Orleans County Discharge of Mortgage (Individual Trustee) Form

Last validated August 10, 2026 by our Forms Development Team

Orleans County Discharge of Mortgage (Individual Trustee) Form

Orleans County Discharge of Mortgage (Individual Trustee) Form

Fill in the blank Discharge of Mortgage (Individual Trustee) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 8/10/2026
Orleans County Discharge of Mortgage (Individual Trustee) Guide

Orleans County Discharge of Mortgage (Individual Trustee) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Individual Trustee) form.

Document Last Validated 7/18/2026
Orleans County Completed Example of the Discharge of Mortgage (Individual Trustee) Document

Orleans County Completed Example of the Discharge of Mortgage (Individual Trustee) Document

Example of a properly completed Vermont Discharge of Mortgage (Individual Trustee) document for reference.

Document Last Validated 7/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Orleans County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Albany

Address:
827 Main St / PO Box 284
Albany, Vermont 05820

Hours: Tu & Th 9:00 to 4:00; We 9:00 to 7:00

Phone: (802) 755-6100

Town Clerk of Barton

Address:
34 Main St
Barton, Vermont 05822

Hours: M - Th 7:30 to 4:00 & Fr 7:30 to noon

Phone: (802) 525-6222

Town Clerk of Brownington

Address:
622 Schoolhouse Rd, Brownington / PO Box 66
Orleans, Vermont 05860

Hours: Mo-Th 9:00 to 4:00

Phone: (802) 754-8401

Town Clerk of Charleston

Address:
5063 VT Rte 105
West Charleston, Vermont 05872

Hours: M, Tu & Th 8:00 to 3:00

Phone: (802) 895-2814

Town Clerk of Coventry

Address:
168 Main St / PO Box 104
Coventry, Vermont 05825

Hours: M, Tu, Th, F 8:00 to 12:00; W 4:00 to 7:00; 3rd Sat 9:00 to 2:00

Phone: (802) 754-2288

Town Clerk of Craftsbury

Address:
85 S Craftsbury Rd / PO Box 55
Craftsbury, Vermont 05826

Hours: Tu - Fr 8:30 to 4:00

Phone: (802) 586-2823

Town Clerk of Derby

Address:
124 Main St
Derby, Vermont 05829

Hours: Mo - Th 7:00 to 5:00

Phone: (802) 766-4906

Town Clerk of Glover

Address:
51 Bean Hill
Glover, Vermont 05839

Hours: M - Th 8:00 to 4:00

Phone: (802) 525-6227

Town Clerk of Greensboro

Address:
81 Laurendon Ave / PO Box 119
Greensboro, Vermont 05841

Hours: Mo - Th 9:00 to 4:00

Phone: (802) 533-2911

Town Clerk of Holland

Address:
120 School Rd, Holland
Derby Line, Vermont 05830-8961

Hours: Mo, Tu, Th 8:00 to 4:30

Phone: (802) 895-4440

Town Clerk of Irasburg

Address:
161 Route 58 East / PO Box 51
Irasburg, Vermont 05845

Hours: Mo-We 9:00 to 3:00 & Th 9:00 to 6:00

Phone: (802) 754-2242

Town Clerk of Jay

Address:
1036 VT Route 242
Jay, Vermont 05859

Hours: Mo-Th 7:00 to 4:00; We until noon

Phone: (802) 988-2996

Town Clerk of Lowell

Address:
2170 VT Rte 100
Lowell, Vermont 05847

Hours: M-Th 9:00 to 2:30

Phone: (802) 744-6559

Town Clerk of Morgan

Address:
41 Meade Hill Rd / PO Box 45
Morgan, Vermont 05853

Hours: Mo & Th 8:00 to 4:00; Tu & We 8:00 to 3:00

Phone: (802) 895-2927

City of Newport: Clerk

Address:
222 Main St
Newport, Vermont 05855

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 334-2112

Town of Newport: Clerk

Address:
102 Vance Hill Rd / PO Box 85
Newport Ctr, Vermont 05857

Hours: Mo-Th 7:00 to 4:30

Phone: (802) 334-6442

Town Clerk of Troy

Address:
142 Main St
North Troy, Vermont 05859

Hours: Mo-Th 9:00 to 5:00

Phone: (802) 988-2663

Town Clerk of Westfield

Address:
38 School St
Westfield, Vermont 05874

Hours: Mo-Th 8:00 to 4:00

Phone: (802) 744-2484

Town Clerk of Westmore

Address:
54 Hinton Hill Rd
Orleans, Vermont 05860

Hours: Mo-Th 8:30 to 4:00

Phone: (802) 525-3007

Recording Tips for Orleans County:
  • Ensure all signatures are in blue or black ink
  • Both spouses typically need to sign if property is jointly owned
  • Multi-page documents may require additional fees per page

Cities and Jurisdictions in Orleans County

Properties in any of these areas use Orleans County forms:

  • Albany
  • Barton
  • Beebe Plain
  • Coventry
  • Craftsbury
  • Craftsbury Common
  • Derby
  • Derby Line
  • East Charleston
  • Glover
  • Greensboro
  • Greensboro Bend
  • Irasburg
  • Lowell
  • Morgan
  • Newport
  • Newport Center
  • North Troy
  • Orleans
  • Troy
  • West Charleston
  • West Glover
  • Westfield

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Orleans County

How do I get my forms?

Forms are available for immediate download after payment. The Orleans County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Orleans County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Orleans County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Orleans County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Orleans County?

Recording fees in Orleans County vary. Contact the recorder's office at (802) 755-6100 for current fees.

Questions answered? Let's get started!

A Vermont mortgage held by one person as trustee of a trust comes out of the land records with a single signature, and that signature is made in a fiduciary capacity. This Vermont Discharge of Mortgage (Individual Trustee) prepares the separate satisfaction instrument described in 27 V.S.A. Section 463 for a mortgage held of record by an individual trustee: the holder section recites the trustee's name with the trust's name and date, and the same capacity carries through the certificate of satisfaction, the signature block, and the notary's certificate.

A satisfaction certificate the statute drafts

Vermont writes the words of a mortgage satisfaction into the statute itself. Section 463 provides that a mortgage may be discharged by an acknowledgment of satisfaction executed by the mortgagee, substantially in a short statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. This form follows that pattern, collecting the parties, the recording data, and the property in numbered sections and performing the certification and the release of the mortgage lien in the statute's own words. Once the satisfaction is acknowledged before a notary public and recorded, Section 463(b) provides that it discharges the mortgage and bars actions brought on it.

The trustee signs, and the capacity rides every block

The form recites exactly one holder: an individual serving as trustee, named in the style Margaret H. Olsen, Trustee of the Olsen Family Revocable Trust under agreement dated June 4, 2015. Seller-financed sales in which a family trust took the purchase money mortgage, private loans made through a revocable living trust, and mortgages assigned to a trustee during estate planning present the pattern this discharge recites. An assignments section identifies the recorded assignment where the trustee acquired the mortgage from another holder, so the discharge connects to the record chain, and Vermont law backs the fiduciary architecture: 27 V.S.A. Section 351 treats a grant naming a trust as a grant to its trustee, and a discharge executed by the authorized trustee operates as a discharge by the named holder.

The signature line, the printed name, and the notary certificate all carry the same trustee capacity, and the operative section states that the holder signs as trustee and not individually. A mortgage held by two cotrustees, by a bank or company, or by an individual in a personal capacity presents a different execution pattern; this form is set up as a single fiduciary signature instrument.

Thirty days, then a running meter

Vermont attaches deadlines to a paid-off mortgage. Under 27 V.S.A. Section 464, the mortgagee provides a written payoff statement within five business days of a written request, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish the mortgagee's record ownership and authority. A holder who misses the deadline owes statutory damages of $25.00 per day, up to $5,000.00, plus consequential damages, punitive damages, costs, and reasonable attorney's fees where an aggrieved party substantially prevails. A trustee holding a private mortgage sits under the same duty as an institutional lender, which is why paid-off private mortgages come off the record promptly in Vermont practice.

Recorded in the town, not the county

Vermont land records live with town and city clerks rather than county recorders, so a mortgage release is recorded where the mortgage is recorded: the same town's land records, identified in this form by book, page, and town name. The statewide recording fee is $15.00 per page, and a discharge carries no property transfer tax return, since it transfers no title by deed. A mortgage recorded in more than one town, as with land lying across a town line, appears in each town's records, and title practice looks for the discharge in each of them.

The download includes the discharge of mortgage as a fillable PDF, a completed example showing the trustee capacity, the satisfaction certificate, and the notary block filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every numbered section and the recording steps. The materials are informational and are not legal advice; a Vermont attorney can address how the discharge statutes apply to a particular mortgage or trust.

Important: Your property must be located in Orleans County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (Individual Trustee) meets all recording requirements specific to Orleans County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Orleans County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Orleans County Discharge of Mortgage (Individual Trustee) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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August 10th, 2021

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May 4th, 2025

Took me awhile to figure out and get the information printed so I can use it later. Thank you.

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October 5th, 2023

Great company! I have been using Deeds.com for many years. I just opened a new account when I retired from my Escrow job. My recording was flawless!

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Joshua P.

July 27th, 2022

Easy fill in the blanks form. Just FYI make sure you have a copy of whatever deed you are changing and the tax records. You will want the language to be identical.

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Rex M.

February 21st, 2019

fulfilled all NC requirements

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July 14th, 2020

Thank you for responding so quickly to my question. I was able to locate the form and get everything downloaded. Once I saw the icon, it was easy peasy!!

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October 5th, 2025

As good as any of the rip off document services on the internet. Received the documents through download, were as described. Not as cheap as driving to the courthouse and getting them for free, but easier than doing so.

Reply from Staff

Thank you, Pat. We’re glad the documents were as described and easy to access. Just to clarify — Johnson County doesn’t provide a Transfer on Death Deed form. We make the correct, recordable version available, and any required supplemental forms are free on our site, with or without purchase.

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July 17th, 2019

Found the form I needed easily and will continue to use the site.

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March 26th, 2019

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July 29th, 2021

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December 24th, 2021

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Dennis S.

October 24th, 2020

I am still working on the forms. I am having problems doing the forms as you can only save as pdf and it is difficult to change or modify the pdf. You have to purchase a pdf convertor program. but all seems to be there to do the deed submittals.

Reply from Staff

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Carl R.

August 26th, 2020

Wonderful forms even for an simpleton like me. Thank goodness there are people that actually know what they are doing.

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Niki G.

January 13th, 2022

Absolutely love the Golden Girls homage in the quit claim deed example. Funny stuff!

Reply from Staff

Thanks for the feedback Niki. Glad you enjoyed our attempt to spice up the mundane. Have an amazing day.

Aaron L.

May 19th, 2026

Might be adequate if I was desperate. Formatting screams amateur hour -- not a legal issue but likely to invite closer scrutiny when filed. Instructions were supposed to be county-specific but directed me to call the recorder to ask them how to fill out part of the form. Not planning to use the form and would not purchase it again. I could probably do better by uploading some examples and the original mortgage from the Recorder's website into Claude along with the transaction-specific information and asking Claude to prepare a more professional release.

Reply from Staff

Aaron, we’re sorry the form and instructions did not meet your expectations. Your order has been canceled and your payment refunded. We appreciate your feedback and wish you the best with preparing the release in the way that works best for your situation.