Hardin County Partial Release of Mortgage Forms (Ohio)

Form Package

Partial Release of Mortgage

State

Ohio

Area

Hardin County

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$27.97

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Included Forms

All Hardin County specific forms and documents listed below are included in your immediate download package:

Included Supplemental Documents

The following Ohio and Hardin County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

Areas Covered by These Partial Release of Mortgage Forms:

• Hardin County

Including:

• Ada
• Alger
• Dola
• Dunkirk
• Forest
• Kenton
• Mc Guffey
• Mount Victory
• Ridgeway
• Roundhead

What is the Ohio Partial Release of Mortgage

Use this form to release only a portion of the real property and improvements subject to the Mortgage. For example: A mortgage is $200,000.00 and covers 5 condominiums. The borrower says, "I have one sold and would like to put the proceeds towards the mortgage to reduce the debt". In this case the lender might think, "Yes this makes since" or let's say the borrower owes on 5 lots with a mortgage of $100,000.00 but has since paid down the mortgage to $40,000.00. and wants to sell a lot, the lender might think, "This is a good risk I will release this lot." In both cases the lender is only releasing the subject condo or lot and the full lien remains on the existing properties. This form would be considered a partial release by (separate instrument). See Oh statute 5301.32 below.

5301.31 Assignment or partial release in margin of original record.
Except in counties in which a separate instrument is required to assign or partially release a mortgage as described in section 5301.32 of the Revised Code, a mortgage may be assigned or partially released by the holder of the mortgage, by writing the assignment or partial release on the original mortgage or upon the margin of the record of the original mortgage and signing it. The assignment or partial release need not be acknowledged, but, if it is written upon the margin of the record of the original mortgage, the signing shall be attested by the county recorder. The assignment, whether it is upon the original mortgage, upon the margin of the record of the original mortgage, or by separate instrument, shall transfer not only the lien of the mortgage but also all interest in the land described in the mortgage. An assignment of a mortgage shall contain the then current mailing address of the assignee. The signature of a person on the assignment or partial release may be a facsimile of that person's signature. A facsimile of a signature on an assignment or partial release is equivalent to and constitutes the written signature of the person for all requirements regarding mortgage assignments or partial releases.

For entering an assignment or partial release of a mortgage upon the margin of the record of the original mortgage or for attesting it, the recorder shall be entitled to the fee provided by section 317.32 of the Revised Code for recording the assignment and satisfaction of mortgages.


5301.32 Assignment or partial release by separate instrument.

A mortgage may be assigned or partially released by a separate instrument of assignment or partial release, acknowledged as provided by section 5301.01 of the Revised Code. The separate instrument of assignment or partial release shall be recorded in the county recorder's official records. The county recorder shall be entitled to charge the fee for that recording as provided by section 317.32 of the Revised Code for recording deeds. The signature of a person on the assignment or partial release may be a facsimile of that person's signature. A facsimile of a signature on an assignment or partial release is equivalent to and constitutes the written signature of the person for all requirements regarding mortgage assignments or partial releases.

In a county in which the county recorder has determined to use the microfilm process as provided by section 9.01 of the Revised Code, the county recorder may require that all assignments and partial releases of mortgages be by separate instruments. The original instrument bearing the proper endorsement may be used as the separate instrument.

An assignment of a mortgage shall contain the then current mailing address of the assignee.

(Ohio Partial Release of Mortgage Package includes form, guidelines, and completed example)

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The documents you receive here will meet, or exceed, the Hardin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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