Monona County Real Estate Mortgage and Promissory Note Form
Last validated April 6, 2026 by our Forms Development Team
Monona County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Monona County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.

Monona County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.

Monona County Promissory Note Form
Note that is secured by the Mortgage document.

Monona County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Monona County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Monona County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.

Monona County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
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Additional Iowa and Monona County documents included at no extra charge:
Where to Record Your Documents
Monona County Recorder
Onawa, Iowa 51040
Hours: 8:00am to 4:30pm M-F
Phone: 712-433-2575
Recording Tips for Monona County:
- Double-check legal descriptions match your existing deed
- Verify all names are spelled correctly before recording
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in Monona County
Properties in any of these areas use Monona County forms:
- Blencoe
- Castana
- Mapleton
- Moorhead
- Onawa
- Rodney
- Soldier
- Ute
- Whiting
Hours, fees, requirements, and more for Monona County
How do I get my forms?
Forms are available for immediate download after payment. The Monona County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Monona County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Monona County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Monona County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Monona County?
Recording fees in Monona County vary. Contact the recorder's office at 712-433-2575 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Monona County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Monona County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Monona County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Monona County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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April 14th, 2021
Very helpful
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March 18th, 2025
Easy and fast!
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Raymundo M.
November 1st, 2023
Very fast and smooth process, thank you for your quick answers and follow up.
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Mary H.
July 27th, 2022
Great source for forms acceptable to the county.
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Frankie A.
February 19th, 2021
Deeds.com recorded documents for me without any issue. It's a good service and provides a lot of assistance on its web site. However, I asked for a printed receipt (i.e. an pdf copy of one), but after a staff provided me with an obvious answer, they simply ignored my follow up requests. I also asked a simple formatting question that they should have been able to answer; instead, they passed the buck and referred me to the recorder, which currently is a very time-consuming venture. They also have no telephone number for any issue. Generally, the service saves me the time and effort of physically recording a document, but when you think about $19.00 per recording seems like a steep price for the services rendered.
We appreciate your feedback Frankie. We are glad that we were able to submit your documents as requested. Sorry to hear that we let you down in other areas. We do encourage you to shop around for services that may better suit your needs. Have a wonderful day.
Allan y.
July 13th, 2019
I liked the guide and example to follow to fill out the form. Very helpful!!
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Anne F.
January 27th, 2022
For someone like me that isn't the swiftest on a computer, deeds.com made getting the documents I needed simple and fast. Loved the pages with the explanation and the sample of a completed document. Thank you for your very organized website. Worth every cent I paid.
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Brian S.
March 2nd, 2026
PDF fields change font sizes leading to an unprofessional-appearing printed page. The examples for "Convey to" section don't include how to specify just one person instead of a married couple. Maybe that is simple but it would help to spell it out in an example. Haven't submitted to County Recorder yet, so will find out if it is acceptable.
Thank you for the feedback Brian.
The font issue is caused by using a PDF viewer other than Adobe Acrobat Reader. Our form fields are set to a uniform 12-point font, but non-Adobe viewers often render form fields inconsistently. Opening and printing the form with the free Adobe Acrobat Reader will resolve that.
Regarding the examples, that's a fair point, we'll look at expanding them.
COURTNEY K.
August 7th, 2020
I could not be happier with this service! It was so easy and fast!
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Charles S.
September 15th, 2022
I was very please with the deed, deed of trust and the deed of trust note. It save me a lot of preparation time.
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Terri L.
January 31st, 2022
Great Tool! Very easy to complete.
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December 11th, 2020
Your service was easy to use and fee was reasonable. I would recommend to other lawyers who are in private practice.
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ian a.
September 28th, 2022
Your website advertising was somewhat deceptive regarding doing a quitclaim on a name change. "If you are transferring the property to yourself under your new name, all you have to do is update the deed from your former name to your current one." This made this sound easy. But when I downloaded the material for my state, expecting to find an example, there was no example of how to do a name change quitclaim deed! I therefore had to figure this out myself. You might have provided a warning about certain uses that were not covered in the material so that people know ahead of time that the use they needed to know about wasn't covered in the material.
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Ken D.
August 17th, 2021
The service was easy, fast, and worked well. I will be back.
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June 27th, 2020
Super simple to download all necessary forms. BIG thank you for this service.
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