Mcdowell County Deed of Trust Form (North Carolina)
All Mcdowell County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Mcdowell County compliant document last validated/updated 5/15/2025
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Mcdowell County compliant document last validated/updated 5/19/2025
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Mcdowell County compliant document last validated/updated 6/10/2025
Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Mcdowell County compliant document last validated/updated 5/13/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Mcdowell County compliant document last validated/updated 6/5/2025
Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Mcdowell County compliant document last validated/updated 1/14/2025
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Mcdowell County compliant document last validated/updated 11/8/2024
Annual Accounting Statement
Mail to borrower for fiscal year reporting.
Included Mcdowell County compliant document last validated/updated 12/17/2024
The following North Carolina and Mcdowell County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust forms, the subject real estate must be physically located in Mcdowell County. The executed documents should then be recorded in the following office:
McDowell County Register of Deeds
Courthouse - 21 S Main St, Suite A, Marion, North Carolina 28752
Hours: 8:30am-5:00pm M-F
Phone: (828) 652-4727
Local jurisdictions located in Mcdowell County include:
- Glenwood
- Little Switzerland
- Marion
- Nebo
- Old Fort
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Mcdowell County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Mcdowell County using our eRecording service.
Are these forms guaranteed to be recordable in Mcdowell County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mcdowell County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Mcdowell County that you need to transfer you would only need to order our forms once for all of your properties in Mcdowell County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by North Carolina or Mcdowell County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Mcdowell County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Our Promise
The documents you receive here will meet, or exceed, the Mcdowell County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Mcdowell County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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June 23rd, 2025
Great service, easy way to get accurate documents
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June 19th, 2025
World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!
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James W.
January 20th, 2019
Easy access to forms saving lots of time researching reqmts from a State/Municipal Govt website. I saved 400-500 in lawyer fees but getting these forms, and coordinating with the Property recorders office in another state. Will use you again.
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Michael W.
February 8th, 2025
Wonderful service.
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Louise S.
May 15th, 2022
The form was easy to download and complete however you should be able to convert to a word document.
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Tricia M.
May 15th, 2020
The document I purchased (QuitClaim Deed) had detailed directions explaining how to complete the form. This made it easy to complete without any doubt that it was completed incorrectly (which was my fear). I also used the E-File service and it was processed very quickly without any issues. Thank you for making this process simple! I will definitely use this service again.
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Teresa M.
July 22nd, 2020
Very easy and quick. Report gave me the info I needed to know. Will use again if I need to.
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Cathy S.
October 15th, 2022
Great forms! Repeat customer here, wouldn't go anywhere else.
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Howard N.
March 26th, 2025
I tried several other online sites for lady bird deed. The county said they didn't contain the correct information. The form from Deeds.com was the right one.rnThank you rnHoward Nielsen
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Kenny H.
January 14th, 2020
The forms are extremely helpful. They could use some updating. Promissory note "...in the form of cash, check or money order." is a bit outdated. My note is with my son and we have an automatic bank transfer set up for payments. He could Venmo me. There are many other options and likely to be more changes in the future, so I know this is difficult to maintain.
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Pamela G.
January 29th, 2019
This is an easily navigated site and the forms came with detailed directions. I have already recommended Deeds.com to a family member.
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Gloria J.
July 23rd, 2021
I needed a Missouri Notice of Intent to Sell without a named designated buyer. Mo Statutes require notice be notarized and filed 45 days before any closing to protect buyer from liens. You do not have that document. We are flipping a house so it must be filed. Our lawyer was on vacation. Cannot find one anywhere on net. Finally got a template from our title company.
Thank you for your feedback Gloria.
chris m.
March 10th, 2022
Was warned by attorney that forms from internet have lots of mistakes. But after looking all over, took a chance on here. So far, I am satisfied, and actually happy that I got something that (I believe) meets my state and local requirements. Haven't filed the deed yet, or had to put it into effect, but being able to pick the local area, and have the relevant state law listed on the deed, gives me confidence. Also, got the whole package of possibly relevant forms, and a very good guide how to prep the deed with a sample completed deed - greatly appreciated!
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Pamela L.
June 18th, 2023
Well this could not have been any easier for me! Deeds made this whole process very efficient, and simple. I will definitely be a return customer when needed. Thank You!
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