Clay County Warranty Deed Reserving Life Estate Form (Mississippi)
All Clay County specific forms and documents listed below are included in your immediate download package:
Warranty Deed Reserving Life Estate Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Clay County compliant document last validated/updated 2/19/2025
Warranty Deed Guide
Line by line guide explaining every blank on the form.
Included Clay County compliant document last validated/updated 4/9/2025
Completed Example of the Warranty Deed Reserving Life Estate Form
Example of a properly completed form for reference.
Included Clay County compliant document last validated/updated 5/9/2025
The following Mississippi and Clay County supplemental forms are included as a courtesy with your order:
When using these Warranty Deed Reserving Life Estate forms, the subject real estate must be physically located in Clay County. The executed documents should then be recorded in the following office:
Clay County Chancery Clerk
205 Court St / PO Box 815, West Point, Mississippi 39773
Hours: 8:00am to 4:30pm.M-F
Phone: (662) 494-3124
Local jurisdictions located in Clay County include:
- Cedarbluff
- Montpelier
- Pheba
- West Point
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Clay County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Clay County using our eRecording service.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.
Can the Warranty Deed Reserving Life Estate forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Clay County that you need to transfer you would only need to order our forms once for all of your properties in Clay County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Mississippi or Clay County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Clay County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.
89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.
Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.
Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.
Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.
Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.
In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.
(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.
Our Promise
The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Clay County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 26th, 2025
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June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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June 23rd, 2025
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Ronald L.
January 21st, 2021
There is not enough room on the form to describe my property which was taken directly from the previous deed. Other than that worked as expected.
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October 23rd, 2024
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February 22nd, 2020
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February 23rd, 2021
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October 22nd, 2019
great forms, nice that they are fillable pdfs, easy to use, no issues. thanks.
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April 17th, 2020
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February 9th, 2023
Great and quick service!
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OLGA B.
March 17th, 2021
I just purchased the documents. I appreciate that they are accurate to the county and state I live in and all the forms to make it complete. Thank you so much for your assistance in a very chaotic situation.
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Andrew M.
March 20th, 2021
Very easy to find the Quitclaim Deed form I needed. It was correct format and was accepted by my bank.
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Anna C.
February 9th, 2021
It was more detailed than the forms on other website, plus cheaper. I do not have date it was recorded in 2000 but did have date of warranty deed. Will that be ok with Recorder? Also did not want to date it today till I know when and where the Recorders office is located.
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February 24th, 2023
fast and easy to fill out forms.
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Tom B.
December 18th, 2020
I ended up loading the same file twice and was unable to delete one of them. I did send e request in to have one deleted and I did get a response back that only one file was processed. This was done in a timely manner but required more additional time. It would have been nice to be able to delete the file myself and finish the process at the same time. Other than this every thing did go very well. Thank you
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