Florida - Polk County Mortgage Instrument and Promissory Note Forms

Included Forms

All Polk County specific forms and documents listed below are included in your immediate download package:

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Included Supplemental Documents

The Following Florida and Polk County supplemental forms are included as a courtesy with your order.

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Cover Page (Florida Document)

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Transfer/Stamp Tax Reference Sheet (Florida Document)

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Transfer/Stamp Tax Reference Sheet 2 (Florida Document)

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Transfer Tax Exemption Statement (Florida Document)

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Tax Form for Registered Taxpayers / DR-225 (Florida Document)

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Tax Form for Non-registered Taxpayers / DR-228 (Florida Document)

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Florida Statute 196.031 Exemption of homesteads (Florida Document)

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Homestead Application (Florida Document)

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Required Documentation (Florida Document)

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Adjusted Gross Income (Florida Document)

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Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Florida or Polk County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Polk County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Polk County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Mortgage Instrument and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Polk County that you need to transfer you would only need to order our forms once for all of your properties in Polk County.
• Are these forms guaranteed to be recordable in Polk County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Mortgage Instrument and Promissory Note Forms:

• Polk County

Including:

• Alturas
• Auburndale
• Babson Park
• Bartow
• Bradley
• Davenport
• Dundee
• Eagle Lake
• Eaton Park
• Fort Meade
• Frostproof
• Haines City
• Highland City
• Homeland
• Indian Lake Estates
• Kathleen
• Kissimmee
• Lake Alfred
• Lake Hamilton
• Lake Wales
• Lakeland
• Lakeshore
• Loughman
• Mulberry
• Nalcrest
• Nichols
• Polk City
• River Ranch
• Waverly
• Winter Haven

What is the Florida Mortgage Instrument and Promissory Note?

Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
For use in Florida Only.

Our Promise

The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Polk County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Review: I am so happy with this service. I can not tell you. In about 30 minutes my records were recorded. Excellent!

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Review: Fantastic service! The forms were available to download instantly and they were perfect for my situation. Easy to use on my older computer. Thanks!

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Name: wayne s.

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Name: Adan S.

Review: Five star

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Name: Randy T.

Review: I gave your site and forms 5 stars because it is very easy to use and included all the information needed to complete the form without having had a legal background.

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Name: Anthony C.

Review: Good information for solving my issue...

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Name: Joan P.

Review: Thank you for combining all necessary documents in one simple location.

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Name: Dawn L.

Review: Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.

Reply from Staff

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Name: Myron L.

Review: The forms were not identical to the county's version but it met my needs.

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Name: Kristen H.

Review: This was such a money saver. I was told by someone at the courthouse that I had to have a lawyer prepare the paper work for my mom. They stated that family members couldn't prepare the papers. I was hopeful when I found that I could prepare the survivorship affidavit on Deeds. I was able to prepare everything myself and had no issues today when at the courthouse for all the changes. Thank you!

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Name: Gene K.

Review: I am still in the trial stage. I am an older lawyer. Any help I can get is worth it. Once you get used to the format and data fill in the deed thing is excellent. Very professional if not a little slow. I have only done three deeds in one state so I will have to see how it goes. I like the product and their attitude towards pleasing the customer. We'll see when I try the recording part.

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Name: Ralph H.

Review: Your documents resolved my problem. Thanks.

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