Orleans County Mortgage Deed (Individual) Form
Last validated August 20, 2026 by our Forms Development Team
Orleans County Mortgage Deed (Individual) Form
Fill in the blank Mortgage Deed (Individual) form formatted to comply with all Vermont recording and content requirements.

Orleans County Mortgage Deed (Individual) Guide
Line by line guide explaining every blank on the Mortgage Deed (Individual) form.

Orleans County Completed Example of the Mortgage Deed (Individual) Document
Example of a properly completed Vermont Mortgage Deed (Individual) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Orleans County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Albany
Albany, Vermont 05820
Hours: Tu & Th 9:00 to 4:00; We 9:00 to 7:00
Phone: (802) 755-6100
Town Clerk of Barton
Barton, Vermont 05822
Hours: M - Th 7:30 to 4:00 & Fr 7:30 to noon
Phone: (802) 525-6222
Town Clerk of Brownington
Orleans, Vermont 05860
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 754-8401
Town Clerk of Charleston
West Charleston, Vermont 05872
Hours: M, Tu & Th 8:00 to 3:00
Phone: (802) 895-2814
Town Clerk of Coventry
Coventry, Vermont 05825
Hours: M, Tu, Th, F 8:00 to 12:00; W 4:00 to 7:00; 3rd Sat 9:00 to 2:00
Phone: (802) 754-2288
Town Clerk of Craftsbury
Craftsbury, Vermont 05826
Hours: Tu - Fr 8:30 to 4:00
Phone: (802) 586-2823
Town Clerk of Derby
Derby, Vermont 05829
Hours: Mo - Th 7:00 to 5:00
Phone: (802) 766-4906
Town Clerk of Glover
Glover, Vermont 05839
Hours: M - Th 8:00 to 4:00
Phone: (802) 525-6227
Town Clerk of Greensboro
Greensboro, Vermont 05841
Hours: Mo - Th 9:00 to 4:00
Phone: (802) 533-2911
Town Clerk of Holland
Derby Line, Vermont 05830-8961
Hours: Mo, Tu, Th 8:00 to 4:30
Phone: (802) 895-4440
Town Clerk of Irasburg
Irasburg, Vermont 05845
Hours: Mo-We 9:00 to 3:00 & Th 9:00 to 6:00
Phone: (802) 754-2242
Town Clerk of Jay
Jay, Vermont 05859
Hours: Mo-Th 7:00 to 4:00; We until noon
Phone: (802) 988-2996
Town Clerk of Lowell
Lowell, Vermont 05847
Hours: M-Th 9:00 to 2:30
Phone: (802) 744-6559
Town Clerk of Morgan
Morgan, Vermont 05853
Hours: Mo & Th 8:00 to 4:00; Tu & We 8:00 to 3:00
Phone: (802) 895-2927
City of Newport: Clerk
Newport, Vermont 05855
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 334-2112
Town of Newport: Clerk
Newport Ctr, Vermont 05857
Hours: Mo-Th 7:00 to 4:30
Phone: (802) 334-6442
Town Clerk of Troy
North Troy, Vermont 05859
Hours: Mo-Th 9:00 to 5:00
Phone: (802) 988-2663
Town Clerk of Westfield
Westfield, Vermont 05874
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 744-2484
Town Clerk of Westmore
Orleans, Vermont 05860
Hours: Mo-Th 8:30 to 4:00
Phone: (802) 525-3007
Recording Tips for Orleans County:
- Check that your notary's commission hasn't expired
- Check margin requirements - usually 1-2 inches at top
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Orleans County
Properties in any of these areas use Orleans County forms:
- Albany
- Barton
- Beebe Plain
- Coventry
- Craftsbury
- Craftsbury Common
- Derby
- Derby Line
- East Charleston
- Glover
- Greensboro
- Greensboro Bend
- Irasburg
- Lowell
- Morgan
- Newport
- Newport Center
- North Troy
- Orleans
- Troy
- West Charleston
- West Glover
- Westfield
Hours, fees, requirements, and more for Orleans County
How do I get my forms?
Forms are available for immediate download after payment. The Orleans County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Orleans County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Orleans County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Orleans County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Orleans County?
Recording fees in Orleans County vary. Contact the recorder's office at (802) 755-6100 for current fees.
Questions answered? Let's get started!
This fillable mortgage deed secures a loan against Vermont real estate for one individual borrower. The form recites a single mortgagor who signs before a notary public, the mortgagee who holds the security, and the terms of the promissory note the deed secures, the configuration that appears when a buyer finances a purchase through the seller, when a private lender or family member funds a loan, and when a sole owner borrows against land that is not the homestead of a married person.
A conveyance that ends when the debt is paid
Vermont is a title theory state, and its mortgage deed reads accordingly: the mortgagor grants, bargains, sells, conveys, and mortgages the property to the mortgagee, subject to a stated condition. When the obligation identified in the deed is paid in full and every other secured obligation is performed, the deed is void, and the mortgagee of record delivers a recorded discharge under 27 V.S.A. sections 461 through 464. Because no Vermont statute implies covenants from a deed label, the form states its title covenants expressly, with the encumbrances listed in the deed excepted, and it states the default provision under which the debt accelerates at the mortgagee's option and the mortgage may be foreclosed through the courts under 12 V.S.A. chapter 172. The promissory note itself stays off the public record; the deed identifies it by amount, date, and maturity without reproducing its terms.
One borrower, one signature, one certificate
The form carries one mortgagor entry, one signature line with a printed name line beneath it, and one acknowledgment certificate, so a single individual executes the whole instrument in one sitting before a notary. Vermont deeds take acknowledgment before a notary public as their execution formality under 27 V.S.A. section 341; witness signatures have no role on an ordinary Vermont conveyance, and the printed name line answers the typed or printed name practice of 32 V.S.A. section 1405 at the recording counter. The single mortgagor pattern this deed recites includes an unmarried buyer giving a purchase money mortgage back to the seller, an owner refinancing a private loan on investment land, and a borrower whose lender is a family member. The form is not set up as a two signer instrument: a married owner mortgaging Vermont homestead property outside the purchase money exception presents a spousal joinder pattern under 27 V.S.A. section 141 that calls for a different configuration.
Recorded with the town clerk, not a county recorder
Vermont land records live in the town or city where the property lies, so this mortgage deed is recorded with the municipal clerk rather than a county office. The statewide recording fee is $15 per page under 32 V.S.A. section 1671, and the form reserves the top of its first page for the clerk's recording information. A mortgage deed secures a debt rather than transferring title for consideration, so it records without the Vermont property transfer tax return that accompanies an ordinary conveyance. Recording is what gives the mortgage its reach: under 27 V.S.A. section 342, an unrecorded mortgage holds the estate only against the grantor and the grantor's heirs, so the recorded deed is what fixes priority against later interests.
The discharge on the other end
When the loan pays off, 27 V.S.A. section 464 gives the mortgagee of record 30 days after full performance to execute and deliver a valid and complete discharge, with statutory damages that accrue by the day when the duty goes unmet. The discharge is a separate instrument, prepared and recorded separately when the debt is satisfied, and it is not included in this package; the mortgage deed itself states the condition that entitles the mortgagor to it.
The download includes the blank fillable mortgage deed, a completed example showing a seller financed loan in the Town of Stowe, and a guide that walks through every section, the notary block, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Orleans County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Individual) meets all recording requirements specific to Orleans County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Orleans County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Orleans County Mortgage Deed (Individual) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4777 Reviews )
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November 18th, 2019
my experience was excellent.
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January 25th, 2022
East, fast, reliable. Great service!
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Stacie L.
April 1st, 2020
The deed is great. However, I do not believe your Statement of Full Consideration is up to date as it does not give the reference for an exemption on the Transfer on Death Deed.
Thank you Stacie. We'll take a look at those supplemental forms. Have a great day!
Roberto S.
October 9th, 2024
Everything great thank you
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April 10th, 2022
It was easy to access the documents for a minimal fee.
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April 18th, 2019
Very convenient. Instructions and samples are a plus because I often see documents incorrectly completed. Take the time to do it right.
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Sander G.
December 4th, 2019
Good but knocked off a star because the download file names are mostly numbers instead of recognizable names of the file contents (e.g., Promissory_Note_blank.pdf). Renaming would be a great help!
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James S.
January 21st, 2019
Order Process: 5 Stars - very easy Material Received: 2 Stars Issues: 1. Printing- Document would not print in format displayed. Format would continually shrink to approx 2/3 size thus not useable for formal doc submission to County Records office. 2. Document Format- Data insertion fields (addresses) were not of correct size for data input. I needed a 4 line input space but was limited to only 3 lines. Also, Date field (year) was mis-oriented in-so-much that the 3rd digit (inputted) overlapped on 2nd digit (pre-printed) and also was of noticeably different font. 3. Useability- Hand-written input space provided (for Notary) was deficient in space and spacing. It was a challenge to utilize the space available to complete fully and maintain legibility. Overall - the document worked marginally as advertised, I did need to re-write the entire document myself. It is a good concept but I'd recommend that Deeds company improve the downloaded forms for actual useability, readability, functionability. regards, Jim S
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March 30th, 2021
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December 5th, 2024
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August 7th, 2019
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August 7th, 2021
Absolutely awesome, all the information and forms I needed Thanks Tamie Hamilton
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August 24th, 2021
Great Service. I had to record 13 deeds in various Oregon counties, with o previous experience, and the process was straightforward with excellent instruction. Thank you.
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March 21st, 2021
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September 28th, 2022
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