Union County Purchasers Agreement (Cash Terms) Form
Last validated August 18, 2026 by our Forms Development Team
Union County Purchasers Agreement (Cash) Form
Fill in the blank Purchasers Agreement (Cash) form formatted to comply with all Arkansas recording and content requirements.

Union County Purchasers Agreement (Cash) Guide
Line by line guide explaining every blank on the Purchasers Agreement (Cash) form.

Union County Completed Example of the Purchasers Agreement (Cash) Document
Example of a properly completed Arkansas Purchasers Agreement (Cash) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Arkansas and Union County documents included at no extra charge:
Where to Record Your Documents
Union County Circuit Clerk
El Dorado, Arkansas 71730-5661
Hours: 8:30 to 5:00 M-F
Phone: (870) 864-1940
Recording Tips for Union County:
- Verify all names are spelled correctly before recording
- Recorded documents become public record - avoid including SSNs
- Mornings typically have shorter wait times than afternoons
- Have the property address and parcel number ready
Cities and Jurisdictions in Union County
Properties in any of these areas use Union County forms:
- Calion
- El Dorado
- Huttig
- Junction City
- Lawson
- Mount Holly
- Norphlet
- Smackover
- Strong
- Urbana
Hours, fees, requirements, and more for Union County
How do I get my forms?
Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Union County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Union County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Union County?
Recording fees in Union County vary. Contact the recorder's office at (870) 864-1940 for current fees.
Questions answered? Let's get started!
A cash "Purchaser's Agreement" in Arkansas is used in real estate transactions when the buyer intends to pay the entire purchase price with cash rather than financing the purchase through a mortgage or other lending methods. This type of agreement can be used in various scenarios, making it a versatile and often attractive option for both buyers and sellers. Here’s when and why a cash purchaser's agreement might be used:
Examples:
Quick Closings: Cash transactions are typically faster than those involving financing. Without the need to secure mortgage approval, the closing process can be streamlined significantly. This is particularly appealing in competitive real estate markets where a quick close can be a deciding factor for a seller accepting an offer.
Investment Purchases: Investors often prefer cash purchases to simplify acquisitions and avoid the complexities and potential delays of loan approvals. Cash deals also often allow investors to be more competitive with offers, particularly in hot markets or for properties that might not qualify for traditional financing due to condition or other factors.
Estate Sales or Properties in Probate: When a property is being sold by an estate, the parties involved often prefer cash transactions to simplify the sale process and settle the estate more quickly.
Distressed Properties: Homes that require significant repairs might not qualify for standard mortgages. Cash buyers are typically better positioned to purchase such properties, often at a discount, with the intention of renovating and possibly reselling them.
Auctions: Properties sold at auction are often required to be purchased with cash. Buyers at auctions must be prepared to pay on the spot, making cash transactions common in this context.
Market Conditions: In a seller's market, buyers might opt for cash purchases to make their bids more attractive compared to other potential buyers who might require financing. Sellers are often more likely to choose a cash offer over others due to the decreased likelihood of transaction failures.
Advantages of Using a Cash Purchaser's Agreement
Simplicity and Speed: Without the need to deal with lenders, appraisals, and bank approvals, the transaction is much simpler and faster.
Reduced Closing Costs: Buyers save on many of the fees associated with mortgage loans, such as loan origination fees, appraisal fees, and some of the administrative costs.
Stronger Negotiating Position: Cash offers are often seen as more secure by sellers because they are not contingent on the buyer securing a mortgage. This can give buyers a significant advantage in negotiations.
For use in Arkansas only
Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.
This Purchasers Agreement (Cash Terms) meets all recording requirements specific to Union County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Union County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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