Gloucester County Installment Contract for Deed Form (New Jersey)

Gloucester County Installment Contract for Deed Form

Installment Contract for Deed Form

Fill in the blank Installment Contract for Deed form formatted to comply with all New Jersey recording and content requirements.

Last validated 2/20/2025
Gloucester County Installment Contract for Deed Guide

Installment Contract for Deed Guide

Line by line guide explaining every blank on the Installment Contract for Deed form.

Last validated 5/26/2025
Gloucester County Completed Example of the Installment Contract for Deed Document

Completed Example of the Installment Contract for Deed Document

Example of a properly completed New Jersey Installment Contract for Deed document for reference.

Last validated 7/4/2025
Gloucester County Sellers Disclosure Form

Sellers Disclosure Form

Seller discloses known property conditions.

Last validated 7/25/2025
Gloucester County Lead Based Paint Disclosure Form

Lead Based Paint Disclosure Form

Use for property built after 1978

Last validated 7/9/2025
Gloucester County Annual Accounting Statement Form

Annual Accounting Statement Form

Issued to buyer for fiscal year reporting of principal, interest, etc.

Last validated 6/30/2025

Additional New Jersey and Gloucester County documents included at no extra charge:

Important: Your property must be located in Gloucester County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Gloucester County Clerk

Address:
1 North Broad St / PO Box 129
Woodbury, New Jersey 08096

Hours: 8:30 to 4:30 M-F

Phone: (856) 853-3235

Recording Tips for Gloucester County:
  • Make copies of your documents before recording - keep originals safe
  • Both spouses typically need to sign if property is jointly owned
  • Bring multiple forms of payment in case one isn't accepted

Cities and Jurisdictions in Gloucester County

Properties in any of these areas use Gloucester County forms:

  • Bridgeport
  • Clarksboro
  • Clayton
  • Deptford
  • Ewan
  • Franklinville
  • Gibbstown
  • Glassboro
  • Grenloch
  • Harrisonville
  • Malaga
  • Mantua
  • Mickleton
  • Mount Royal
  • Mullica Hill
  • National Park
  • Newfield
  • Paulsboro
  • Pitman
  • Richwood
  • Sewell
  • Swedesboro
  • Thorofare
  • Wenonah
  • Westville
  • Williamstown
  • Woodbury
  • Woodbury Heights

How do I get my forms?

Forms are available for immediate download after payment. The Gloucester County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Gloucester County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Gloucester County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Gloucester County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

Have other questions? Contact our support team

A "Contract for Deed" (also known as an installment land contract, land contract, or contract for sale) is a legal agreement where the buyer makes payments directly to the seller in exchange for the right to use the property. The buyer receives the deed and full ownership of the property only after all payments have been made.

Statutes and Legal Framework:
1. While New Jersey does not have specific statutes solely governing Contracts for Deed, they are generally governed by principles of contract law, real estate law, and consumer protection laws.
Key statutes include the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.), which could apply to the contract if there is any fraud or deception involved.

2. Disclosure Requirements:
Sellers must provide accurate and complete disclosures regarding the property's condition, any liens, and any other material facts. Failing to do so may result in a violation of the Consumer Fraud Act.
If the contract is entered into without full disclosure or under deceptive terms, it may be considered voidable.

3. Recording the Contract:
While it is not always required to record a Contract for Deed, it is strongly advised. Recording the contract protects the buyer's interest in the property against future claims or liens against the seller.

4. Default and Foreclosure:
If the buyer defaults on the contract, the seller may initiate a foreclosure-like process. However, because this is a non-mortgage transaction, the process can vary, and the seller might be able to evict the buyer through summary eviction proceedings rather than formal foreclosure.
In some cases, New Jersey courts have treated Contract for Deed arrangements similarly to mortgages, requiring sellers to undergo judicial foreclosure to reclaim the property.

5. Right to Cure Default:
The contract should clearly state the buyer's rights if they default, including any grace period to cure the default before the seller can take action.

6. Interest Rates and Financing Terms:
The interest rate and financing terms must comply with New Jersey’s usury laws. If the interest rate exceeds the legal limit, the contract could be voided or reformed by a court.

Procedures for Using a Contract for Deed
1. Drafting the Contract:
The contract must include all essential terms: purchase price, payment schedule, interest rate, penalties for default, responsibilities for taxes and insurance, and the date when the deed will be transferred.
Legal counsel is often necessary to ensure that the contract complies with New Jersey law.

2. Execution and Recording:
Both parties must sign the contract, and it should be notarized. Recording the contract with the county clerk where the property is located is advisable.

3. Payment and Maintenance:
The buyer makes monthly installment payments to the seller, who retains legal title until the contract is fully paid.
The buyer takes on responsibilities such as property taxes, insurance, and maintenance.

Terms and uses
1. TITLE AND TITLE INSURANCE. Seller shall provide Buyer with a standard form owner’s policy of title insurance in the amount of the purchase price. The title policy to be issued shall contain no exceptions other than those provided in said standard form plus encumbrances or defects approved by Buyer as provided below.

2. DEED Of CONVEYANCE. Upon receipt of Buyer's payment in full of the balance of the purchase price, Seller shall furnish a General Warranty Deed, conveying to Buyer title to the property.

3. LATE CHARGE: Any above noted payment which is at least days past due, shall be subject to a late charge of $ And an additional $ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $ per day.

4. Uses include residential property, rental property up to 4 units, condominiums, and planned unit developments. Traditional installment payment with or without a balloon payment.

For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Gloucester County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Gloucester County Installment Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Catherine B.

September 15th, 2020

Trying to get a hold of someone in the office is very difficult. This made it so much easier, thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Abram A.

February 26th, 2019

Very easy to navigate around and to obtain desired forms and service.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Thomas N.

March 13th, 2020

Great service, truly helpful & saves time!!

Reply from Staff

Thank you!

Stuart P.

May 14th, 2021

Easy and fast. I'll use this service for all my recordings

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barry B.

November 19th, 2020

I was very impressed on how simple the process was to record the documents I needed recorded. Thank you for all of your help.

Reply from Staff

Thank you!

Fred A.

April 15th, 2019

Very nice forms offer, very thoughtful to include other related forms that may be necessary. The site was easy to use, and very fast. Thank You.

Reply from Staff

Thank you!

Jan M.

June 5th, 2019

Fantastic company. They are the absolute best and helped me get the information I needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Louise S.

May 15th, 2022

The form was easy to download and complete however you should be able to convert to a word document.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

fran g.

April 25th, 2021

To hard for me. But with that being said it's a great option for most people.

Reply from Staff

Thank you!

Kenneh C.

December 23rd, 2022

I was looking for something this website does not offer. Very dissapointed.

Reply from Staff

Sorry to hear that. We do hope you found what you were looking for elsewhere.

Cathy F.

March 2nd, 2022

Glad I found you. After much searching, you had the right form that I needed. Quick and easy. Cathy

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

THOMAS C.

September 16th, 2020

Thank you for the fine, easy to implement service.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kathyren O.

April 25th, 2019

Very helpful and I will be using your services in the near future. Thank you Kathyren Oleary

Reply from Staff

Thanks Kathyren, we really appreciate your feedback.

Colleen B.

September 20th, 2020

Looks good. We will see how it goes.

Reply from Staff

Thank you!

Martine S.

July 29th, 2020

Very easy process and was recorded in a prompt manner. We will be using your services again in the future for sure.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!