Vermont Mortgage Security Agreement and Promissory Note
County Specific Legal Forms Validated as recently as June 17, 2026 by our Forms Development Team
About the Vermont Mortgage Security Agreement and Promissory Note
How to Use This Form
- Select your county from the list on the left
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
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("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)
This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.
The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.
Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.
(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.
How to Use This Form
- Select your county from the list above
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
What Others Like You Are Saying
"I am the Kent County Recorder of Deeds in Central Delaware. I am impressed by the accuracy of your w…"
"Exellent and easy! Thqanks!"
"Very fast, efficient, and convenient - thanks Deeds.com! I would recommend this service to everyone …"
"real easy and fast"
"Information very useful and helpful. It would be helpful to inform purchasers that legal size paper …"
Common Uses for Mortgage Security Agreement and Promissory Note
- Clear title after paying off a home equity line of credit
- Document the full payoff of a home loan for public record
- Record a satisfaction of mortgage with the county
- Subordinate a second mortgage to allow refinancing
- Secure a loan with real property as collateral
Compare other Vermont deed forms and documents
Important: County-Specific Forms
Our mortgage security agreement and promissory note forms are specifically formatted for each county in Vermont.
After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.