Suffolk County Mortgage and Promissory Note Form

Additional New York and Suffolk County documents included at no extra charge:

Where to Record Your Documents

---

Cities and Jurisdictions in Suffolk County

Properties in any of these areas use Suffolk County forms:

• Amagansett
• Amityville
• Aquebogue
• Babylon
• Bay Shore
• Bayport
• Bellport
• Blue Point
• Bohemia
• Brentwood
• Bridgehampton
• Brightwaters
• Brookhaven
• Calverton
• Center Moriches
• Centereach
• Centerport
• Central Islip
• Cold Spring Harbor
• Commack
• Copiague
• Coram
• Cutchogue
• Deer Park
• East Hampton
• East Islip
• East Marion
• East Moriches
• East Northport
• East Quogue
• East Setauket
• Eastport
• Farmingville
• Fishers Island
• Great River
• Greenlawn
• Greenport
• Hampton Bays
• Hauppauge
• Holbrook
• Holtsville
• Huntington
• Huntington Station
• Islandia
• Islip
• Islip Terrace
• Jamesport
• Kings Park
• Lake Grove
• Laurel
• Lindenhurst
• Manorville
• Mastic
• Mastic Beach
• Mattituck
• Medford
• Melville
• Middle Island
• Miller Place
• Montauk
• Moriches
• Mount Sinai
• Nesconset
• New Suffolk
• North Babylon
• Northport
• Oakdale
• Ocean Beach
• Orient
• Patchogue
• Peconic
• Port Jefferson
• Port Jefferson Station
• Quogue
• Remsenburg
• Ridge
• Riverhead
• Rocky Point
• Ronkonkoma
• Sag Harbor
• Sagaponack
• Saint James
• Sayville
• Selden
• Shelter Island
• Shelter Island Heights
• Shirley
• Shoreham
• Smithtown
• Sound Beach
• South Jamesport
• Southampton
• Southold
• Speonk
• Stony Brook
• Upton
• Wading River
• Wainscott
• Water Mill
• West Babylon
• West Islip
• West Sayville
• Westhampton
• Westhampton Beach
• Wyandanch
• Yaphank

---

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Important: Your property must be located in Suffolk County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage and Promissory Note meets all recording requirements specific to Suffolk County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Suffolk County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Suffolk County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4,790 Reviews )