Orleans County Discharge of Mortgage (Two Individual Cotrustees) Form
Last validated August 10, 2026 by our Forms Development Team
Orleans County Discharge of Mortgage (Two Individual Cotrustees) Form
Fill in the blank Discharge of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.
Orleans County Discharge of Mortgage (Two Individual Cotrustees) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Two Individual Cotrustees) form.
Orleans County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document
Example of a properly completed Vermont Discharge of Mortgage (Two Individual Cotrustees) document for reference.
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Additional Vermont and Orleans County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Albany
Albany, Vermont 05820
Hours: Tu & Th 9:00 to 4:00; We 9:00 to 7:00
Phone: (802) 755-6100
Town Clerk of Barton
Barton, Vermont 05822
Hours: M - Th 7:30 to 4:00 & Fr 7:30 to noon
Phone: (802) 525-6222
Town Clerk of Brownington
Orleans, Vermont 05860
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 754-8401
Town Clerk of Charleston
West Charleston, Vermont 05872
Hours: M, Tu & Th 8:00 to 3:00
Phone: (802) 895-2814
Town Clerk of Coventry
Coventry, Vermont 05825
Hours: M, Tu, Th, F 8:00 to 12:00; W 4:00 to 7:00; 3rd Sat 9:00 to 2:00
Phone: (802) 754-2288
Town Clerk of Craftsbury
Craftsbury, Vermont 05826
Hours: Tu - Fr 8:30 to 4:00
Phone: (802) 586-2823
Town Clerk of Derby
Derby, Vermont 05829
Hours: Mo - Th 7:00 to 5:00
Phone: (802) 766-4906
Town Clerk of Glover
Glover, Vermont 05839
Hours: M - Th 8:00 to 4:00
Phone: (802) 525-6227
Town Clerk of Greensboro
Greensboro, Vermont 05841
Hours: Mo - Th 9:00 to 4:00
Phone: (802) 533-2911
Town Clerk of Holland
Derby Line, Vermont 05830-8961
Hours: Mo, Tu, Th 8:00 to 4:30
Phone: (802) 895-4440
Town Clerk of Irasburg
Irasburg, Vermont 05845
Hours: Mo-We 9:00 to 3:00 & Th 9:00 to 6:00
Phone: (802) 754-2242
Town Clerk of Jay
Jay, Vermont 05859
Hours: Mo-Th 7:00 to 4:00; We until noon
Phone: (802) 988-2996
Town Clerk of Lowell
Lowell, Vermont 05847
Hours: M-Th 9:00 to 2:30
Phone: (802) 744-6559
Town Clerk of Morgan
Morgan, Vermont 05853
Hours: Mo & Th 8:00 to 4:00; Tu & We 8:00 to 3:00
Phone: (802) 895-2927
City of Newport: Clerk
Newport, Vermont 05855
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 334-2112
Town of Newport: Clerk
Newport Ctr, Vermont 05857
Hours: Mo-Th 7:00 to 4:30
Phone: (802) 334-6442
Town Clerk of Troy
North Troy, Vermont 05859
Hours: Mo-Th 9:00 to 5:00
Phone: (802) 988-2663
Town Clerk of Westfield
Westfield, Vermont 05874
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 744-2484
Town Clerk of Westmore
Orleans, Vermont 05860
Hours: Mo-Th 8:30 to 4:00
Phone: (802) 525-3007
Recording Tips for Orleans County:
- Both spouses typically need to sign if property is jointly owned
- Recorded documents become public record - avoid including SSNs
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Orleans County
Properties in any of these areas use Orleans County forms:
- Albany
- Barton
- Beebe Plain
- Coventry
- Craftsbury
- Craftsbury Common
- Derby
- Derby Line
- East Charleston
- Glover
- Greensboro
- Greensboro Bend
- Irasburg
- Lowell
- Morgan
- Newport
- Newport Center
- North Troy
- Orleans
- Troy
- West Charleston
- West Glover
- Westfield
Hours, fees, requirements, and more for Orleans County
How do I get my forms?
Forms are available for immediate download after payment. The Orleans County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Orleans County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Orleans County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Orleans County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Orleans County?
Recording fees in Orleans County vary. Contact the recorder's office at (802) 755-6100 for current fees.
Questions answered? Let's get started!
Two fiduciary signatures, two acknowledgment certificates, and one paid mortgage cleared from a Vermont town's land records: that is the configuration this form carries. It is a Vermont discharge of mortgage by separate instrument under 27 V.S.A. section 463, set up for a mortgage held of record by a trust with exactly two individuals serving as cotrustees, and it provides a signature block and a notary certificate for each of them.
A trust as the lender of record
Private lending runs through trusts more often than the word mortgagee suggests. A family trust finances the sale of a farmhouse and takes back a mortgage; an investment trust buys a seasoned loan and records an assignment; a settlor moves a seller financed note and mortgage into a revocable trust as part of an estate plan. When the loan pays off, the trust side of the record has to close the loop. Vermont law puts a clock on it: under 27 V.S.A. section 464, the mortgagee of record executes and delivers a valid and complete discharge within 30 days after full performance, together with any instrument necessary to establish record ownership and the authority to execute the discharge, and a holder that misses the window faces statutory damages of $25.00 per day up to $5,000.00, plus consequential damages, punitive damages, court costs, and reasonable attorney's fees where an aggrieved party substantially prevails.
The section 463 certification
Vermont's separate instrument route is deliberately compact. Section 463(a) supplies a short statutory certification and directs that the discharge be substantially in that form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the mortgage date, and the book, page, and town of the land records where the mortgage is recorded. This form carries that certification word for word as its operative language, wrapped in numbered sections that collect the trust's name, the cotrustees, any recorded assignments that connect an original lender to the trust, and the property. Section 463(b) states the payoff: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The same instrument is what many customers search for as a satisfaction of mortgage, a mortgage release, or a lien release; in Vermont the statute calls it a discharge.
Two cotrustees, both signing
The variant is the execution architecture. The form recites the trust as mortgagee of record, names the two cotrustees, and states that each signs as cotrustee and not individually. Vermont's Trust Code lets cotrustees who cannot reach unanimity act by majority under 14A V.S.A. section 703, and with exactly two cotrustees no majority smaller than both exists, so the form carries both signatures and treats them independently: each cotrustee has a separate acknowledgment certificate, so the two fiduciaries may sign on different dates, before different notaries, or in different states. The form is not set up as a sole trustee instrument, a corporate trustee instrument, or an individual mortgagee instrument; its recitals and certificates fit the two individual cotrustee pattern.
Recording in the town, not the county
Vermont records land documents municipally, so the completed discharge goes to the clerk of the town or city whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, because the return requirement reaches documents evidencing a transfer of title. The form reserves the top of its first page for the clerk's recording information and prints on letter size paper.
The purchase delivers the fillable discharge form, a completed example showing a plausible trust payoff from start to finish, and a line by line guide to the statutes and the blanks. The materials are informational and are not legal advice; a Vermont attorney can apply these rules to a particular loan or trust.
Important: Your property must be located in Orleans County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Orleans County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Orleans County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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