Lucas County Mortgage Instrument and Promissory Note Form (Ohio)
All Lucas County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lucas County compliant document last validated/updated 5/23/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Lucas County compliant document last validated/updated 6/13/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Lucas County compliant document last validated/updated 6/11/2025
Promissory Note Form
Promissory Note secured by Mortgage Agreement.
Included Lucas County compliant document last validated/updated 1/10/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Lucas County compliant document last validated/updated 5/30/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Lucas County compliant document last validated/updated 4/23/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Lucas County compliant document last validated/updated 5/19/2025
The following Ohio and Lucas County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Lucas County. The executed documents should then be recorded in the following office:
Lucas County Recorder
One Government Center #700 - 640 Jackson St, Toledo, Ohio 43604
Hours: Monday through Friday 8:00 - 5:00 / Recording until 4:30
Phone: 419-213-4400
Local jurisdictions located in Lucas County include:
- Berkey
- Harbor View
- Holland
- Maumee
- Monclova
- Neapolis
- Oregon
- Sylvania
- Toledo
- Waterville
- Whitehouse
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lucas County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lucas County using our eRecording service.
Are these forms guaranteed to be recordable in Lucas County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lucas County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lucas County that you need to transfer you would only need to order our forms once for all of your properties in Lucas County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Ohio or Lucas County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lucas County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
These forms are used for financing residential property, condominiums, rental units, small commercial, vacant land, and planned unit developments. They include special provisions and exhibit pages making them adaptable and flexible for unique situations. Ohio recognizes dower rights, which means that if a married man or woman owns an interest in real property, his or her spouse holds a 1/3 interest in the property, Review Oh. statute 2103.02. Dower rights can become problematic when it comes to mortgages. Oftentimes, banks require a release of dower if only one spouse is on the promissory note. Otherwise, if the paying spouse defaults, a spouse may be able to enforce their dower rights if the spouse is not on the deed. This mortgage can release rights of dower if applicable to the situation. These forms have stringent default terms, typical uses - lender who is financing investment property, owner financing, etc.
(Ohio Mortgage Package includes forms, guidelines, and completed examples) For use in Ohio only.
Our Promise
The documents you receive here will meet, or exceed, the Lucas County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lucas County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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Robert H.
June 23rd, 2025
Great service, easy way to get accurate documents
Thanks, Robert! We're glad you found the service easy to use and the documents accurate—just what we aim for. Appreciate you taking the time to share your experience!
Andre H.
June 19th, 2025
World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!
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Eleanor E.
September 20th, 2019
Not knowing I could down load these forms, I first went to the local recording office thinking I could get info on the forms I needed. I was told that obviously you dont know what you are doing so find someone who does. This snippy clerk obviously didnt know the forms were accessible on line; either that or she was needing to feel her phony superiority.
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Daniel B.
April 7th, 2023
Very well organized and easy to understand. Will probably use your service again in the future for other forms
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Christina H.
April 15th, 2021
The process was straightforward, quick and reasonably priced.
The agents provided updates every step of the way.
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Allen H.
April 30th, 2021
Your program was invaluable to us, I used it for my Mom's estate and when she passed the transition was seamless and no probate was involved. I am going to use this for myself to transfer my property over to my children in upon my death. Can't say enough positive things about it.
Thanks,
Allen
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ALFRED B.
September 4th, 2020
The product was just what I needed. Not being the sharpest computer user I stumbled a little but after reading more carefully I navigated the process and I am very satisfied with my experience. deeds certainly saved me a lot of time.
Thank you!
Nora P.
January 10th, 2019
I'm typing along and suddenly I can't fit anything more into the page and there's plenty of room. This is my 2nd time using this site. No problem the first time years ago. Now it's an issue, looks like I'll need a typewriter to finish the form. Where do I find a typewriter?!! I can't complete the legal description!
Thanks for your feedback Nora. If you are unable to find a typewriter you can always do as the guide suggests and use the included exhibit page.
virginia a.
May 15th, 2022
Thank you for the prompt instructions on the download and installation. The only problem I had was trying to input data into the form once I renamed the form.and saved it. I was unable to change the size of the font and was very frustrated. In the end I finally had to redo the entire form through Word using your format.
Thank you!
Patricia W.
August 30th, 2022
I am working with the document to complete it. It's taking me some time but I'll get it.
Thank you for your feedback. We really appreciate it. Have a great day!
Sharon B.
August 11th, 2022
My questions were answered promptly. I was not able to locate the deed I was searching for because my county has not uploaded the documents to be accessed through this system. I am sure I could have found what I was looking for had the information been available through the system. Thank you for your assistance.
Thank you!
David O.
March 19th, 2022
Service was top-notch....fast, accurate, cost-effective.
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Keri C.
June 10th, 2020
It was confusing at first, but the customer service was excellent and fast and I got everything taken care of right away. I'll use Deeds.com even after the recorder's office is open to the public.
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ANGELIA E.
December 23rd, 2020
Thanks for your expedite process
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