Buncombe County Deed of Trust Form

Buncombe County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Buncombe County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Buncombe County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Buncombe County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Buncombe County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Buncombe County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Buncombe County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Buncombe County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Buncombe County documents included at no extra charge:
Where to Record Your Documents
Buncombe County Register of Deeds Room 110
Asheville, North Carolina 28801
Hours: 8:00 to 5:00 M-F
Phone: (828) 250-4302
Recording Tips for Buncombe County:
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Request a receipt showing your recording numbers
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Buncombe County
Properties in any of these areas use Buncombe County forms:
- Alexander
- Arden
- Asheville
- Barnardsville
- Black Mountain
- Candler
- Enka
- Fairview
- Leicester
- Montreat
- Ridgecrest
- Skyland
- Swannanoa
- Weaverville
Hours, fees, requirements, and more for Buncombe County
How do I get my forms?
Forms are available for immediate download after payment. The Buncombe County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Buncombe County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Buncombe County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Buncombe County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Buncombe County?
Recording fees in Buncombe County vary. Contact the recorder's office at (828) 250-4302 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Buncombe County to use these forms. Documents should be recorded at the office below.
This Deed of Trust meets all recording requirements specific to Buncombe County.
Our Promise
The documents you receive here will meet, or exceed, the Buncombe County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Buncombe County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Allan S.
September 19th, 2024
Using this sofftware was a piece of cake! Donload was fast and simple. Using the guide supplied I did the Beneficiary Deed in no time. Would certainly use this service again without hesitation.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Timothy B.
May 17th, 2023
Information was very helpful and straight forward, Thankyou!
Thank you!
Petti V.
February 15th, 2022
Your site was so easy to use. And I got the form and instructions I needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Ann H.
May 24th, 2020
Excellent program, easy to access and download.
Thank you!
MARY LACEY M.
June 25th, 2020
Excellent service! From setting up an account to successfully recording, the instructions were clear and easy to follow. I am very pleased to have this service available, and favorably impressed by our current Maricopa County Recorder for pursuing its availability. Thank you.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
John B.
November 15th, 2023
Fantastic service, easy to use, and supported the entire way through every process. Excellent service!
We are motivated by your feedback to continue delivering excellence. Thank you!
Robert R.
September 1st, 2019
Just joined. Recommended by a strong source. Looking forward to doing business.
Thank you!
XIN Y.
June 14th, 2022
Great e-Recording service. Fast and convenient! All done in the comfort of my home. Love it!!!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Glenda W.
April 22nd, 2021
It is a very helpful and awesome website. I was so glad to hear about it. It is very convenient and saves money as well. I'm sure I will be using it again in the future. Thumbs up to deeds.com!
Thank you for your feedback. We really appreciate it. Have a great day!
Michael B.
May 25th, 2021
Download was easy to complete, but difficult to revisit site to review purchased forms on line. Suggest you download everything at one sitting to make sure you get everything you need from your purchase.
Thank you!
Jean S.
July 2nd, 2019
Service was outstanding. I had the results very quickly. Definitely will use this service again
Thank you!
Debra C.
March 27th, 2020
Excellent service. Love the site.
Thank you for your feedback. We really appreciate it. Have a great day!
Rebecca M.
December 28th, 2021
This was pretty easy to fill out. The directions on all of the forms was very good. This should make life much easier at the County Recorder. Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Andrea H.
December 4th, 2020
I am very pleased with your service. The document that I downloaded along with the instructions and examples you provided made the process so easy. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
Andrew H.
November 11th, 2020
Very efficient does what it says on the box.
Thank you!