Braxton County Deed of Trust and Promissory Note Form

Braxton County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Braxton County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Braxton County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Braxton County Promissory Note Form
Note that is secured by the Deed of Trust.

Braxton County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Braxton County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Braxton County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Braxton County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional West Virginia and Braxton County documents included at no extra charge:
Where to Record Your Documents
Braxton County Clerk
Sutton, West Virginia 26601-1313
Hours: 8:00 to 4:00 M-F
Phone: (304) 765-2833
Recording Tips for Braxton County:
- Ask if they accept credit cards - many offices are cash/check only
- Request a receipt showing your recording numbers
- Avoid the last business day of the month when possible
- Both spouses typically need to sign if property is jointly owned
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Braxton County
Properties in any of these areas use Braxton County forms:
- Burnsville
- Copen
- Exchange
- Flatwoods
- Frametown
- Gassaway
- Heaters
- Little Birch
- Napier
- Sutton
Hours, fees, requirements, and more for Braxton County
How do I get my forms?
Forms are available for immediate download after payment. The Braxton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Braxton County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Braxton County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Braxton County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Braxton County?
Recording fees in Braxton County vary. Contact the recorder's office at (304) 765-2833 for current fees.
Questions answered? Let's get started!
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Braxton County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Braxton County.
Our Promise
The documents you receive here will meet, or exceed, the Braxton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Braxton County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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November 6th, 2023
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May 29th, 2021
The process was not difficult but I don't think that it suited my needs. There were several fields that were not applicable to me but I had to enter something to proceed. I also filled out the other form and mailed it in with some documentation that the electronic service did not ask for. Questions of my attempt are still unanswered. I hope I didn't waste time with this process. We shall see. Thank you.
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April 1st, 2019
I got a blank, a sample and detailed instructions, I'm happy. If the recorder's office had a form as they like to see, with your name as they like to see, and the property name as they like to see, no one would ever pay a lawyer for this but a little time to look up the exact names and this package you're all set. I recommend this because, while it isn't difficult, making a mistake could be very bad so getting the details right for a particular county is well worth the cost.
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January 15th, 2023
At first I didn't trust all the 5 star reviews. So, I contacted lawyers to check their prices. The price being well over one hundred dollars made my mind up. I gave it a go, the form isn't hard and the directions are easy to follow. 5/5
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September 29th, 2020
Have used two times. Smooth transaction both times. Fast, simple and easy to use system. Would use them again in the future.
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September 14th, 2021
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April 22nd, 2019
Very simple. By creating the deed and filing it myself, I am saving a legal fee of $300!
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June 8th, 2022
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April 11th, 2021
Seems to be just what I needed and easy to use.
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Don M.
February 17th, 2023
The process was easy going. The process is one thing, the results another. I have attempting to resolve this matter, of claiming sole ownership of the property for several YEARS. I lost my Bride of 65 years in 2015. A lawyer I hired failed in his attempt, so I'm waiting to see the actual results. I also have two parcels in New Mexico under the same situation, so if this is successful, I'll gladly be back. Thank You so very much. Don Martin
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Maria W.
July 19th, 2022
Really, the best and easiest service given us to complete a process for recorder office! Thank you!!
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September 23rd, 2020
My experience could not have been better. Easy to communicate with, even though I'm largely ignorant of technical problem-solving. I may be addle-minded with 83 years on earth, but I think they actually cared about solving my problem and were sorry it was beyond their territory. Truly extra nice.
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