Cherokee County Mortgage Secured by Promissory Note Form (South Carolina)

All Cherokee County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Cherokee County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Cherokee County compliant document last validated/updated 9/17/2024

Mortgage Guidelines

Cherokee County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 7/31/2024

Completed Example of the Mortgage Document

Cherokee County Completed Example of the Mortgage Document

Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 8/6/2024

Promissory Note Form

Cherokee County Promissory Note Form

P/N can be used for installment or balloon payment(s).
Included Cherokee County compliant document last validated/updated 9/30/2024

Promissory Note Guidelines

Cherokee County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 5/1/2024

Completed Example of the Promissory Note Document

Cherokee County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cherokee County compliant document last validated/updated 3/15/2024

Annual Accounting Statement Form

Cherokee County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Cherokee County compliant document last validated/updated 9/26/2024

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Cherokee County. The executed documents should then be recorded in the following office:

Cherokee County Register of Deeds

110 Railroad Ave, Gaffney, South Carolina 29340

Hours: 8:30 to 5:00 M-F

Phone: (864) 487-2575

Local jurisdictions located in Cherokee County include:

  • Blacksburg
  • Gaffney

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Cherokee County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cherokee County using our eRecording service.
Are these forms guaranteed to be recordable in Cherokee County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cherokee County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cherokee County that you need to transfer you would only need to order our forms once for all of your properties in Cherokee County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by South Carolina or Cherokee County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Cherokee County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause

A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.

(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.

Our Promise

The documents you receive here will meet, or exceed, the Cherokee County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cherokee County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4409 Reviews )

Cynthia E.

October 12th, 2024

Disappointed that you were not able to provide me with the information requested. They did issue a refund but I don’t think it’s come through yet.

Reply from Staff

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SHERRILL B.

October 10th, 2024

I received prompt attention to the package I submitted. It was submitted promptly the recorders office with a quick turn around for the recorded document. Overall a very pleasant experience.

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Solomon L.

October 10th, 2024

Great communication, this was my first e-recording.

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A R M.

May 1st, 2021

Great so far. Just downloaded all the documents, and they seem to be easy to save and are fillable.
A R M

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RONDA S.

March 18th, 2021

I just love this site!

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Marilyn B.

November 1st, 2019

I do not use the internet much and really am not good with it, but your site which my brother told me about was really easy to use. I would recommend your service to others any time. Thanks for making it user friendly.

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David K.

April 4th, 2019


Excellent instructions to guide one through the warranty deed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

jen k.

June 15th, 2022

I tried to use the free stuff you find on the internet. You quickly find out that free is rarely ever (never) free. Even worse, the long term cost can be immeasurable. Glad I realized that before I got too far in. Do yourself a favor, spend a few bucks up front to get the right forms.

Reply from Staff

Thank you!

Rhonda D.

February 24th, 2021

The boxes do not allow you to add the entire information. The after recording return to box would not let me add a zipcode.

Reply from Staff

Thanks for the feedback Rhonda, we’ll take a look at that input field.

James R.

July 4th, 2019

Easy to understand instructions.
Love the examples.
Info on the deeds purpose easily comprehendible.
Able to Kiosk record without difficulty.
Am I pleased? Oh Yeah!!!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Thomas B.

March 17th, 2022

Spent several weeks searching the net for warranty deeds. For the money and correctness, IMHO, Deeds.com is far and away the best.

Reply from Staff

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William J. T.

July 9th, 2019

Satisfied with downloaded documents.

Reply from Staff

Thank you!

Michael H.

April 8th, 2022

another exact match with what i needed, thank you! the recorded of deeds accepted it with no problem.

Reply from Staff

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Diana M.

June 25th, 2020

First time user - process went very smooth and fast. It took me a little to find my messages. At first I didn't know you process documents other than deeds so maybe you should consider putting on your home page that it's not only for deeds - it's for any document that needs recording. :)

Reply from Staff

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Deborah A.

July 26th, 2022

Excellent,

Reply from Staff

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