Orleans County Mortgage Deed (Two Individuals) Form
Last validated July 17, 2026 by our Forms Development Team
Orleans County Mortgage Deed (Two Individuals) Form
Fill in the blank Mortgage Deed (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Orleans County Mortgage Deed (Two Individuals) Guide
Line by line guide explaining every blank on the Mortgage Deed (Two Individuals) form.
Orleans County Completed Example of the Mortgage Deed (Two Individuals) Document
Example of a properly completed Vermont Mortgage Deed (Two Individuals) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Orleans County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Albany
Albany, Vermont 05820
Hours: Tu & Th 9:00 to 4:00; We 9:00 to 7:00
Phone: (802) 755-6100
Town Clerk of Barton
Barton, Vermont 05822
Hours: M - Th 7:30 to 4:00 & Fr 7:30 to noon
Phone: (802) 525-6222
Town Clerk of Brownington
Orleans, Vermont 05860
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 754-8401
Town Clerk of Charleston
West Charleston, Vermont 05872
Hours: M, Tu & Th 8:00 to 3:00
Phone: (802) 895-2814
Town Clerk of Coventry
Coventry, Vermont 05825
Hours: M, Tu, Th, F 8:00 to 12:00; W 4:00 to 7:00; 3rd Sat 9:00 to 2:00
Phone: (802) 754-2288
Town Clerk of Craftsbury
Craftsbury, Vermont 05826
Hours: Tu - Fr 8:30 to 4:00
Phone: (802) 586-2823
Town Clerk of Derby
Derby, Vermont 05829
Hours: Mo - Th 7:00 to 5:00
Phone: (802) 766-4906
Town Clerk of Glover
Glover, Vermont 05839
Hours: M - Th 8:00 to 4:00
Phone: (802) 525-6227
Town Clerk of Greensboro
Greensboro, Vermont 05841
Hours: Mo - Th 9:00 to 4:00
Phone: (802) 533-2911
Town Clerk of Holland
Derby Line, Vermont 05830-8961
Hours: Mo, Tu, Th 8:00 to 4:30
Phone: (802) 895-4440
Town Clerk of Irasburg
Irasburg, Vermont 05845
Hours: Mo-We 9:00 to 3:00 & Th 9:00 to 6:00
Phone: (802) 754-2242
Town Clerk of Jay
Jay, Vermont 05859
Hours: Mo-Th 7:00 to 4:00; We until noon
Phone: (802) 988-2996
Town Clerk of Lowell
Lowell, Vermont 05847
Hours: M-Th 9:00 to 2:30
Phone: (802) 744-6559
Town Clerk of Morgan
Morgan, Vermont 05853
Hours: Mo & Th 8:00 to 4:00; Tu & We 8:00 to 3:00
Phone: (802) 895-2927
City of Newport: Clerk
Newport, Vermont 05855
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 334-2112
Town of Newport: Clerk
Newport Ctr, Vermont 05857
Hours: Mo-Th 7:00 to 4:30
Phone: (802) 334-6442
Town Clerk of Troy
North Troy, Vermont 05859
Hours: Mo-Th 9:00 to 5:00
Phone: (802) 988-2663
Town Clerk of Westfield
Westfield, Vermont 05874
Hours: Mo-Th 8:00 to 4:00
Phone: (802) 744-2484
Town Clerk of Westmore
Orleans, Vermont 05860
Hours: Mo-Th 8:30 to 4:00
Phone: (802) 525-3007
Recording Tips for Orleans County:
- Documents must be on 8.5 x 11 inch white paper
- Verify all names are spelled correctly before recording
- Ask if they accept credit cards - many offices are cash/check only
- Recorded documents become public record - avoid including SSNs
- Request a receipt showing your recording numbers
Cities and Jurisdictions in Orleans County
Properties in any of these areas use Orleans County forms:
- Albany
- Barton
- Beebe Plain
- Coventry
- Craftsbury
- Craftsbury Common
- Derby
- Derby Line
- East Charleston
- Glover
- Greensboro
- Greensboro Bend
- Irasburg
- Lowell
- Morgan
- Newport
- Newport Center
- North Troy
- Orleans
- Troy
- West Charleston
- West Glover
- Westfield
Hours, fees, requirements, and more for Orleans County
How do I get my forms?
Forms are available for immediate download after payment. The Orleans County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Orleans County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Orleans County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Orleans County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Orleans County?
Recording fees in Orleans County vary. Contact the recorder's office at (802) 755-6100 for current fees.
Questions answered? Let's get started!
Two individual mortgagors sign this Vermont mortgage deed, and the form carries a separate notary acknowledgment certificate for each of them. It is the recorded half of a private loan against Vermont real estate: two people who own the property, often a married couple or a pair of co-owners, convey it to a named mortgagee as security for a promissory note, on the stated condition that the conveyance becomes void when the note is paid and every secured agreement is performed.
A conveyance that ends at payoff
Vermont treats a mortgage as a true conveyance. The statute that gives recorded instruments their effect against third parties, 27 V.S.A. § 342, names the mortgage alongside the deed of bargain and sale, and Vermont title practice describes the granting of a mortgage as a conveyance of legal title to the mortgagee, subject to the mortgagor's right to redeem. This form follows that structure. It conveys the property with full conveyance words and title covenants, identifies the promissory note by date, principal amount, and maturity, and then states the traditional condition: on full payment and performance, the deed is void. Vermont statute backs the ending as well. 27 V.S.A. § 464 requires the mortgagee to deliver a discharge within 30 days after full performance, with statutory damages for delay, and the discharge statutes at 27 V.S.A. §§ 461 through 464a supply the recorded instruments that clear the mortgage from the title.
The promissory note itself, prepared separately and not included in this package, holds the interest rate and payment schedule and stays off the public record. A seller financing a sale has a statutory reason to record the mortgage deed: under 27 V.S.A. § 307, a seller holds no lien for unpaid purchase money unless the lien is created or evidenced by a deed executed, acknowledged, and recorded in the manner required for deeds. The mortgage deed the buyers give back at closing is that instrument, which is why this form appears so often in owner financing.
Two mortgagors, two acknowledgment certificates
The form recites exactly two mortgagors, natural persons signing in their individual capacities, and one mortgagee, who may be an individual or an entity and does not sign. A married couple mortgaging the home they own together, two relatives who took title jointly, and unmarried co-owners borrowing against shared property present the two-signer pattern this deed recites. Each mortgagor signs before a notary, and the two certificates allow the signers to acknowledge on different dates, before different notaries, or in different states. Vermont homestead law runs through the same architecture: 27 V.S.A. § 141 makes a married owner's conveyance of homestead property inoperative as to the homestead unless the spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase, and a mortgage deed signed and acknowledged by both spouses answers that joinder rule on its face. A sole owner, an entity, or a fiduciary signing in a representative capacity presents a different signature architecture than this form is set up to recite.
Recorded with the town clerk, not a county recorder
Vermont land records are municipal. The completed mortgage deed goes to the clerk of the town or city where the land lies, at the statewide fee of $15.00 per page under 32 V.S.A. § 1671(a), and the top of the first page reserves space for the clerk's recording information. A mortgage deed is also one of the instruments the Vermont property transfer tax return does not reach: the Department of Taxes excludes mortgage deeds from the Form PTT-172 filing category, so the mortgage records without the return that accompanies a deed transferring title. Printed names appear under the signature lines because 32 V.S.A. § 1405 permits the recording official to require them.
The package contains the mortgage deed as a fillable PDF, a completed example showing the form filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, the notarization rules, and the recording steps. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Orleans County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Two Individuals) meets all recording requirements specific to Orleans County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Orleans County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Orleans County Mortgage Deed (Two Individuals) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4756 Reviews )
IVAN G.
September 4th, 2020
This Guys are accurate and FAST, Thanks Staff- KVH.!!!! you were awesome!!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Lisa P.
February 18th, 2025
It was easy to find and download the documents that I needed.
We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..
Chris H.
December 8th, 2020
Fast and Easy. Did not have to leave my office to get this done.
Thank you!
Ron E.
January 23rd, 2020
Seems like this is a very easy process to get what you need.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Irma D.
June 14th, 2021
Very impressed with the Service in Miami-Dade County. THank you
Thank you!
Robert K.
June 13th, 2021
Very user friendly - I found the affidavit I needed right away together with the guide to filling it out.
Thank you!
Timothy L.
September 20th, 2020
It was very simple and easy to fill out the information need to do the warranty deed.
Thank you for your feedback. We really appreciate it. Have a great day!
Janet J.
December 15th, 2022
These forms were very easy to both download and print, as well as fill out on the site and then print. The instructions are clear and concise. We have not yet been to the County to file them, but we are expecting no issues.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Cheryl D.
August 24th, 2020
How easy was this. I was pleasantly surprised by the speed and price. Saved me several days of snail mail :) thanks deeds.com!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
TERRY E.
August 19th, 2020
VERY EASY TO USE !
Thank you!
Debra W.
January 13th, 2021
I was trying to get a lien released for the last 3 month with Maricopa County and once I utilized your system it was complete within 24 hours of my filing. Great company and customer service, thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
davidjrhall e.
March 13th, 2023
So far its been good. The David Jr Hall Estate Trust is a Business Blind Trust and we are looking forward to working with your platform and seeing how far we can go.
Thank you!
John U.
April 24th, 2020
It's too early for me to tell because I just uploaded the document today and it hasn't been recorded yet. However, I will say that the website is very user friendly so assuming that everything goes as planned, this is a great service.
Thank you!
Robert C.
March 31st, 2019
I hope I have the right form. My deed should be for a mfg home.
Thank you for your feedback. We really appreciate it. Have a great day!
David C.
April 21st, 2021
This has been a lifesaver for me. Exactly what I needed. Forma are easy to fill in. Thank you for offering this instead of going thru a lawyer. faster and no wait time.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!