Ottawa County Contract for Deed Form

Ottawa County Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Oklahoma recording and content requirements.

Ottawa County Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.

Ottawa County Completed Example of the Contract for Deed Document
Example of a properly completed Oklahoma Contract for Deed document for reference.

Ottawa County Residential Property Disclosure A
Sellers Residential Disclosure Form

Ottawa County Residential Property Disclosure B
Seller instructions: Oklahoma Law (the “Residential Property Condition Disclosure Act,” 60, O.S. Section 831 et. seq., effective July 1, 1995) requires a seller of 1 and 2 residential dwelling units to deliver, or cause to be delivered, a disclaimer statement to a purchaser as soon as practicable, but in any event before acceptance of an offer to purchase if you, the seller: 1) have never occupied the property and make no disclosures concerning the condition of the property; and 2) have no actual knowledge of any defect concerning the property.

Ottawa County Seller's Lead Based Paint Disclosure Form
Applicable to residential property built before 1978

Ottawa County Lead Based Paint Brochure
Issue to buyers if applicable.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Oklahoma and Ottawa County documents included at no extra charge:
Where to Record Your Documents
Ottawa County Clerk
Miami, Oklahoma 74354-7008
Hours: 9:00 to 5:00 M-F
Phone: (918) 542-3332
Recording Tips for Ottawa County:
- Ensure all signatures are in blue or black ink
- Documents must be on 8.5 x 11 inch white paper
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Ottawa County
Properties in any of these areas use Ottawa County forms:
- Afton
- Bluejacket
- Cardin
- Commerce
- Fairland
- Miami
- North Miami
- Picher
- Quapaw
- Wyandotte
Hours, fees, requirements, and more for Ottawa County
How do I get my forms?
Forms are available for immediate download after payment. The Ottawa County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Ottawa County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ottawa County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Ottawa County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Ottawa County?
Recording fees in Ottawa County vary. Contact the recorder's office at (918) 542-3332 for current fees.
Questions answered? Let's get started!
In Oklahoma, a Contract for Deed (also called an installment land contract or real estate contract) is a financing tool where the seller acts like the lender. Instead of giving the buyer a deed at closing, the seller keeps legal title until the buyer makes all agreed payments, while the buyer gets equitable title and possession from day one.
COMMON USES IN OKLAHOMA
Owner Financing
Used when the buyer can’t qualify for a traditional mortgage, or wants to avoid bank lending requirements.
Low or No Down Payment Sales
Attractive to buyers with limited upfront cash.
Selling Property with Existing Liens
Sometimes used when a seller still owes money but can collect payments from the buyer to pay off the lien.
Faster, Private Transactions
Fewer formalities compared to traditional closings (though recording is still required to protect the buyer).
Rural or Unconventional Properties
Properties that might not meet bank lending standards (e.g., certain rural land, mobile homes without land, etc.).
REQUIREMENTS IN OKLAHOMA
While there isn’t one single statute titled “Contract for Deed Law,” several Oklahoma statutes govern parts of the process — mainly in Title 16 (Conveyances), Title 46 (Mortgages), and Title 68 (Revenue and Taxation).
KEY REQUIREMENTS:
Written Agreement
Must be in writing and signed by both parties to be enforceable under the Oklahoma Statute of Frauds (15 O.S. §136).
Recording: Oklahoma treats a recorded Contract for Deed as a mortgage (46 O.S. §1, §4).
Must be recorded with the county clerk within a reasonable time to protect the buyer’s equitable interest. In Oklahoma, you can record a Memorandum of Contract for Deed instead of the full contract.
Recording triggers mortgage recording tax under 68 O.S. §1904.
MORTGAGE TAX
Tax is based on the principal debt stated in the contract. Payment is due at the time of recording.
Disclosure of Terms
Contract should clearly state purchase price, interest rate, payment schedule, who pays taxes/insurance, default remedies, and conveyance terms.
Delivery of Deed
Seller delivers a warranty deed (or other agreed deed) only after all payments are made.
Default & Remedies
Oklahoma allows forfeiture clauses, but enforcement may require judicial action if the buyer has paid a significant portion of the contract.
Possession & Risk of Loss
Buyer usually takes possession immediately and bears risk of damage or loss from that point.
Best Practice in Oklahoma:
Record the Contract for Deed immediately and pay the mortgage tax so the buyer’s equitable title is protected. If it’s unrecorded, the buyer’s interest is at risk if the seller gets sued, goes bankrupt, or sells to someone else.
If you want, I can give you a sample Oklahoma Contract for Deed outline that includes the statutory mortgage tax language and meets county clerk recording standards so it doesn’t get rejected. That way it’s valid, enforceable, and protects both parties.
Important: Your property must be located in Ottawa County to use these forms. Documents should be recorded at the office below.
This Contract for Deed meets all recording requirements specific to Ottawa County.
Our Promise
The documents you receive here will meet, or exceed, the Ottawa County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Ottawa County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Leroy B.
February 7th, 2020
I have a Timeshare in Florida and started looking to sell it. Just finally downloaded this site, it looks fairly simple. I will start getting more serious soon. Looking forward to working with Deeds.com.
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August 1st, 2020
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March 16th, 2022
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Linda W.
January 16th, 2019
Got the forms, very straight forward. No problems completing them.
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January 22nd, 2019
Nice work. Easy to use site for reasonable price. Thank you.
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February 17th, 2021
This was my first time using Deeds.com It was very easy to understand and use. I was pleasantly suprised.
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May 19th, 2020
Great site and very easy to use. I will be using this for all of my search and form requirements.
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Terry S.
February 14th, 2023
I was very happy with the document package that I purchased. It contained all of the necessary documents and a few extras I had not thought about. Perhaps if you provided a link to download all of the documents with one click, it would make it a little easier.
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Claire W.
March 24th, 2022
The price is right, and very simple to follow
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Lorraine F.
October 9th, 2024
I followed the instructions to download the form for my Mac, typed in the legal description of the real property but the space provided for it would not expand so I just typed the form into Word as a document. While I appreciate having the form to work with it would have been a breeze if it worked properly.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Melody L.
November 8th, 2020
Beware, you cannot save the information you typed and change it later. It will be a PDF upon saving. So if you need corrections...you have to start all over!
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Gerald C.
May 25th, 2019
Pros, quick purchase and document availability including instructions and examples. Cons, For the cert. of trust, the form would not accept the length of our trust name with no way to get around. The pdf file printing did not meet the requirements for 2.5" top margin and .5" other margins as well as the 10pt font size as the form information was shrunk down even when normal printing.
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Tami C.
May 11th, 2021
Excellent service, easy to follow instructions.
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Gerry A.
September 6th, 2019
It was easy, affordable and I appreciate this service.
Thank you!
Kathy L.
January 30th, 2022
Review: There are 10 PDFs in this warranty deed package. I don't even know what to do with them all. I don't think the directions are clear enough on how to put it all together. I probably won't use it, and feel I have wasted my money.
Sorry to hear that the volume of documents required to complete your task was more than you anticipated. It is rare that we get complaints about providing everything needed. We certainly don't want you to be overwhelmed or feel like you have wasted your money. Your order and payment has been canceled and we do hope that you find something more suitable to your needs elsewhere. Have a wonderful day.