Chittenden County Discharge of Mortgage (MERS) Form

Last validated July 18, 2026 by our Forms Development Team

Chittenden County Discharge of Mortgage (MERS) Form

Chittenden County Discharge of Mortgage (MERS) Form

Fill in the blank Discharge of Mortgage (MERS) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/18/2026
Chittenden County Discharge of Mortgage (MERS) Guide

Chittenden County Discharge of Mortgage (MERS) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (MERS) form.

Document Last Validated 7/18/2026
Chittenden County Completed Example of the Discharge of Mortgage (MERS) Document

Chittenden County Completed Example of the Discharge of Mortgage (MERS) Document

Example of a properly completed Vermont Discharge of Mortgage (MERS) document for reference.

Document Last Validated 7/18/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Bolton

Address:
3045 Roosevelt Hwy.
Waterbury, Vermont 05676

Hours: M-Th 8:00 - 4:00

Phone: (802) 434-5075

Chittenden County Clerk (for Buel's Gore)

Address:
175 Main St / PO Box 187
Burlington, Vermont 05402

Hours: 7:30 to 4:00 M-F

Phone: (802) 951-5106

City Clerk of Burlington

Address:
City Hall - 149 Church St
Burlington, Vermont 05401

Hours: M-F 8:00 to 4:30

Phone: (802) 865-7000

Town Clerk of Charlotte

Address:
159 Ferry Rd / PO Box 119
Charlotte, Vermont 05445

Hours: M-F 8:00 to 4:00

Phone: (802) 425-3071

Town Clerk of Colchester

Address:
781 Blakely Rd / PO Box 55
Colchester, Vermont 05446

Hours: M-F 7:30 - 4:30

Phone: (802) 254-5520

Town Clerk of Essex

Address:
81 Main St
Essex Jct, Vermont 05452

Hours: M-F 7:30 - 4:30

Phone: (802) 879-0413

Town Clerk of Grand Isle

Address:
9 Hyde Rd / PO Box 49
Grand Isle, Vermont 05458-0049

Hours: M-F 8:30 - 3:30; Tu 5:00 - 7:00; Sa 10:00 -12:00

Phone: (802) 372-8830

Town Clerk of Hinesburg

Address:
10632 Route 116
Hinesburg, Vermont 05461

Hours: M - F 8:00 to 4:00

Phone: (802) 482-2281

Town Clerk of Huntington

Address:
4930 Main Rd
Huntington, Vermont 05462

Hours: M 8:00 - 7:00; Tu, W, Th 8:00 - 3:00

Phone: (802) 434-2023

Town Clerk of Jericho

Address:
67 VT Route 15 / PO Box 67
Jericho, Vermont 05465

Hours: M-Th 8:00 - 4:00; F 8:00 - 1:30 (or by appointment)

Phone: (802) 899-4936 x1

Town Clerk of Milton

Address:
43 Bombardier Rd / PO Box 18
Milton, Vermont 05468

Hours: M-F 8:00 - 5:00

Phone: (802) 893-4111

Town Clerk of Richmond

Address:
203 Bridge St. / PO Box 285
Richmond, Vermont 05477

Hours: M 8:00 - 5:00; Tu - Th 8:00 - 4:00; F 8:00 - 12:00

Phone: (802) 434-2221/3139

Town Clerk of Shelburne

Address:
5420 Shelburne Rd / PO Box 88
Shelburne, Vermont 05482

Hours: M - F 8:30 - 5:00

Phone: (802) 985-5116 x0

City Clerk of South Burlington

Address:
575 Dorset St
South Burlington, Vermont 05403

Hours: M-F 8:00 - 4:30

Phone: (802) 846-4105

Town Clerk of St. George

Address:
21 Barber Rd / PO Box 874
St. George, Vermont 05495

Hours: Mon - Wed 8:00 - 2:00; Th 4:30 - 6:30

Phone: (802) 482-5272

Town Clerk of Westford

Address:
1713 VT Rte 128
Westford, Vermont 05494

Hours: M-F 8:30 - 4:30; Summer F 8:30 - 1:00

Phone: (802) 878-4587

Town Clerk of Williston

Address:
7900 Williston Rd
Williston, Vermont 05495

Hours: M-F 8:00 - 4:30

Phone: (802) 878-5121

City Clerk of Winooski

Address:
27 West Allen St
Winooski, Vermont 05404

Hours: M-F 7:30 - 4:30

Phone: (802) 655-6419

Recording Tips for Chittenden County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Both spouses typically need to sign if property is jointly owned
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Chittenden County

Properties in any of these areas use Chittenden County forms:

  • Burlington
  • Cambridge
  • Charlotte
  • Colchester
  • Essex
  • Essex Junction
  • Fairfax
  • Hinesburg
  • Huntington
  • Jericho
  • Jonesville
  • Milton
  • Richmond
  • Shelburne
  • South Burlington
  • Underhill
  • Underhill Center
  • Westford
  • Williston
  • Winooski

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Chittenden County

How do I get my forms?

Forms are available for immediate download after payment. The Chittenden County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Chittenden County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Chittenden County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chittenden County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Chittenden County?

Recording fees in Chittenden County vary. Contact the recorder's office at (802) 434-5075 for current fees.

Questions answered? Let's get started!

When a Vermont home loan is paid off, the instrument that clears the land records is often signed not by the lender but by Mortgage Electronic Registration Systems, Inc. This form prepares that instrument: a Vermont discharge of mortgage by separate instrument under 27 V.S.A. Section 463, set up for MERS as the mortgagee of record, signing through a certifying officer.

The certification Vermont law prescribes

Vermont's separate-instrument discharge statute supplies its own language. Under Section 463(a), the instrument is substantially in the statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it was recorded. This form carries that certification with the identification blanks in the statutory order, then adds express release language covering the interest of the mortgagee of record. Section 463(b) states the consequence: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. A satisfaction of mortgage, a mortgage release, and a discharge of mortgage are the same instrument under different names; Vermont's statute calls it a discharge.

Why MERS signs, and how the form shows it

A large share of residential mortgages name Mortgage Electronic Registration Systems, Inc. as the mortgagee of record, acting solely as nominee for the lender and the lender's successors and assigns. Once MERS holds the mortgage of record, sales of the loan and transfers of servicing move across the MERS registry without recorded assignments, so at payoff the discharge comes from MERS even when the original lender is long out of the picture. Vermont Title Standard 18.5 addresses this pattern directly: when MERS is the record holder, the mortgage is discharged only by MERS, acting itself or through a member's certifying officer. The form is built around the details a Vermont title examiner reads in such a discharge. It identifies MERS as mortgagee of record and nominee, carries entries for the MERS address, the 18-digit MIN (Mortgage Identification Number), and the servicer loan number, collects the certifying officer's office title under the signature line, and includes an assignment reference section for a mortgage that reached MERS by recorded assignment rather than in the original security instrument.

Recorded with the town clerk, town by town

Vermont records land instruments by town and city rather than by county, so the discharge goes to the clerk of the municipality whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. Section 1671. A discharge is not a deed transferring title, so no Vermont property transfer tax return accompanies it. A mortgage recorded in more than one town, as happens where a parcel spans a town line, is discharged in every town where it appears; the form's release language speaks to each municipality where the mortgage is of record. Vermont law also puts time pressure behind the paperwork: under 27 V.S.A. Section 464, the mortgagee of record has 30 days after full performance to execute and deliver a complete discharge, with statutory damages of $25.00 per day, up to $5,000.00, for a holder or servicer that lets the deadline pass.

One mortgage, satisfied in full

The form describes the complete satisfaction of one recorded mortgage. It is not set up as a partial release of a portion of the mortgaged land, and it is not set up for a lender or servicer that holds the mortgage of record in its own name without MERS; those situations follow different record chains. The acknowledgment certificate is completed for one signer, the certifying officer, and its name line carries the officer's representative capacity, in the style of an assistant secretary of MERS. The venue lines reflect where the officer actually appears before the notary, which for servicer offices is commonly outside Vermont; an out-of-state certificate records in a Vermont town without difficulty.

The package delivers three items: the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont payoff recorded in the Colchester land records, and a plain-language guide that walks through every section, the signing formalities, and town-by-town recording. The materials are informational and are not legal advice.

Important: Your property must be located in Chittenden County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (MERS) meets all recording requirements specific to Chittenden County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Chittenden County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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Generally, once the documents are completed and executed they are recorded with the recorder where the property is located.