Bennington County Mortgage Deed (Two Individuals) Form
Last validated July 17, 2026 by our Forms Development Team
Bennington County Mortgage Deed (Two Individuals) Form
Fill in the blank Mortgage Deed (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Bennington County Mortgage Deed (Two Individuals) Guide
Line by line guide explaining every blank on the Mortgage Deed (Two Individuals) form.
Bennington County Completed Example of the Mortgage Deed (Two Individuals) Document
Example of a properly completed Vermont Mortgage Deed (Two Individuals) document for reference.
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Additional Vermont and Bennington County documents included at no extra charge:
Where to Record Your Documents
Town of Arlington Town Clerk
Arlington, Vermont 05250
Hours: Monday – Friday 9 AM to 2 PM and by appt
Phone: (802) 375-2332
Town of Bennington Town Clerk
Bennington, Vermont 05201
Hours: Monday - Friday 8AM - 5PM
Phone: (802) 442-1043
Town of Dorset Town Clerk
East Dorset, Vermont 05253
Hours: 8:00 to 4:00 M-F or by appt
Phone: (802) 362-1178 Ext 2
Bennington County Clerk (for Glastenbury)
Bennington, Vermont 05262
Hours: M-F 8:00 am - 4:30 pm
Phone: (802) 447-2700
Town of Landgrove Town Clerk
Londonderry, Vermont 05148
Hours: Thurs 9am to 1pm or by appt
Phone: (802) 824-3716
Town of Manchester Town Clerk
Manchester Center, Vermont 05255
Hours: Mon-Fri 8:00 to 4:30
Phone: (802) 362-1313 x1
Town of Peru Town Clerk
Peru, Vermont 05152
Hours: Tues, Thurs 8:30am - 4:00pm
Phone: (802) 824-3065
Town of Pownal Town Clerk
Pownal, Vermont 05261
Hours: M, T, Th, F 9:30 to 4:00; Wed 9:30 to 2:00
Phone: (802) 823-7757
Town of Readsboro Town Clerk
Readsboro, Vermont 05350
Hours: M,T,Th,F 8:00 to 3:30; Wed 4:30 to 8:30
Phone: (802) 423-5405
Town of Rupert Town Clerk
West Rupert, Vermont 05776
Hours: Mon 11:00 to 7:00; Tue, Wed 12:00 to 5:00; Thu 8:30 to 3:30
Phone: (802) 394-7728
Town of Sandgate Town Clerk
Sandgate, Vermont 05250
Hours: Mon, Wed 9:30 to 12:30; Tue 9:30 to 11:30; Thu, Fri 9:30 to 12:30
Phone: (802) 375-9075
Town of Searsburg Town Clerk
Wilmington, Vermont 05363
Hours: Mon 8:00 to 4:00; Tue, Fri 8:00 to noon
Phone: (802) 464-8081
Town of Shaftsbury Town Clerk
Shaftsbury, Vermont 05262
Hours: Mon 9:00 to 4:30; Tue - Fri 9:00 to 3:00
Phone: (802) 442-4038
Town of Stamford Town Clerk
Stamford, Vermont 05352
Hours: Tue, Wed 11:00 to 3:00; Thu 11:00 to 3:00 & 7:00 to 9:00; Fri 9:00 to 1:00
Phone: (802) 694-1361
Town of Sunderland Town Clerk
Sunderland, Vermont 05252 / 05250
Hours: Mon - Thu 8:00 to 2:00
Phone: (802) 375-6106
Town of Whitingham Town Clerk
Jacksonville, Vermont 05342
Hours: M-F 9 to 2; W 5 to 7; Sat 9 to 12
Phone: (802) 368-7887
Town of Winhall Town Clerk
Bondville, Vermont 05340
Hours: Mon - Thu 7:00 to 1:00 or by appt
Phone: (802) 297-2122
Town of Woodford Town Clerk
Woodford, Vermont 05201
Hours: Call for hours or appt
Phone: (802) 442-4895
Recording Tips for Bennington County:
- Check margin requirements - usually 1-2 inches at top
- Bring extra funds - fees can vary by document type and page count
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Bennington County
Properties in any of these areas use Bennington County forms:
- Arlington
- Bennington
- Bondville
- Dorset
- East Arlington
- East Dorset
- Manchester
- Manchester Center
- North Bennington
- North Pownal
- Peru
- Pownal
- Readsboro
- Rupert
- Shaftsbury
- Stamford
- West Rupert
Hours, fees, requirements, and more for Bennington County
How do I get my forms?
Forms are available for immediate download after payment. The Bennington County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bennington County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bennington County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bennington County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bennington County?
Recording fees in Bennington County vary. Contact the recorder's office at (802) 375-2332 for current fees.
Questions answered? Let's get started!
Two individual mortgagors sign this Vermont mortgage deed, and the form carries a separate notary acknowledgment certificate for each of them. It is the recorded half of a private loan against Vermont real estate: two people who own the property, often a married couple or a pair of co-owners, convey it to a named mortgagee as security for a promissory note, on the stated condition that the conveyance becomes void when the note is paid and every secured agreement is performed.
A conveyance that ends at payoff
Vermont treats a mortgage as a true conveyance. The statute that gives recorded instruments their effect against third parties, 27 V.S.A. § 342, names the mortgage alongside the deed of bargain and sale, and Vermont title practice describes the granting of a mortgage as a conveyance of legal title to the mortgagee, subject to the mortgagor's right to redeem. This form follows that structure. It conveys the property with full conveyance words and title covenants, identifies the promissory note by date, principal amount, and maturity, and then states the traditional condition: on full payment and performance, the deed is void. Vermont statute backs the ending as well. 27 V.S.A. § 464 requires the mortgagee to deliver a discharge within 30 days after full performance, with statutory damages for delay, and the discharge statutes at 27 V.S.A. §§ 461 through 464a supply the recorded instruments that clear the mortgage from the title.
The promissory note itself, prepared separately and not included in this package, holds the interest rate and payment schedule and stays off the public record. A seller financing a sale has a statutory reason to record the mortgage deed: under 27 V.S.A. § 307, a seller holds no lien for unpaid purchase money unless the lien is created or evidenced by a deed executed, acknowledged, and recorded in the manner required for deeds. The mortgage deed the buyers give back at closing is that instrument, which is why this form appears so often in owner financing.
Two mortgagors, two acknowledgment certificates
The form recites exactly two mortgagors, natural persons signing in their individual capacities, and one mortgagee, who may be an individual or an entity and does not sign. A married couple mortgaging the home they own together, two relatives who took title jointly, and unmarried co-owners borrowing against shared property present the two-signer pattern this deed recites. Each mortgagor signs before a notary, and the two certificates allow the signers to acknowledge on different dates, before different notaries, or in different states. Vermont homestead law runs through the same architecture: 27 V.S.A. § 141 makes a married owner's conveyance of homestead property inoperative as to the homestead unless the spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase, and a mortgage deed signed and acknowledged by both spouses answers that joinder rule on its face. A sole owner, an entity, or a fiduciary signing in a representative capacity presents a different signature architecture than this form is set up to recite.
Recorded with the town clerk, not a county recorder
Vermont land records are municipal. The completed mortgage deed goes to the clerk of the town or city where the land lies, at the statewide fee of $15.00 per page under 32 V.S.A. § 1671(a), and the top of the first page reserves space for the clerk's recording information. A mortgage deed is also one of the instruments the Vermont property transfer tax return does not reach: the Department of Taxes excludes mortgage deeds from the Form PTT-172 filing category, so the mortgage records without the return that accompanies a deed transferring title. Printed names appear under the signature lines because 32 V.S.A. § 1405 permits the recording official to require them.
The package contains the mortgage deed as a fillable PDF, a completed example showing the form filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, the notarization rules, and the recording steps. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Bennington County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Two Individuals) meets all recording requirements specific to Bennington County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Bennington County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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August 28th, 2021
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