Bay County Mortgage Secured by Promissory Note Form

Bay County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Bay County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Mortgage Document
Example of a properly completed form for reference.


Bay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Bay County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Additional Michigan and Bay County documents included at no extra charge:
Where to Record Your Documents
Bay County Register of Deeds
Bay City, Michigan 48708-5122
Hours: 8:00 to 5:00 M-F
Phone: (989) 895-4228
Recording Tips for Bay County:
- Ensure all signatures are in blue or black ink
- Double-check legal descriptions match your existing deed
- Leave recording info boxes blank - the office fills these
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Bay County
Properties in any of these areas use Bay County forms:
- Auburn
- Bay City
- Bentley
- Essexville
- Kawkawlin
- Linwood
- Munger
- Pinconning
- University Center
Hours, fees, requirements, and more for Bay County
How do I get my forms?
Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bay County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bay County?
Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.
Have other questions? Contact our support team
This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.
Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.
Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.
(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.
Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Bay County.
Our Promise
The documents you receive here will meet, or exceed, the Bay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Bay County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Roger G.
March 23rd, 2023
was difficult to find the location on the website to actually download the form I needed. Initially was directed only to information pages related to the form I needed
Thank you for your feedback. We really appreciate it. Have a great day!
Keith K.
October 21st, 2022
More expensive that I would have thought.
Thank you for your feedback. We really appreciate it. Have a great day!
DEBORAH G.
April 1st, 2019
This product is good but the text boxes are not large enough to contain the information required for the form. Even dates do not display with the entry you make.
Thank you for your feedback. We really appreciate it. Have a great day!
Linda S.
March 8th, 2019
I am quite pleased with this website. I was able to complete my task with relative ease thanks to all the help these forms provided .The example forms really helped me to navigate the process. I would recommend this service highly.
Thank you Linda, we really appreciate your feedback.
Angela J M.
September 29th, 2023
Quick turnaround (about 24hrs) easy process.
Thank you for your feedback. We really appreciate it. Have a great day!
Mikel R.
February 16th, 2021
Definitely recommend. Superb customer service. Well worth the money! Thanks again!
Thank you for your feedback. We really appreciate it. Have a great day!
Kevin M.
December 3rd, 2021
My first time using Deeds.com and I am impressed how much you offer and how easy it is to use this site. Had the real-estate forms I needed plus a bonus of how to fill them out. Best value on the internet for real-estate forms and information.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
NANETTE G.
March 6th, 2021
I was so Happy to find a website that had deeds for property, reasonable price, helpful directions for diy flling out the deed info, no surprise hidden fees at checkout...what a relief. Saved hundreds because I can do it myself! Great service here!!
Thank you for your feedback. We really appreciate it. Have a great day!
Caroline K.
August 16th, 2019
SIMPLE, THAT IS GOOD
Thank you for your feedback. We really appreciate it. Have a great day!
Jesse S.
January 2nd, 2020
I am excited for your service. I'm counting on this working-and calling to see if I can e-file with the County of dealing with, and if so, your service will have saved me more years of stress, worrying about how to correct a deed that was titled incorrectly.
Thank you!
Carla H.
May 29th, 2020
This is a very useful site for downloading legal forms - just be sure you're getting the form you need before buying. Unfortunately I selected the wrong form initially and had to buy a 2nd form to correct my error. I saw no way of communicating my error at that point - i.e., loss of one star.
Thank you for your feedback. We really appreciate it. Have a great day!
Patricia N.
May 7th, 2025
Wonderful fast service, quick thoughtful responses on chat! Files download easily too, great pruces
We are delighted to have been of service. Thank you for the positive review!
Pamela C.
October 5th, 2022
It was easy to download. And your guide was informative as was the completed form for an example. But I wish that I had been able to edit the forms online and then print. My handwritten info is just not as crisp.
Thank you for your feedback. We really appreciate it. Have a great day!
Robert W.
January 18th, 2019
Perfect timing. Everything was consistent and timely.
Thank you Robert, we appreciate your feedback.
Marissa G.
March 4th, 2020
The NV Clark County deed upon death was perfect! Our county doesn't offer a template, but rather has a long list of rules and specifications where they expect you to make your own document. I didnt want to risk making an unacceptable form so I purchased the template from Deeds.com. It was easy to use and very thorough. Our deed upon death was notarized and filed with the county with no issue. Save yourselves the time and headache and get the template!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!