Cherokee County Mortgage Secured by Promissory Note Form (South Carolina)
All Cherokee County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cherokee County compliant document last validated/updated 4/25/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 5/14/2025
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 5/14/2025
Promissory Note Form
P/N can be used for installment or balloon payment(s).
Included Cherokee County compliant document last validated/updated 6/9/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cherokee County compliant document last validated/updated 7/7/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cherokee County compliant document last validated/updated 4/23/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Cherokee County compliant document last validated/updated 3/5/2025
The following South Carolina and Cherokee County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Cherokee County. The executed documents should then be recorded in the following office:
Cherokee County Register of Deeds
110 Railroad Ave, Gaffney, South Carolina 29340
Hours: 8:30 to 5:00 M-F
Phone: (864) 487-2575
Local jurisdictions located in Cherokee County include:
- Blacksburg
- Gaffney
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cherokee County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cherokee County using our eRecording service.
Are these forms guaranteed to be recordable in Cherokee County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cherokee County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cherokee County that you need to transfer you would only need to order our forms once for all of your properties in Cherokee County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by South Carolina or Cherokee County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cherokee County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause
A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.
(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.
Our Promise
The documents you receive here will meet, or exceed, the Cherokee County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cherokee County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Michael R.
July 5th, 2022
Very simple to use and everything included
Thank you for your feedback. We really appreciate it. Have a great day!
Patricia N.
May 7th, 2025
Wonderful fast service, quick thoughtful responses on chat! Files download easily too, great pruces
We are delighted to have been of service. Thank you for the positive review!
Bonnie C.
July 28th, 2021
Easy and convenient. Was nice to have just a one time charge without a so-called anual fee/membership. Will use again if needed. May update review after "all is said and done."
Thank you!
Vickey W.
February 5th, 2021
Your company was great, you all walked me through every step of the process. With the pandemic and the inability to go into the DC Recorder of Deeds office. I look forward to working with you in the future.
Thank you for your feedback. We really appreciate it. Have a great day!
Thomas G.
December 16th, 2019
fast and easy
Thank you!
Kenneth-Wayne L.
August 20th, 2020
1) I was very pleased when the staff mentioned your service since the three referenced on the Recorder's website all wanted HUGE Account set-up and maintenance fees AND BIG fees per recording, and yours has no set-up fee AND nominal per-recording fee; 2) My (few) recordings will be NON-LAND Related, summary or entire record(s) of Administrative (Procedures Act) records, Other than the Border width and Cover Sheet, do you anticipate any other special requirements for such recording(s)? NOTE: I just sent one by Snail Mail, and they just informed me that due to the GERMIPHOBIA 'Pandemic' the ONLY open and record Snail Mail ONCE A MONTH On the first of each chmonth!
Thank you!
Judy C.
February 13th, 2019
Both sets of deeds were complete and easy to understand. Both states accepted the forms to transfer property.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Michael P.
June 17th, 2020
excellent and timely service.
Thank you!
CLAUDE G.
September 18th, 2019
just what I needed
Thank You
Thank you!
Stephen M.
May 14th, 2023
Easy to sign up and create an account. Lots of options.
Thank you!
Earnest K.
January 8th, 2025
I used the "personal representative's deed." There were a few errors, after I went to record it at the county recorder's office. For #7, it should've stated "The estate of Joe Schmoe, hereby grants Mr. Personal Representative....." instead of, "I Mr. Personal Representative, as personal representative, hereby grant to personal representative...." rnrnThe person at the recorder's office said you cannot state "you are granting property to yourself."rnrnJust fix that, and everything else is fine.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
William S.
September 25th, 2020
Love the ability to e-record a single document as a private citizen. Other companies only want to do business with large volume filers like title companies and attorneys. e-recording was super easy and so efficient. Got confirmation of recording from county clerk less than one hour after submission.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!