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Mississippi Forms

Lawrence County Deed of Trust and Promissory Note Form

Lawrence County Deed of Trust Form

Lawrence County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/24/2025
Lawrence County Deed of Trust Guidelines

Lawrence County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Lawrence County Completed Example of the Deed of Trust

Lawrence County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/27/2025
Lawrence County Promissory Note Form

Lawrence County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/17/2025
Lawrence County Promissory Note Guidelines

Lawrence County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Lawrence County Completed Example of the Promissory Note Document

Lawrence County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/15/2025
Lawrence County Subordination Clauses

Lawrence County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/2/2025
Lawrence County Annual Accounting Statement

Lawrence County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/2/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Lawrence County documents included at no extra charge:

Important: Your property must be located in Lawrence County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Lawrence County Chancery Clerk
Address:
517 East Broad St / PO Box 821
Monticello, Mississippi 39654

Hours: 9:00 to 5:00 M-F

Phone: (601) 587-7162

Recording Tips for Lawrence County:
  • Ensure all signatures are in blue or black ink
  • Request a receipt showing your recording numbers
  • Make copies of your documents before recording - keep originals safe
  • Both spouses typically need to sign if property is jointly owned
  • Mornings typically have shorter wait times than afternoons

Cities and Jurisdictions in Lawrence County

Properties in any of these areas use Lawrence County forms:

  • Jayess
  • Monticello
  • Newhebron
  • Oak Vale
  • Silver Creek
  • Sontag

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Lawrence County

How do I get my forms?

Forms are available for immediate download after payment. The Lawrence County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Lawrence County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lawrence County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lawrence County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Lawrence County?

Recording fees in Lawrence County vary. Contact the recorder's office at (601) 587-7162 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Lawrence County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Lawrence County.

Our Promise

The documents you receive here will meet, or exceed, the Lawrence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lawrence County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

MIMI T.

August 18th, 2020

Absolutely the best ever!!!

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David B.

December 23rd, 2021

I found the information very helpful. Had problems producing a professional looking document due to the limited active fields on the PDF form. Finally I just typed it.

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Christine D.

November 3rd, 2021

Very easy to use and very fast. I was very happy with your service and will definitely use it again in the future!

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Tommie G.

March 11th, 2021

I saved 225.00 with this purchase.Make sure you have an updated property description from your county tax collectors' office.In Bay county,Florida the tax office will email you an updated property description.I attached the email to the the deed.I had to change the date and they accepted a white out and ink correction on your form.

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Robert B.

June 22nd, 2021

This suited my purposes just fine. Instructions were clear and easy to follow. But,I would like to have had the ability to delete the many extra spaces on the final document ... for readability purposes.

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Elma Jean B.

June 11th, 2023

My experience was great! Thank you, ejb

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Eppie G.

October 19th, 2021

Perfect

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Paul V.

January 10th, 2022

Easy to use , so far

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O. Peter P.

June 21st, 2019

I find your forms hard to use, inasmuch as the forms cannot be converted to a Word Document. Editing and deleting of extra lines is not possible, making for a deed with large blank spaces. Document that results is not usable for me.

Reply from Staff

Sorry to hear that we did not meet your expectations. We have canceled your order and payment. We do hope you find something more suitable to your needs elsewhere. Have a wonderful day.

Renu A.

September 30th, 2020

The service was very reliable and they even helped with filling out the paperwork properly. Very quick turn around and efficient!

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Annie R.

December 7th, 2019

Excellent service. Documents easy to understand and use.

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Jeanne V.

December 20th, 2021

The service your provide is awesome. I rarely need to file a deed through e-recording, but when an emergency arose and I needed to get the deed recorded fast, your program came through. Well worth the $19.00 cost! It was very convienent and easy to use. I will definitely use this service again!!

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MARILYN T.

January 8th, 2021

Deed.com was so easy to use to file my Quit Claim deed. They instructed me on how to send them my documents and it was a breeze. The cost was minimal and saved me tons of time.

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ROBERT M.

May 27th, 2019

Lots of Info. Forms seem straightforward. Easy to Fill out.

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GARY S.

August 27th, 2020

sweet & easy

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