Ocean County Mortgage Secured and Promissory Note Form

Ocean County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Ocean County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Ocean County Completed Example of the Morgage Document
Example of a properly completed form for reference.

Ocean County Promissory Note Form
Can be used for traditional installment or balloon payment.

Ocean County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Ocean County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Ocean County Annual Accounting Statement Form
Issued to buyer for fiscal year reporting of principal, interest, etc.
All 7 documents above included • One-time purchase • No recurring fees
Additional New Jersey and Ocean County documents included at no extra charge:
Where to Record Your Documents
Ocean County Courthouse
Toms River, New Jersey 08753 / 08754-2101
Hours: 8:30am to 4:00pm M-F
Phone: 732-929-2018
Ocean County Mall
Toms River, New Jersey 08753
Hours: Open daily during regular mall hours
Phone: 732-288-7777
Northern Ocean County
Lakewood, New Jersey 08701
Hours: 8:00am to 4:30pm M-F
Phone: 732-370-8850
Southern Service Center
Manahawkin, New Jersey 08050
Hours: 8:00am to 4:30pm M-F
Phone: 609-597-1500
Recording Tips for Ocean County:
- Ask if they accept credit cards - many offices are cash/check only
- Double-check legal descriptions match your existing deed
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Ocean County
Properties in any of these areas use Ocean County forms:
- Barnegat
- Barnegat Light
- Bayville
- Beach Haven
- Beachwood
- Brick
- Forked River
- Island Heights
- Jackson
- Lakehurst
- Lakewood
- Lanoka Harbor
- Lavallette
- Little Egg Harbor Twp
- Manahawkin
- Manchester Township
- Mantoloking
- New Egypt
- Normandy Beach
- Ocean Gate
- Pine Beach
- Point Pleasant Beach
- Seaside Heights
- Seaside Park
- Toms River
- Tuckerton
- Waretown
- West Creek
Hours, fees, requirements, and more for Ocean County
How do I get my forms?
Forms are available for immediate download after payment. The Ocean County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Ocean County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ocean County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Ocean County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Ocean County?
Recording fees in Ocean County vary. Contact the recorder's office at 732-929-2018 for current fees.
Have other questions? Contact our support team
This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.
DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.
PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.
The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.
Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.
(New Jersey Mortgage Package includes forms, guidelines, and completed examples) For use in New Jersey only.
Important: Your property must be located in Ocean County to use these forms. Documents should be recorded at the office below.
This Mortgage Secured and Promissory Note meets all recording requirements specific to Ocean County.
Our Promise
The documents you receive here will meet, or exceed, the Ocean County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Ocean County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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