Chittenden County Discharge of Mortgage (Two Individual Cotrustees) Form
Last validated July 18, 2026 by our Forms Development Team
Chittenden County Discharge of Mortgage (Two Individual Cotrustees) Form
Fill in the blank Discharge of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.
Chittenden County Discharge of Mortgage (Two Individual Cotrustees) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Two Individual Cotrustees) form.
Chittenden County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document
Example of a properly completed Vermont Discharge of Mortgage (Two Individual Cotrustees) document for reference.
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Additional Vermont and Chittenden County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bolton
Waterbury, Vermont 05676
Hours: M-Th 8:00 - 4:00
Phone: (802) 434-5075
Chittenden County Clerk (for Buel's Gore)
Burlington, Vermont 05402
Hours: 7:30 to 4:00 M-F
Phone: (802) 951-5106
City Clerk of Burlington
Burlington, Vermont 05401
Hours: M-F 8:00 to 4:30
Phone: (802) 865-7000
Town Clerk of Charlotte
Charlotte, Vermont 05445
Hours: M-F 8:00 to 4:00
Phone: (802) 425-3071
Town Clerk of Colchester
Colchester, Vermont 05446
Hours: M-F 7:30 - 4:30
Phone: (802) 254-5520
Town Clerk of Essex
Essex Jct, Vermont 05452
Hours: M-F 7:30 - 4:30
Phone: (802) 879-0413
Town Clerk of Grand Isle
Grand Isle, Vermont 05458-0049
Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00
Phone: (802) 372-8830
Town Clerk of Hinesburg
Hinesburg, Vermont 05461
Hours: M - F 8:00 to 4:00
Phone: (802) 482-2281
Town Clerk of Huntington
Huntington, Vermont 05462
Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00
Phone: (802) 434-2023
Town Clerk of Jericho
Jericho, Vermont 05465
Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)
Phone: (802) 899-4936 x1
Town Clerk of Milton
Milton, Vermont 05468
Hours: M-F 8:00 - 5:00
Phone: (802) 893-4111
Town Clerk of Richmond
Richmond, Vermont 05477
Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00
Phone: (802) 434-2221/3139
Town Clerk of Shelburne
Shelburne, Vermont 05482
Hours: M - F 8:30 - 5:00
Phone: (802) 985-5116 x0
City Clerk of South Burlington
South Burlington, Vermont 05403
Hours: M-F 8:00 - 4:30
Phone: (802) 846-4105
Town Clerk of St. George
St. George, Vermont 05495
Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30
Phone: (802) 482-5272
Town Clerk of Westford
Westford, Vermont 05494
Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00
Phone: (802) 878-4587
Town Clerk of Williston
Williston, Vermont 05495
Hours: M-F 8:00 - 4:30
Phone: (802) 878-5121
City Clerk of Winooski
Winooski, Vermont 05404
Hours: M-F 7:30 - 4:30
Phone: (802) 655-6419
Recording Tips for Chittenden County:
- White-out or correction fluid may cause rejection
- Check that your notary's commission hasn't expired
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Chittenden County
Properties in any of these areas use Chittenden County forms:
- Burlington
- Cambridge
- Charlotte
- Colchester
- Essex
- Essex Junction
- Fairfax
- Hinesburg
- Huntington
- Jericho
- Jonesville
- Milton
- Richmond
- Shelburne
- South Burlington
- Underhill
- Underhill Center
- Westford
- Williston
- Winooski
Hours, fees, requirements, and more for Chittenden County
How do I get my forms?
Forms are available for immediate download after payment. The Chittenden County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Chittenden County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Chittenden County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chittenden County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Chittenden County?
Recording fees in Chittenden County vary. Contact the recorder's office at (802) 434-5075 for current fees.
Questions answered? Let's get started!
Two fiduciary signatures, two acknowledgment certificates, and one paid mortgage cleared from a Vermont town's land records: that is the configuration this form carries. It is a Vermont discharge of mortgage by separate instrument under 27 V.S.A. section 463, set up for a mortgage held of record by a trust with exactly two individuals serving as cotrustees, and it provides a signature block and a notary certificate for each of them.
A trust as the lender of record
Private lending runs through trusts more often than the word mortgagee suggests. A family trust finances the sale of a farmhouse and takes back a mortgage; an investment trust buys a seasoned loan and records an assignment; a settlor moves a seller financed note and mortgage into a revocable trust as part of an estate plan. When the loan pays off, the trust side of the record has to close the loop. Vermont law puts a clock on it: under 27 V.S.A. section 464, the mortgagee of record executes and delivers a valid and complete discharge within 30 days after full performance, together with any instrument necessary to establish record ownership and the authority to execute the discharge, and a holder that misses the window faces statutory damages of $25.00 per day up to $5,000.00, plus consequential damages, punitive damages, court costs, and reasonable attorney's fees where an aggrieved party substantially prevails.
The section 463 certification
Vermont's separate instrument route is deliberately compact. Section 463(a) supplies a short statutory certification and directs that the discharge be substantially in that form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the mortgage date, and the book, page, and town of the land records where the mortgage is recorded. This form carries that certification word for word as its operative language, wrapped in numbered sections that collect the trust's name, the cotrustees, any recorded assignments that connect an original lender to the trust, and the property. Section 463(b) states the payoff: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The same instrument is what many customers search for as a satisfaction of mortgage, a mortgage release, or a lien release; in Vermont the statute calls it a discharge.
Two cotrustees, both signing
The variant is the execution architecture. The form recites the trust as mortgagee of record, names the two cotrustees, and states that each signs as cotrustee and not individually. Vermont's Trust Code lets cotrustees who cannot reach unanimity act by majority under 14A V.S.A. section 703, and with exactly two cotrustees no majority smaller than both exists, so the form carries both signatures and treats them independently: each cotrustee has a separate acknowledgment certificate, so the two fiduciaries may sign on different dates, before different notaries, or in different states. The form is not set up as a sole trustee instrument, a corporate trustee instrument, or an individual mortgagee instrument; its recitals and certificates fit the two individual cotrustee pattern.
Recording in the town, not the county
Vermont records land documents municipally, so the completed discharge goes to the clerk of the town or city whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, because the return requirement reaches documents evidencing a transfer of title. The form reserves the top of its first page for the clerk's recording information and prints on letter size paper.
The purchase delivers the fillable discharge form, a completed example showing a plausible trust payoff from start to finish, and a line by line guide to the statutes and the blanks. The materials are informational and are not legal advice; a Vermont attorney can apply these rules to a particular loan or trust.
Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Chittenden County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Chittenden County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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Roger M.
December 28th, 2020
A better or more simplified explanation of what some of the more common titles would be used for would help. You list 6-8 types of Trusts alone. An example of doing a Grant Deed to move a property into, out of, or from a Trust to a Trust would have been helpful.
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