Chittenden County Discharge of Mortgage (Individual Trustee) Form

Last validated August 10, 2026 by our Forms Development Team

Chittenden County Discharge of Mortgage (Individual Trustee) Form

Chittenden County Discharge of Mortgage (Individual Trustee) Form

Fill in the blank Discharge of Mortgage (Individual Trustee) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 8/10/2026
Chittenden County Discharge of Mortgage (Individual Trustee) Guide

Chittenden County Discharge of Mortgage (Individual Trustee) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Individual Trustee) form.

Document Last Validated 7/18/2026
Chittenden County Completed Example of the Discharge of Mortgage (Individual Trustee) Document

Chittenden County Completed Example of the Discharge of Mortgage (Individual Trustee) Document

Example of a properly completed Vermont Discharge of Mortgage (Individual Trustee) document for reference.

Document Last Validated 7/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Bolton

Address:
3045 Roosevelt Hwy.
Waterbury, Vermont 05676

Hours: M-Th 8:00 - 4:00

Phone: (802) 434-5075

Chittenden County Clerk (for Buel's Gore)

Address:
175 Main St / PO Box 187
Burlington, Vermont 05402

Hours: 7:30 to 4:00 M-F

Phone: (802) 951-5106

City Clerk of Burlington

Address:
City Hall - 149 Church St
Burlington, Vermont 05401

Hours: M-F 8:00 to 4:30

Phone: (802) 865-7000

Town Clerk of Charlotte

Address:
159 Ferry Rd / PO Box 119
Charlotte, Vermont 05445

Hours: M-F 8:00 to 4:00

Phone: (802) 425-3071

Town Clerk of Colchester

Address:
781 Blakely Rd / PO Box 55
Colchester, Vermont 05446

Hours: M-F 7:30 - 4:30

Phone: (802) 254-5520

Town Clerk of Essex

Address:
81 Main St
Essex Jct, Vermont 05452

Hours: M-F 7:30 - 4:30

Phone: (802) 879-0413

Town Clerk of Grand Isle

Address:
9 Hyde Rd / PO Box 49
Grand Isle, Vermont 05458-0049

Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00

Phone: (802) 372-8830

Town Clerk of Hinesburg

Address:
10632 Route 116
Hinesburg, Vermont 05461

Hours: M - F 8:00 to 4:00

Phone: (802) 482-2281

Town Clerk of Huntington

Address:
4930 Main Rd
Huntington, Vermont 05462

Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00

Phone: (802) 434-2023

Town Clerk of Jericho

Address:
67 VT Route 15 / PO Box 67
Jericho, Vermont 05465

Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)

Phone: (802) 899-4936 x1

Town Clerk of Milton

Address:
43 Bombardier Rd / PO Box 18
Milton, Vermont 05468

Hours: M-F 8:00 - 5:00

Phone: (802) 893-4111

Town Clerk of Richmond

Address:
203 Bridge St. / PO Box 285
Richmond, Vermont 05477

Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00

Phone: (802) 434-2221/3139

Town Clerk of Shelburne

Address:
5420 Shelburne Rd / PO Box 88
Shelburne, Vermont 05482

Hours: M - F 8:30 - 5:00

Phone: (802) 985-5116 x0

City Clerk of South Burlington

Address:
575 Dorset St
South Burlington, Vermont 05403

Hours: M-F 8:00 - 4:30

Phone: (802) 846-4105

Town Clerk of St. George

Address:
21 Barber Rd / PO Box 874
St. George, Vermont 05495

Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30

Phone: (802) 482-5272

Town Clerk of Westford

Address:
1713 VT Rte 128
Westford, Vermont 05494

Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00

Phone: (802) 878-4587

Town Clerk of Williston

Address:
7900 Williston Rd
Williston, Vermont 05495

Hours: M-F 8:00 - 4:30

Phone: (802) 878-5121

City Clerk of Winooski

Address:
27 West Allen St
Winooski, Vermont 05404

Hours: M-F 7:30 - 4:30

Phone: (802) 655-6419

Recording Tips for Chittenden County:
  • Double-check legal descriptions match your existing deed
  • Check that your notary's commission hasn't expired
  • White-out or correction fluid may cause rejection
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Chittenden County

Properties in any of these areas use Chittenden County forms:

  • Burlington
  • Cambridge
  • Charlotte
  • Colchester
  • Essex
  • Essex Junction
  • Fairfax
  • Hinesburg
  • Huntington
  • Jericho
  • Jonesville
  • Milton
  • Richmond
  • Shelburne
  • South Burlington
  • Underhill
  • Underhill Center
  • Westford
  • Williston
  • Winooski

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Chittenden County

How do I get my forms?

Forms are available for immediate download after payment. The Chittenden County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Chittenden County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Chittenden County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chittenden County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Chittenden County?

Recording fees in Chittenden County vary. Contact the recorder's office at (802) 434-5075 for current fees.

Questions answered? Let's get started!

A Vermont mortgage held by one person as trustee of a trust comes out of the land records with a single signature, and that signature is made in a fiduciary capacity. This Vermont Discharge of Mortgage (Individual Trustee) prepares the separate satisfaction instrument described in 27 V.S.A. Section 463 for a mortgage held of record by an individual trustee: the holder section recites the trustee's name with the trust's name and date, and the same capacity carries through the certificate of satisfaction, the signature block, and the notary's certificate.

A satisfaction certificate the statute drafts

Vermont writes the words of a mortgage satisfaction into the statute itself. Section 463 provides that a mortgage may be discharged by an acknowledgment of satisfaction executed by the mortgagee, substantially in a short statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. This form follows that pattern, collecting the parties, the recording data, and the property in numbered sections and performing the certification and the release of the mortgage lien in the statute's own words. Once the satisfaction is acknowledged before a notary public and recorded, Section 463(b) provides that it discharges the mortgage and bars actions brought on it.

The trustee signs, and the capacity rides every block

The form recites exactly one holder: an individual serving as trustee, named in the style Margaret H. Olsen, Trustee of the Olsen Family Revocable Trust under agreement dated June 4, 2015. Seller-financed sales in which a family trust took the purchase money mortgage, private loans made through a revocable living trust, and mortgages assigned to a trustee during estate planning present the pattern this discharge recites. An assignments section identifies the recorded assignment where the trustee acquired the mortgage from another holder, so the discharge connects to the record chain, and Vermont law backs the fiduciary architecture: 27 V.S.A. Section 351 treats a grant naming a trust as a grant to its trustee, and a discharge executed by the authorized trustee operates as a discharge by the named holder.

The signature line, the printed name, and the notary certificate all carry the same trustee capacity, and the operative section states that the holder signs as trustee and not individually. A mortgage held by two cotrustees, by a bank or company, or by an individual in a personal capacity presents a different execution pattern; this form is set up as a single fiduciary signature instrument.

Thirty days, then a running meter

Vermont attaches deadlines to a paid-off mortgage. Under 27 V.S.A. Section 464, the mortgagee provides a written payoff statement within five business days of a written request, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish the mortgagee's record ownership and authority. A holder who misses the deadline owes statutory damages of $25.00 per day, up to $5,000.00, plus consequential damages, punitive damages, costs, and reasonable attorney's fees where an aggrieved party substantially prevails. A trustee holding a private mortgage sits under the same duty as an institutional lender, which is why paid-off private mortgages come off the record promptly in Vermont practice.

Recorded in the town, not the county

Vermont land records live with town and city clerks rather than county recorders, so a mortgage release is recorded where the mortgage is recorded: the same town's land records, identified in this form by book, page, and town name. The statewide recording fee is $15.00 per page, and a discharge carries no property transfer tax return, since it transfers no title by deed. A mortgage recorded in more than one town, as with land lying across a town line, appears in each town's records, and title practice looks for the discharge in each of them.

The download includes the discharge of mortgage as a fillable PDF, a completed example showing the trustee capacity, the satisfaction certificate, and the notary block filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every numbered section and the recording steps. The materials are informational and are not legal advice; a Vermont attorney can address how the discharge statutes apply to a particular mortgage or trust.

Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (Individual Trustee) meets all recording requirements specific to Chittenden County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Chittenden County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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