Wyoming County Deed of Trust and Promissory Note Form (West Virginia)

All Wyoming County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Wyoming County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wyoming County compliant document last validated/updated 4/2/2025

Deed of Trust Guidelines

Wyoming County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Wyoming County compliant document last validated/updated 5/1/2025

Completed Example of the Deed of Trust Document

Wyoming County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Wyoming County compliant document last validated/updated 5/20/2025

Promissory Note Form

Wyoming County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Wyoming County compliant document last validated/updated 1/31/2025

Promissory Note Guidelines

Wyoming County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Wyoming County compliant document last validated/updated 6/24/2025

Completed Example of the Promissory Note Document

Wyoming County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Wyoming County compliant document last validated/updated 5/23/2025

Subordination Agreements

Wyoming County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Wyoming County compliant document last validated/updated 6/9/2025

Annual Accounting Statement

Wyoming County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Wyoming County compliant document last validated/updated 6/25/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Wyoming County. The executed documents should then be recorded in the following office:

Wyoming County Clerk

Main Ave & Bank St / PO Box 309, Pineville, West Virginia 24874

Hours: Monday - Friday 8:00 am - 4:30 pm

Phone: (304) 732-8000

Local jurisdictions located in Wyoming County include:

  • Allen Junction
  • Amigo
  • Brenton
  • Bud
  • Clear Fork
  • Coal Mountain
  • Corinne
  • Covel
  • Cyclone
  • Fanrock
  • Glen Fork
  • Glen Rogers
  • Hanover
  • Herndon
  • Ikes Fork
  • Itmann
  • Jesse
  • Kopperston
  • Lynco
  • Maben
  • Marianna
  • Matheny
  • Mc Graws
  • Mullens
  • New Richmond
  • North Spring
  • Oceana
  • Pineville
  • Ravencliff
  • Rock View
  • Sabine
  • Saulsville
  • Simon
  • Stephenson
  • Wyco
  • Wyoming

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Wyoming County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wyoming County using our eRecording service.
Are these forms guaranteed to be recordable in Wyoming County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wyoming County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wyoming County that you need to transfer you would only need to order our forms once for all of your properties in Wyoming County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by West Virginia or Wyoming County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Wyoming County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Wyoming County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wyoming County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

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Thank you for your positive words! We’re thrilled to hear about your experience.

Thomas W.

September 15th, 2019

A great way to access form knowledge

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Thank you!

Patricia C.

March 31st, 2019

Only source I could find. Wasn't sure if I needed same certificate from each state and site had me checkout separately for each. Good way to keep you customer paying up.
Just hope what I received is acceptable.

Reply from Staff

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Lisa C.

July 2nd, 2020

Great. Thank you. Received information quickly. Helped out a lot.

Reply from Staff

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David S.

October 20th, 2020

I downloaded the quit claim deed form and saved it on my computer. I opened it with Adobe and filled it out. The space for the legal description was too small (2 lines only) which did not allow enough room for the long property description that I had.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Terrance S.

April 6th, 2020

I'd say 5 stars. Thank you.

Reply from Staff

Thank you!

Dretha W.

January 11th, 2019

Ordered the fill in the blank form for a deed. Very professional looking but more importantly, correct for my recording office. It was recorded with no question. The guide was a big help in completed the deed.

Reply from Staff

Great to hear Dretha. We appreciate you taking the time to leave your feedback. Have a wonderful day!

Judith A.

January 14th, 2022

Excellent

Reply from Staff

Thank you!

Pamela C.

July 19th, 2022

Easy to use, understand and pay on the website.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Paul B.

March 13th, 2025

Very efficient and easy to use process

Reply from Staff

Paul, we’re glad to hear you had a smooth and efficient experience! Making things easy for our customers is always our goal.

Ronald L.

January 21st, 2021

There is not enough room on the form to describe my property which was taken directly from the previous deed. Other than that worked as expected.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Javel L.

November 28th, 2019

The idea is great. I was not able to have my deed retrieved. Would have needed a verifies copy anyway.

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Thank you for your feedback. We really appreciate it. Have a great day!

Karen P.

March 19th, 2021

Very easy to use.

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Thank you!