Windsor County Discharge of Mortgage (Individual) Form
Last validated August 12, 2026 by our Forms Development Team
Windsor County Discharge of Mortgage (Individual) Form
Fill in the blank Discharge of Mortgage (Individual) form formatted to comply with all Vermont recording and content requirements.
Windsor County Discharge of Mortgage (Individual) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Individual) form.
Windsor County Completed Example of the Discharge of Mortgage (Individual) Document
Example of a properly completed Vermont Discharge of Mortgage (Individual) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Windsor County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Andover
Andover, Vermont 05143
Hours: Mo, Tu, Th, Fr 9:00 to 1:00 & We 11:00 to 3:00 (always call ahead)
Phone: (802) 875-2765
Town Clerk of Baltimore
Baltimore, Vermont 05143
Hours: We 4:00 to 6:00 & Th 9:00 to 11:00 and by appt
Phone: (802) 263-5274
Town Clerk of Barnard
Barnard, Vermont 05031
Hours: Mo-We 8:00 to 3:30
Phone: (802) 234-9211
Town Clerk of Bethel
Bethel, Vermont 05032
Hours: Mo, Th 8:00 to 12:30 & 1:00 to 4:00; Tu, Fr 8:00 to 12:00
Phone: (802) 234-9722
Town Clerk of Bridgewater
Bridgewater, Vermont 05034
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3334
Town Clerk of Cavendish
Cavendish, Vermont 05142
Hours: Mo-Fr 9:00 to 4:30
Phone: (802) 226-7292
Town Clerk of Chester
Chester, Vermont 05143
Hours: Mo-Fr 8:00 to 4:00 or by appt
Phone: (802) 875-2173
Town Clerk of Hartford
White River Junction, Vermont 05001
Hours: 8:00 to 5:00 M-F (sometimes closed 12:00 to 1:00)
Phone: (802) 295-2785
Town Clerk of Hartland
Hartland, Vermont 05048
Hours: Mo-Fr 7:00 to 5:00
Phone: (802) 436-2444
Town Clerk of Ludlow
Ludlow, Vermont 05149
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 228-3232
Town Clerk of Norwich
Norwich, Vermont 05055
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 649-1419
Town Clerk of Plymouth
Plymouth, Vermont 05056
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3655
Town Clerk of Pomfret
North Pomfret, Vermont 05053
Hours: Mo, We, Fr 8:30 to 2:30
Phone: (802) 457-3861
Town Clerk of Reading
Reading, Vermont 05062
Hours: Mo-Th 8:00 to 4:00; 1st Sat 9:00 to 12:00
Phone: (802) 484-7250
Town Clerk of Rochester
Rochester, Vermont 05767-0238
Hours: Tu-Fr 8:00 to 4:00
Phone: (802) 767-3631
Town Clerk of Royalton
South Royalton, Vermont 05068
Hours: Mo-Th 8:00 to 12:00 & 12:30 to 3:00
Phone: (802) 763-7207
Town Clerk of Sharon
Sharon, Vermont 05065
Hours: Mo-Th 7:30 to 4:30
Phone: (802) 763-8268 x1
Town Clerk of Springfield
Springfield, Vermont 05156
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 885-2104
Town Clerk of Stockbridge
Stockbridge, Vermont 05772
Hours: Tu-Th 8:00 to 4:30; Fr 8:00 to 12:00
Phone: (802) 746-8400
Town Clerk of Weathersfield
Ascutney, Vermont 05030-0550
Hours: Mo-We 9:00 to 4:00; Th 9:00 to 5:30
Phone: (802) 674-9500
Town Clerk of Weston
Weston, Vermont 05161-0098
Hours: Mo-Fr 8:00 to 1:00
Phone: (802) 824-6645
Town Clerk of West Windsor
Brownsville, Vermont 05037
Hours: Mo-Fr 9:00 to 12:00 & 1:30 to 4:30
Phone: (802) 484-7212
Town Clerk of Windsor
Windsor, Vermont 05089
Hours: Mo-We 8:00 to 5:00; Th 8:00 to 4:00
Phone: (802) 674-5610
Town Clerk of Woodstock
Woodstock, Vermont 05091
Hours: Mo-Fr 8:00 to 12:00 & 1:00 to 4:30
Phone: (802) 457-3611
Recording Tips for Windsor County:
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Windsor County
Properties in any of these areas use Windsor County forms:
- Ascutney
- Barnard
- Bethel
- Bridgewater
- Bridgewater Corners
- Brownsville
- Cavendish
- Chester
- Chester Depot
- Gaysville
- Hartford
- Hartland
- Hartland Four Corners
- Ludlow
- North Hartland
- North Pomfret
- North Springfield
- Norwich
- Perkinsville
- Plymouth
- Proctorsville
- Quechee
- Reading
- Rochester
- Sharon
- South Pomfret
- South Royalton
- South Woodstock
- Springfield
- Stockbridge
- Taftsville
- West Hartford
- Weston
- White River Junction
- Wilder
- Windsor
- Woodstock
Hours, fees, requirements, and more for Windsor County
How do I get my forms?
Forms are available for immediate download after payment. The Windsor County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Windsor County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windsor County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windsor County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Windsor County?
Recording fees in Windsor County vary. Contact the recorder's office at (802) 875-2765 for current fees.
Questions answered? Let's get started!
A paid off mortgage stays on a Vermont town's land records until the holder puts a discharge there. This form prepares that discharge under 27 V.S.A. section 463 in the individual mortgagee configuration: one private holder of the mortgage, signing the statutory certificate of satisfaction in an individual capacity and recording it with the town clerk.
The certificate Vermont law puts in the record
Section 463 is Vermont's discharge by separate instrument. The statute supplies a short form of certificate, an acknowledgment of satisfaction stating that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book, page, and town of its recording. Under section 463(b), when that satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The form carries the statutory certification language in its operative section and collects the identifying particulars in numbered sections: mortgagee, mortgagor, the mortgage's recording references, any recorded assignments, and the property. A release of mortgage prepared this way reads the way Vermont town clerks and title examiners expect to find it.
One individual holder, one signature
The form recites a single mortgagee who holds the mortgage of record as an individual and signs in that capacity, over one signature line and one acknowledgment certificate. Seller financed sales where the seller took back a mortgage at closing, private loans between relatives secured against Vermont real estate, and mortgages acquired by an individual investor through a recorded assignment present this pattern; the assignment section carries the recording references that connect an assignee to the original mortgagee. The form is not set up as a discharge by a bank or company, which an officer or authorized agent signs in a representative capacity, and it is not the attorney discharge that 27 V.S.A. section 464a describes or a fiduciary discharge for a deceased mortgagee's estate.
The thirty day clock after payoff
Vermont attaches real deadlines to the mortgage payoff. Under 27 V.S.A. section 464, a mortgagee who receives a written request provides a payoff statement within five business days, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to show record ownership of the mortgage. A holder who lets the 30 days pass is liable for statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, and a substantially prevailing aggrieved party can add consequential damages, punitive damages, costs, and attorney fees. Those provisions reach individual holders as fully as institutional ones, which is what makes a ready to record satisfaction form useful on the private side of the market.
Town land records, not a county recorder
Vermont records land instruments town by town; there is no county recording system. The discharge goes to the clerk of the town whose land records contain the mortgage, identified by book and page exactly as the clerk's stamp on the recorded mortgage shows them, and the statewide recording fee is $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lien. Where a mortgage was recorded in more than one town because the land lies in two towns, a discharge is recorded in each town whose records carry it.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the certificate, signature, and notary blocks filled in for a realistic Town of Milton fact pattern, and a plain language guide that walks through every section, the signing and notarization formality, and the recording step. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Windsor County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Individual) meets all recording requirements specific to Windsor County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Windsor County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Windsor County Discharge of Mortgage (Individual) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Lawrence R.
February 4th, 2020
Forms do not allow enough space for fields and cutoff. Need to expand the fields to allow for more writing. I ended up re-typing to be able to include full property description. Would be nice if available in Word format rather than only PDF format.
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Cherene K.
February 19th, 2019
The process was easy and reasonable. My only problem was that, when I filled out my form on the computer, the writing I did overlapped with the pre-written words on the form, so that I had to end up doing it by hand. I've used DEEDS before and have not had that problem.
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February 5th, 2019
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July 13th, 2020
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July 12th, 2022
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March 11th, 2020
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October 9th, 2020
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April 27th, 2020
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June 29th, 2019
Doesn't have samples pertaining to me. Still searching for correct wording forGRANTORS (plural) so its legally written.
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January 12th, 2019
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November 5th, 2019
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May 8th, 2019
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October 6th, 2021
Could not be happier with the forms received. Everything went smooth from completing them to getting them recorded. No easy feat with our recorder, always seems to be an issue but not this time... Very Happy!
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Elizabeth R.
April 20th, 2023
It was easy to download and save the Revocation of Beneficiary of Deed form. The example and instructions helped a lot. When I went to file with the county clerk's office, she read through it carefully and said "perfect" when she was through. Thank you for making it so easy!
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August 18th, 2019
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