Sac County Real Estate Mortgage and Promissory Note Form
Last validated April 6, 2026 by our Forms Development Team
Sac County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Sac County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Sac County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Sac County Promissory Note Form
Note that is secured by the Mortgage document.
Sac County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Sac County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Sac County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Sac County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
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Additional Iowa and Sac County documents included at no extra charge:
Where to Record Your Documents
Sac County Recorder
Sac City, Iowa 50583
Hours: 8:00am - 4:30pm M-F
Phone: (712) 662-7789
Recording Tips for Sac County:
- Documents must be on 8.5 x 11 inch white paper
- Bring extra funds - fees can vary by document type and page count
- Both spouses typically need to sign if property is jointly owned
- Make copies of your documents before recording - keep originals safe
- If mailing documents, use certified mail with return receipt
Cities and Jurisdictions in Sac County
Properties in any of these areas use Sac County forms:
- Auburn
- Early
- Lake View
- Nemaha
- Odebolt
- Sac City
- Schaller
- Wall Lake
Hours, fees, requirements, and more for Sac County
How do I get my forms?
Forms are available for immediate download after payment. The Sac County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Sac County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Sac County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Sac County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Sac County?
Recording fees in Sac County vary. Contact the recorder's office at (712) 662-7789 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Sac County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Sac County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Sac County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Sac County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4693 Reviews )
Lara T.
December 1st, 2021
Made recording my document so much easier and faster. First attempt failed due to illegible blue ink, got that fixed and deeds.com resubmitted and doc was recorded within a couple of hours, all from the comfort of my home.
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Guadalupe G.
November 10th, 2022
Easy but why charge???
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Colleen P.
May 4th, 2020
It was frustrating to get the scans done but that might have been due to a learning curve. After 4 tries they were accepted. I couldn't figure out how to delete or close the failed attempts. Waiting to see if Recorder office has changed the title.
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Marcia H.
April 18th, 2021
This was so easy and fast! Plus it had all the information I needed in one place. The example was right on point too!
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Jerry W.
March 16th, 2020
Great program and easy to follow instructions.
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John M.
September 16th, 2022
Easy to use site with a good selection of documents
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Jaynell B.
June 25th, 2021
This website was most helpful and easy to use. Glad the information I needed was available
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Eddy C & Tina H.
May 11th, 2021
did not use, much to expensive.
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Santos V.
March 18th, 2023
Great and easy to understand.
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John T.
February 26th, 2021
Amazing! Very helpful. Very specific.
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Karen P.
March 19th, 2021
Very easy to use.
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Zunika B.
December 18th, 2020
Was quick and easy compared to visiting downtown where the recorders office is closed or just the thought of mailing important documents and waiting until someone hopefully reaches back out to you. All responses were timely and process was easy. No complaints.
Thank you!
Kristopher K.
October 22nd, 2021
Process is easy but system would not accept 3 different credit cards on first day. No phone number to call. Sent message and response was all 3 cards must have been declined. However, next day one of those cards went through with no problem.
Thank you for your feedback. Unfortunately we have no control over which payment get approved or declined.
Christopher B.
October 3rd, 2020
The service was simple and easy enough but the UI isn't the easiest on the eyes and the process is a tad strange.
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Nancy J.
June 17th, 2020
This is a great service recommended by CSC. I only had one document to e-file. I would recommend to anyone.
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