Windsor County Discharge of Mortgage (Personal Representative) Form
Last validated September 18, 2026 by our Forms Development TeamFormatted for recording in Windsor County, for property anywhere in the county: rural and unincorporated areas as well as Ascutney, Barnard, Bethel, Bridgewater, Bridgewater Corners, Brownsville, Cavendish, Chester and 29 more.
- 3 documents included
- Immediate PDF download
- Formatting guarantee
Windsor County Discharge of Mortgage (Personal Representative) Form
Fill in the blank Discharge of Mortgage (Personal Representative) form formatted to comply with all Vermont recording and content requirements.
Windsor County Discharge of Mortgage (Personal Representative) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Personal Representative) form.
Windsor County Completed Example of the Discharge of Mortgage (Personal Representative) Document
Example of a properly completed Vermont Discharge of Mortgage (Personal Representative) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Windsor County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Andover
Andover, Vermont 05143
Hours: Mo, Tu, Th, Fr 9:00 to 1:00 & We 11:00 to 3:00 (always call ahead)
Phone: (802) 875-2765
Town Clerk of Baltimore
Baltimore, Vermont 05143
Hours: We 4:00 to 6:00 & Th 9:00 to 11:00 and by appt
Phone: (802) 263-5274
Town Clerk of Barnard
Barnard, Vermont 05031
Hours: Mo-We 8:00 to 3:30
Phone: (802) 234-9211
Town Clerk of Bethel
Bethel, Vermont 05032
Hours: Mo, Th 8:00 to 12:30 & 1:00 to 4:00; Tu, Fr 8:00 to 12:00
Phone: (802) 234-9722
Town Clerk of Bridgewater
Bridgewater, Vermont 05034
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3334
Town Clerk of Cavendish
Cavendish, Vermont 05142
Hours: Mo-Fr 9:00 to 4:30
Phone: (802) 226-7292
Town Clerk of Chester
Chester, Vermont 05143
Hours: Mo-Fr 8:00 to 4:00 or by appt
Phone: (802) 875-2173
Town Clerk of Hartford
White River Junction, Vermont 05001
Hours: 8:00 to 5:00 M-F (sometimes closed 12:00 to 1:00)
Phone: (802) 295-2785
Town Clerk of Hartland
Hartland, Vermont 05048
Hours: Mo-Fr 7:00 to 5:00
Phone: (802) 436-2444
Town Clerk of Ludlow
Ludlow, Vermont 05149
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 228-3232
Town Clerk of Norwich
Norwich, Vermont 05055
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 649-1419
Town Clerk of Plymouth
Plymouth, Vermont 05056
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 672-3655
Town Clerk of Pomfret
North Pomfret, Vermont 05053
Hours: Mo, We, Fr 8:30 to 2:30
Phone: (802) 457-3861
Town Clerk of Reading
Reading, Vermont 05062
Hours: Mo-Th 8:00 to 4:00; 1st Sat 9:00 to 12:00
Phone: (802) 484-7250
Town Clerk of Rochester
Rochester, Vermont 05767-0238
Hours: Tu-Fr 8:00 to 4:00
Phone: (802) 767-3631
Town Clerk of Royalton
South Royalton, Vermont 05068
Hours: Mo-Th 8:00 to 12:00 & 12:30 to 3:00
Phone: (802) 763-7207
Town Clerk of Sharon
Sharon, Vermont 05065
Hours: Mo-Th 7:30 to 4:30
Phone: (802) 763-8268 x1
Town Clerk of Springfield
Springfield, Vermont 05156
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 885-2104
Town Clerk of Stockbridge
Stockbridge, Vermont 05772
Hours: Tu-Th 8:00 to 4:30; Fr 8:00 to 12:00
Phone: (802) 746-8400
Town Clerk of Weathersfield
Ascutney, Vermont 05030-0550
Hours: Mo-We 9:00 to 4:00; Th 9:00 to 5:30
Phone: (802) 674-9500
Town Clerk of Weston
Weston, Vermont 05161-0098
Hours: Mo-Fr 8:00 to 1:00
Phone: (802) 824-6645
Town Clerk of West Windsor
Brownsville, Vermont 05037
Hours: Mo-Fr 9:00 to 12:00 & 1:30 to 4:30
Phone: (802) 484-7212
Town Clerk of Windsor
Windsor, Vermont 05089
Hours: Mo-We 8:00 to 5:00; Th 8:00 to 4:00
Phone: (802) 674-5610
Town Clerk of Woodstock
Woodstock, Vermont 05091
Hours: Mo-Fr 8:00 to 12:00 & 1:00 to 4:30
Phone: (802) 457-3611
Recording Tips for Windsor County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
- Both spouses typically need to sign if property is jointly owned
Cities and Jurisdictions in Windsor County
Properties in any of these areas use Windsor County forms:
- Ascutney
- Barnard
- Bethel
- Bridgewater
- Bridgewater Corners
- Brownsville
- Cavendish
- Chester
- Chester Depot
- Gaysville
- Hartford
- Hartland
- Hartland Four Corners
- Ludlow
- North Hartland
- North Pomfret
- North Springfield
- Norwich
- Perkinsville
- Plymouth
- Proctorsville
- Quechee
- Reading
- Rochester
- Sharon
- South Pomfret
- South Royalton
- South Woodstock
- Springfield
- Stockbridge
- Taftsville
- West Hartford
- Weston
- White River Junction
- Wilder
- Windsor
- Woodstock
Hours, fees, requirements, and more for Windsor County
How do I get my forms?
Forms are available for immediate download after payment. The Windsor County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Windsor County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windsor County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windsor County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Windsor County?
Recording fees in Windsor County vary. Contact the recorder's office at (802) 875-2765 for current fees.
Questions answered? Let's get started!
A recorded mortgage does not end with the lender's life. When the individual who held a mortgage on Vermont real property dies, the mortgage stays on the town land records as an open encumbrance until a discharge enters the record, and the signature that clears it comes from the estate: 27 V.S.A. § 463 names the mortgagee's executor and administrator among those who may execute the statutory acknowledgment of satisfaction. This Vermont Discharge of Mortgage (Personal Representative) form is arranged for exactly that signature, a court-appointed executor or administrator discharging a mortgage the deceased lender held. Customers sometimes search for the same instrument as a satisfaction of mortgage, a mortgage release, or a mortgage lien release signed by an estate.
A discharge signed for the lender's estate
The form carries one fiduciary signer and one acknowledgment certificate. A dedicated section collects the estate details: the decedent's name as it appears on the recorded mortgage, the date of death, the fiduciary capacity, the Probate Division unit, the case number, and the date the letters issued, so the recorded instrument shows on its face who signed and under what authority. The operative section then states that the personal representative acts in that fiduciary capacity and not individually, acknowledges satisfaction of the secured debt, and discharges and releases the mortgage together with all interest in the mortgaged premises held by virtue of it.
The pattern that presents this configuration most often is seller financing. An owner sold Vermont property, took back a mortgage from the buyer, and died while the mortgage remained of record; in many files the payoff finished years earlier and no discharge was ever recorded. The borrower's title stays clouded either way, and the personal representative of the mortgagee's estate holds the statutory authority to clear it. A living mortgagee signing personally, a bank acting through an officer, and co-executors signing together each present a different signing configuration; this form recites a single personal representative.
The certification the statute prescribes
27 V.S.A. § 463 supplies the language: an acknowledgment of satisfaction substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, the book and page where it is recorded, and the town whose land records hold it. The form carries that certification with a blank at each element the statute leaves open, completed to mirror the recorded mortgage so the discharge indexes against the instrument it terminates. Under § 463(b), a satisfaction acknowledged before a town clerk, notary public, master, county clerk, or judge or register of probate, and recorded, discharges the mortgage and bars actions brought on it. An optional section identifies any recorded assignment of the mortgage, the chain 27 V.S.A. § 464(b) points to when it calls for any instrument necessary to show record ownership of the mortgage and authority to execute the discharge.
Thirty days, and a town-by-town record
Vermont gives the discharge duty teeth. Within 30 days after full performance of the conditions of the mortgage, 27 V.S.A. § 464 requires execution and delivery of a valid and complete discharge, and it attaches statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, for a discharge withheld past that window, along with consequential damages, punitive damages, court costs, and attorney's fees for an aggrieved party who substantially prevails. An estate that resolves the discharge promptly closes that exposure.
Recording is municipal. Vermont keeps land records town by town, with no county recording system, so the completed discharge goes to the town or city clerk of the town named in the certification, and a mortgage recorded in more than one town is discharged in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671(a), and no property transfer tax return accompanies a discharge, because the Vermont Department of Taxes places discharges outside the Form PTT-172 filing category.
What the download includes
The purchase delivers three items: the fillable Discharge of Mortgage (Personal Representative) form, a completed example built on a Middlebury fact pattern, and a guide that describes each section of the form, the notarization, and town clerk recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Windsor County to use these forms. Documents should be recorded at the county recording office listed above.
This Discharge of Mortgage (Personal Representative) meets all recording requirements specific to Windsor County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Windsor County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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