Stearns County Mortgage Secured by Promissory Note Form (Minnesota)
All Stearns County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Stearns County compliant document last validated/updated 6/4/2025
Mortgage Guide
Line by line guide explaining every blank on the form.
Included Stearns County compliant document last validated/updated 4/23/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Stearns County compliant document last validated/updated 6/13/2025
Promissory Note Form
Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.
Included Stearns County compliant document last validated/updated 5/7/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Stearns County compliant document last validated/updated 5/26/2025
Completed Example of the Promissory Note Document
This Minnesota Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Stearns County compliant document last validated/updated 4/29/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Stearns County compliant document last validated/updated 6/2/2025
The following Minnesota and Stearns County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Stearns County. The executed documents should then be recorded in the following office:
Service Center, Room 2203
3301 County Road 138, Waite Park, Minnesota 56387
Hours: 8:00am to 4:30pm M-F
Phone: (320) 656-3855
Local jurisdictions located in Stearns County include:
- Albany
- Avon
- Belgrade
- Brooten
- Cold Spring
- Collegeville
- Elrosa
- Freeport
- Greenwald
- Holdingford
- Kimball
- Melrose
- New Munich
- Paynesville
- Richmond
- Rockville
- Roscoe
- Saint Cloud
- Saint Joseph
- Saint Martin
- Saint Stephen
- Sartell
- Sauk Centre
- Waite Park
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Stearns County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Stearns County using our eRecording service.
Are these forms guaranteed to be recordable in Stearns County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Stearns County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Stearns County that you need to transfer you would only need to order our forms once for all of your properties in Stearns County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Minnesota or Stearns County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Stearns County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This is a recordable document, when (properly recorded shall be taken and deemed notice to parties.) (507.32 Record, When Notice to Parties; Assignment of Mortgage.)
No instrument by which the title to real estate or any interest therein or lien thereon, is conveyed, created, encumbered, assigned or otherwise disposed of, shall be recorded by the county recorder or registered by the registrar of titles until the name and address of the person who or corporation which drafted the instrument is printed, typewritten, stamped or written on it in a legible manner.
(507.091 Conveyance to Include Name and Address of Drafter)
(No contract for deed or deed conveying fee title to real estate or affidavit of survivorship shall be recorded by the county recorder or registered by the registrar of titles until the name and address of the person to whom future tax statements should be sent, is printed, typewritten, stamped or written on it in a legible manner.) 507.092 Conveyance to Include Name and Address of Person to Receive Tax Statements.
Use this comprehensive 12 page Mortgage Form for vacant land, residential property, rental property (up to 4 units), small commercial property, condominiums, and planned unit developments. A mortgage secured by a promissory note that includes stringent default terms can be beneficial to a lender.
(Minnesota Mortgage Package includes forms, guidelines, and completed examples) For use in Minnesota only.
Our Promise
The documents you receive here will meet, or exceed, the Stearns County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Stearns County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 26th, 2025
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June 24th, 2025
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June 23rd, 2025
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November 14th, 2024
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March 7th, 2021
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August 20th, 2020
1) I was very pleased when the staff mentioned your service since the three referenced on the Recorder's website all wanted HUGE Account set-up and maintenance fees AND BIG fees per recording, and yours has no set-up fee AND nominal per-recording fee; 2) My (few) recordings will be NON-LAND Related, summary or entire record(s) of Administrative (Procedures Act) records, Other than the Border width and Cover Sheet, do you anticipate any other special requirements for such recording(s)? NOTE: I just sent one by Snail Mail, and they just informed me that due to the GERMIPHOBIA 'Pandemic' the ONLY open and record Snail Mail ONCE A MONTH On the first of each chmonth!
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May 28th, 2021
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March 1st, 2022
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March 7th, 2019
This worked. Saved me a trip to get a copy of a deed. Cost less than the parking fee. Very convenient.
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May 1st, 2020
I'm very impressed. We're a small nonprofit, and we usually walk our documents into our county offices for recording. So I was a little bit skeptical about how things would work if we did it electronically. But it was a smooth, quick, painless, and reasonably priced process. I expect that this will be our preferred method even after county offices re-open.
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