/2024

Completed Example of a Real Estate Mortgage Document

Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.
Included document last reviewed/updated 3/27/2024

Promissory Note Form

Promissory Note Form

Note that is secured by the Mortgage document.
Included document last reviewed/updated 4/23/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/21/2024

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included document last reviewed/updated 3/20/2024

Annual Accounting Statement Form

Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included document last reviewed/updated 3/19/2024

Residential Property Disclosure Statement Form

Residential Property Disclosure Statement Form

Required with residential property.
Included document last reviewed/updated 2/19/2024

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Iowa or Sac County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Sac County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Sac County Real Estate Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Real Estate Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Sac County that you need to transfer you would only need to order our forms once for all of your properties in Sac County.

Are these forms guaranteed to be recordable in Sac County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Sac County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Real Estate Mortgage and Promissory Note Forms:

  • Sac County

Including:

  • Auburn
  • Early
  • Lake View
  • Nemaha
  • Odebolt
  • Sac City
  • Schaller
  • Wall Lake

What is the Iowa Real Estate Mortgage and Promissory Note

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Our Promise

The documents you receive here will meet, or exceed, the Sac County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Sac County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4324 Reviews)

Michael L.

April 25th, 2024

Professional, simple. Very good.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barbara A.

April 25th, 2024

Always helpful!\r\n

Reply from Staff

We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..

Mark E.

April 25th, 2024

This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.

Reply from Staff

Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.

Teresa F.

October 7th, 2022

Great! Received documents to download immediately and was able to do the needed with the information and instructions. Thank you

Reply from Staff

Thank you!

Ronald L.

January 21st, 2021

There is not enough room on the form to describe my property which was taken directly from the previous deed. Other than that worked as expected.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joni S.

February 6th, 2024

Excellent service, no hassle, easy to use, affordable, best service -- hands down. I thought it would be difficult for me to record a deed in Florida while residing in California but you made it so easy. I will tell everyone about your service.\r\nThank you.

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Rachel C.

January 18th, 2021

This service is a game-changer. I work all over and being able to e-record so easily has been so effective for my business.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

JUDITH G.

April 22nd, 2022

So far, so good! I appreciate a no-hassle website.

Reply from Staff

Thank you!

Charlotte H.

July 16th, 2022

Easy to use and download. Everything we needed with a guide for accuracy.

Reply from Staff

Thank you!

wayne s.

March 25th, 2020

Wonderful forms! Thanks for making this available.

Reply from Staff

Thank you Wayne, have a great day!

Helen M.

April 13th, 2023

All forms were exactly what I needed.
Thank you
Immediate, smoothly downloaded and printed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Susan S.

November 26th, 2021

What a delight to find this Website. Professionally done and easy to work with.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael M.

February 20th, 2020

Thanks worked out great as the form was perfect and no problems filing it with the county.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Linda T.

July 11th, 2020

The application was extremely easy to use with good instructions. Will definitely use a again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

MARILYN I.

March 20th, 2023

Very pleased with your user friendly site.

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Thank you!